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As luck would have it, I had a loan 320d for 6 weeks before I got my Civic so I went right from one to the other.
IMHO, the Civic is the better car and much more fun without considering the costs. Once you factor the costs in, you would be mad to go for the BMW.
Having had a few BMW's and a Mini, the aftersales service is good but so far on my 30k mile Civic, I've not needed any so would you rather have a car with good service or a car that doesn't rely on good dealer service?
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