Younger drivers - Posts split from Type R insurance

[Robbieee]

Originally Posted by harleyfatboy

Well what we got here then ...school lessons ? You dont have the experience..... broad statement , you dont know the guy ..Neemstar...apart from this site and yet you are making this statement based on what.... stats ?...he could have a natural gift for driving .... its not all about years behind the wheel ... I have made mistakes and no doubt will make more.... the life lesson is to learn from them ....and what the price of petrol has got to do with it i dont know , and as to less cars ....you only need one more to make accident ,.... ON A STEEL HORSE I RIDE

Here Here

[robbo51]

Originally Posted by harleyfatboy

Well what we got here then ...school lessons ? You dont have the experience..... broad statement , you dont know the guy ..Neemstar...apart from this site and yet you are making this statement based on what.... stats ?...he could have a natural gift for driving .... its not all about years behind the wheel ... I have made mistakes and no doubt will make more.... the life lesson is to learn from them ....and what the price of petrol has got to do with it i dont know , and as to less cars ....you only need one more to make an accident ,.... ON A STEEL HORSE I RIDE

School lessons??
I gather you dont agree then.
So...What do you think?
Youre very quick to critisise my views.
I'm listening...........................
I get a very strong impression that whatever I write, you will disagree.
Or am I wrong?

[NH Dan]

Originally Posted by harleyfatboy

Well what we got here then ...school lessons ? You dont have the experience..... broad statement , you dont know the guy ..Neemstar...apart from this site and yet you are making this statement based on what.... stats ?...he could have a natural gift for driving .... its not all about years behind the wheel ... I have made mistakes and no doubt will make more.... the life lesson is to learn from them ....and what the price of petrol has got to do with it i dont know , and as to less cars ....you only need one more to make an accident ,.... ON A STEEL HORSE I RIDE

Point taken, but how does the insurance know, or judge this?? Does he ring them up, say what a nice guy he is and how careful he'll be and suddenly get it for £500??

Insurance companies go by the only factors that they can, statistics, PROVEN facts. The fact is that young male drivers from 17-25 are statistically more likely to wrap their car round something/speed/damage etc. If he has got loads of advanced certificates etc then he will tell the insurance company this (hopefully) and they will apply the relevant discounts BUT that still doesnt stop the 'peer pressure' or 'red mist' setting in.

[Jack The Lad.]

Well said that man.

[HappyMan]

Originally Posted by harleyfatboy

Well what we got here then ...school lessons ? You dont have the experience..... broad statement , you dont know the guy ..Neemstar...apart from this site and yet you are making this statement based on what.... stats ?...he could have a natural gift for driving .... its not all about years behind the wheel ... I have made mistakes and no doubt will make more.... the life lesson is to learn from them ....and what the price of petrol has got to do with it i dont know , and as to less cars ....you only need one more to make an accident ,.... ON A STEEL HORSE I RIDE

HFB I am not exactly sure what you are trying to say here but I don't agree with you from what I can understand.

There is more to it than a natural gift to drive, there is the experience of actual driving - situations, weather conditions, other drivers and speed. None of us can be 'natural' in reacting to situations unless we practice for them and train and that is what people are saying on here. It isn't a witchhunt nor a 'have a go at the young' issue, it is a known fact that young people NEED to gain experience.

If you take your point about people being 'naturally gifted at something' then why aren't there more young 25 year olds running large national companies? Why do we generally prefer to have an older Prime Minister?

Just because we have 'ability' doesn't mean we don't need to 'hone' that ability to improve our skill.

If the original poster has the money to spend on the insurance fantastic, that's their choice. And through owning a performance car they may learn to 'hone' their driving skills. On the other hand through hard experience of crashing the person may learn a good lesson also - so it works both ways.

[angie4m]

Originally Posted by NH Dan

Point taken, but how does the insurance know, or judge this?? Does he ring them up, say what a nice guy he is and how careful he'll be and suddenly get it for £500??

Insurance companies go by the only factors that they can, statistics, PROVEN facts. The fact is that young male drivers from 17-25 are statistically more likely to wrap their car round something/speed/damage etc. If he has got loads of advanced certificates etc then he will tell the insurance company this (hopefully) and they will apply the relevant discounts BUT that still doesnt stop the 'peer pressure' or 'red mist' setting in.

Excatly. I work with a woman who says her son is a excellent driver he's only 24 and has managed to write off 3 cars all by himself! Even having things like Pass Plus etc doesn't show that you can handle a car like the Type R as many people more than likely get thier pass plus in a Micra and thats a bit of a difference from a CTR.

I know that when I went to get my insurance some companies asked what experiance I had in driving performance and big engine cars. I could list a Cooper S I had driven for 6 years, a 520 BMW, a 530 BMW and a M3 that I was driving at the time. That only brought it down by about £300 on a way off premium.

