i feel for you and they should have bike checks and compulsory insurance. just be carefull he doesent put a claim in aginst you. as you have insurance he could claim for allsorts. i had a similar case where they rode into me while i was waiting at traffic lights, then tried to blame me!!! got a tiny dent in the wing, they were ok, so i drove off.
the morel is when you hear a cyclist has been run over, it may have been the guy who hit you, as his luck will run out in the end...stop smiling.
i would see if you could sort it for around the price of you excess and dont tell the insurance just in case he tries to stick one on you, then forget all about it
