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What gets me though, is say you chop your old car in for £6k, and then payments worked out etc etc, for arguements sake you're paying £250 a month. Now chop this car in at the end of 3 yrs, and the difference between value and GMFV is say £1,500. If you got that same car but brand new again, doesn't that mean you only have £1,500 deposit this time and hence higher payments?
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