[harleyfatboy]

Lets deal with a few comments ...robbo51 absolutely right i dont agree....your not his guardian..... But dont get annoyed when your told you dont have experience ...you dont...Who the hell are you to preach to another individual....secondly its not about being quick to critisise your views there is no quick response.. I tell it like it is ..when it is..Regardless of who it is. The last part about disagreement... its a forum topics are discussed openly thats the way it is..... NH DAN..... He does not phone them up that remark isnt very adult , the point being made was another member made a personal statement about an individual ..based on what..Skip waving your fact sheet man .....im talking about a statement made ...With no personal background of the individual... Happy man..... you comment ...None of us can be natural in reacting to situations unless we practise for them and train .... So if somebody goes to hit you you are going to stand in the way and not act naturally because you have not trained.. ON A STEEL HORSE I RIDE

[robbo51]

Originally Posted by FWH

Please let´s not any of us make comments about each other, let´s just stick to discussing the facts.

Younger drivers are over-repesented in accident statistics.
An inexperienced driver in a high power car is obvisouly an increased risk.
This does not mean that we know that a member of our forum is a dangerous driver because he is able to drive a Type R at a fairly young age.

"High power" is of course slightly subjective.
The Type R is a fairly high power car (but hardly a supercar), it is however also a reasonably safe car with VSA, ABS, airbags etc.
My first car had none of this!

Irregardless of age, we should all drive carefully.

Thankyou FWH.
Abusive, aggressive and personal comments are not needed in this forum.
BTW FWH:
My first car..A Mini 850 had no power at all, but I didnt half enjoy it!!!

[robbo51]

Originally Posted by FWH

Off topic posts split to here:
http://www.civinfo.com/forum/recycle...insurance.html

(Not deleted, just split).

Absolutely no use at all splitting this into the recycle bin.
Fair enough..It was off topic BUT:
How can discussions take place if they are removed to here.
May I suggest you recycle them to a thread where it can be reasonably discussed.

[HappyMan]

Originally Posted by robbo51

Absolutely no use at all splitting this into the recycle bin.
Fair enough..It was off topic BUT:
How can discussions take place if they are removed to here.
May I suggest you recycle them to a thread where it can be reasonably discussed.

I agree as it was becoming a good discussion and an interesting one at that - youth v experience - who would win?

If we could continue it would be appreciated but as long as it was 'reasonably' discussed.

[NEEMSTAR]

yes i would like to continue that thread too please FWH. it was good

oh yeah here's one for experience
BBC NEWS | Wales | OAP's £60k Porsche crash escape

[harleyfatboy]

Happy man ...what do you mean who would win ...youth or experience.. the discussion was not about winning or loosing..... it was about some individuals preconceived idears about age and experience and you have to have the latter to be fit for purpose ....ON A STEEL HORSE I RIDE

[HappyMan]

Originally Posted by harleyfatboy

Happy man ...what do you mean who would win ...youth or experience.. the discussion was not about winning or loosing..... it was about some individuals preconceived ideas about age and experience and you have to have the latter to be fit for purpose ....ON A STEEL HORSE I RIDE

Harleyfatboy, of course experience would win

[Robbieee]

Originally Posted by HappyMan

Harleyfatboy, of course experience would win

What about reaction times of-shall we say-"experienced" drivers?? hehe

[HappyMan]

Originally Posted by Robbieee

What about reaction times of-shall we say-"experienced" drivers?? hehe

Good question?

But are "experienced" drivers more able to react to road conditions more responsibly? By that I mean could a more experience driver more reasonably be able to adjust their speed to the road conditions without the added pressure of peers and so on?

[robbo51]

Pretty obvious to me HM that experience counts for a lot
Quite sad that some people dont get that!

[Redciv]

Well FWH super moderator, you impose your decision on the rest of us and move a lot of posts which inspired considerable discussion, including mine.
I have visited this site almost daily for 18 months but have contributed few posts & only when I felt it relevant.
I did not stray outside any rules, wasn't rude & gave a point of view.
I note my post has been moved.
I won't be dictated to.
Stick your site.
I won't be visiting again.

[harleyfatboy]

Happy man... My experience of drivers with the teashirt , and video , book, film rights, is that they rely a little to much on.... yo man ive been driving for light years so im hotttt ...no problem i cant cope with ...that is driver apathy... you dont want that.... you want common sense , reaction time , the right attitude , some thing all ages can possess ...but not all implement.....ON A STEEL HORSE I RIDE

[robbo51]

Perhaps youd like to have a chat with us in the chatbox HFB?
Pay and become a supporter of this site and you can

[harleyfatboy]

Why....on A Steel Horse I Ride