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I had a silver xt3 rav which I part ex'd. Stopped my toyota club membership and got a refund for the part year.
The civvie comes with 3 years honda assist as standard - no extra to pay. I found I didn't really use any other of the toyota club 'discounts' as I found other sources for travel ins and car ins cheaper even after the 'discounts' so i just used the club membership to pay for the RAC membership which was a bargain so don't think you'll lose out.
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