22 mpg ! you must be harmering too much.
yer i like the civic good balance between power and fuel , driveing mine insane for 1,200 miles i got ave of 49.8 mpg so i was impressed . then went on 200 trip with famaly so could not beat it

i got 56,7 ( 90% motorway but doing the speed limts so not hanging around) so im very impressed now, so you mite miss the power abit but the cdti goes well and when you think about all the money you will save, you should enjoy it as much as the focus , if not more

yer i bet insucance it a bit high isnt ? £1k+ i bet