Quote:
Originally Posted by kojakxx
13.08 - still no phone call.
It is infact a PCP deal. The example that Honda use on their website and in the brochures indicate a 7.9APR, I understand about the PCP deal and gjackson you are correct. Because it WAS a PCP deal that is why I never worried about the APR because it was the one that was advertised, but apparently that was with Honda Finance, but because I was given the Blackhorse finance then the APR was higher, if I could have seen the agreement and if the "seller" had explained or shown me the APR figure then as thick as I may be there is no way on this planet I would have agreed to pay that amount. The bottom line is I was wrong not to have asked the relevant questions regarding the finance, but I don't think I am totally at fault, the seller did not do his part by advising me on the correct details, so I'm gonna phone now...
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1) The honda website quotes 7.9% for new cars, not pre reg or used.
2) PCP or not you should always look at the rates being paid and APR's applicable. More importantly than the APR - take a look at how much you are actually paying, charges etc.
3) Its not about how stupid you are or not, thats the reason for the rules, key facts guides, cancellation periods etc, to protect the naive amongst us from being mis-sold to.
If the dealer can't be bothered to call you back, don't waste time with them, go straight to trading standards etc. You are already 4 days in from when you collected the car.