Quote:
Originally Posted by Duecut
some changes are ok to make with out informing the insurer, eg changing the wheels (the insurer only cares if you have alloys or not, they dont care about the size)
But bear in mind that if an assessor sees 20" rims on your car their going pay a lot of extra attention to your car
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Hey,
I'm sorry to say that even this is not the cae, essentially you are altering the car from it's original manufactured state into another using 3rd party items. A change in wheels needs to be declared as well really as this is the foot-in-the-door route they will need to deny the claim.
Cosmetic changes are looked into more so as it makes the car more attractive to thieves.
What gets me though is that even after declaring the mods the insurer will still only repair the car to stock spec after a claim, not take into account the different items you have fitted and paid extra for.
Ian