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I've had an 1.8 EX for 9 months now and have not had any of the problems others report, so it is not everycar that suffers. I still get a buzz everyday when I get in the car which, as has been said earlier, isn't true of most cars out there. I'd say get one, but then again I am biased!!!
In regards to finance, speak to the people who financed your last car. I got a great deal on my previous car, a megane, through renault finance, only 2% APR!! When we called them to get a settlement figure they where keen to keep our business and offered us the same 2% APR to finance the Civic. Guess they would rather keep you and make a little money than lose you altogether. Good luck, hope you make the right choice for you and remember you always get more negatives than posotives on a forum, people aare less likely to post that they have no problems.
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