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Diesel only really makes sense (financially at least) if you do high milage. Diesel engines are more expensive that petrol (£1k extra in the Civics case) basically if you do high milage the money you would save through higher mpg would offset the higher initial cost. In your case it wouldn't.
Although I only do 10-12k per year and bought the diesel purely for the performance, not overly bother by mpg.
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