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l-noel · 9th July 2007, 16:55

I don't know how the system work in the UK but here in France even if the cyclist is not insured like a car, you have what we call here a third party damage insurance which is included in your home insurance, including damage your children or you can cause to others it's called "Responsabilité civil" or Civil responsibility...
So if you have an accident in France; even with a cyclist you must write an accident report (called "Constat amiable") stating all the fact (People involved identity, place, time, circonstances, damages, witness and so on ...) both party have to sign it and send it with comments to the insurance company within two days ... It make the things a lot easier even if you have an accident with a pedestrian or a Cyclist.

But I understand your point of view...

9th July 2007, 16:55	#9 (permalink)
l-noel Wine and cooking ! Rocketship door handle Join Date: 5th December 2006 Location: Roanne-France Posts: 1,316 Thanks: 4 Thanked 8 Times in 4 Posts iTrader: (0)	I don't know how the system work in the UK but here in France even if the cyclist is not insured like a car, you have what we call here a third party damage insurance which is included in your home insurance, including damage your children or you can cause to others it's called "Responsabilité civil" or Civil responsibility... So if you have an accident in France; even with a cyclist you must write an accident report (called "Constat amiable") stating all the fact (People involved identity, place, time, circonstances, damages, witness and so on ...) both party have to sign it and send it with comments to the insurance company within two days ... It make the things a lot easier even if you have an accident with a pedestrian or a Cyclist. But I understand your point of view...