so the dealer is using the potential discount he would offer you to pay the interest on the loan you are to take. I don't want to get into a religious argument or anything like that, but aren't we just playing semantics here. I am not sure of the financial implications but realistically speaking if you take the figures from 'TheFace' then you should be able to get the car for £16000 against £17200 you will pay, so the dealer is using the £1250 difference to fund interest so aren't you paying interest anyway?
Again, I don't want to offend you in any way I am simply confused

and I apologise now if I have offended you.