Holiday Insurance Question...

Spyke · 28th October 2012, 18:47

Meant to be going to Egypt on Thurs, if i was to take out holiday insurance now and then cancel the holiday (getting no refund due to it being so close to departure date) i presume i would need a pretty good reason to be able to claim the cost of the holiday back?

deano@autocleanz · 28th October 2012, 18:51

You assume right yeah

Spyke · 28th October 2012, 19:03

Hummm...what could these reasons be?

jakeyboy · 28th October 2012, 20:40

they would smell a rat, buying the insurance then making a claim.
to pull it off, youd have to looking at death in the family

deano@autocleanz · 28th October 2012, 20:40

Quote:

Originally Posted by jakeyboy

they would sell a rat, buying the insurance then making a claim.
to pull it off, youd have to looking at death in the family

Exactly my thoughts

FWH · 28th October 2012, 20:45

Question is if the terms even allow you to claim for something purchased prior to signing up for the insurance.

civicnewbie · 28th October 2012, 20:58

There are usually all sorts of restrictions including known events at the time of purchase. I take it you booked a holiday without insurance and something has now cropped up ?

Spyke · 28th October 2012, 21:32

Correct, it was a long shot and too be honest i thought that the general consensus would be that they wouldnt fall for it!! Unfortunately didnt get round to buying the insurance yet!! Annoying really because my yearly cover only ran out last month, didnt renew because i didnt think i would be going away again untill next year

Ah well, will have to see if i can sell it on and change the names!

1 Week all inclusive to Sharm el Sheikh leaving Thursday anyone?? lol

JohnnyBoy · 28th October 2012, 23:37

I'll give you a tenner for it.

rewindurmind · 29th October 2012, 01:47

Why can't you go?

I got my holiday refunded because I broke my leg the day before, playing football. But, they'll obviously need proof of this.

However, I'd be willing to break your leg for you.

FWH · 29th October 2012, 05:34

Changing names on air tickets isn't as easy as it used to be.

I've heard of people having to buy new tickets due to spelling mistakes and the fact that tickets cannot be changed.

But, good luck.

Spyke · 29th October 2012, 10:59

Grievance in my gf's family meaning she cant go. Non of my mates can get the time off at such short notice.

Will cost £260 to change both names on the booking.

It is at a popular kitesurfing destination, with all the sports equipment on the plane booked etc so i have advertised it on a kitesurfing forum.... FINGERS CROSSED!!

NoNumpty · 29th October 2012, 11:18

Have you tied the holiday company - usually they are sympathetic at times like this (assuming you have booked a package)

Spyke · 29th October 2012, 11:22

They are not being sympathetic...although i will call back anc check/plead!

28th October 2012, 18:47	#1 (permalink)
Spyke Supporter Car: 2008 Milano CTS Join Date: 5th October 2011 Location: Bristol Posts: 306 Thanks given: 20 Thanked 39 Times in 38 Posts iTrader: (0)	Holiday Insurance Question... Meant to be going to Egypt on Thurs, if i was to take out holiday insurance now and then cancel the holiday (getting no refund due to it being so close to departure date) i presume i would need a pretty good reason to be able to claim the cost of the holiday back?

28th October 2012, 20:40	#4 (permalink)
jakeyboy Supporter Car: 09 milano ctr gt Join Date: 5th August 2011 Location: perth Posts: 384 Thanks given: 68 Thanked 63 Times in 62 Posts iTrader: (0)	they would smell a rat, buying the insurance then making a claim. to pull it off, youd have to looking at death in the family Last edited by jakeyboy; 28th October 2012 at 20:42.

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28th October 2012, 18:51	#2 (permalink)
deano@autocleanz Supporter Join Date: 1st July 2012 Location: Sheffield, UK Posts: 791 Thanks given: 337 Thanked 165 Times in 154 Posts iTrader: (4)	You assume right yeah

28th October 2012, 19:03	#3 (permalink)
Spyke Supporter Thread starter Car: 2008 Milano CTS Join Date: 5th October 2011 Location: Bristol Posts: 306 Thanks given: 20 Thanked 39 Times in 38 Posts iTrader: (0)	Hummm...what could these reasons be?

28th October 2012, 20:45	#6 (permalink)
FWH Super Moderator Car: MX-5 & V70 Join Date: 3rd June 2007 Location: Where Polar Bears roam the streets Posts: 22,067 Thanks given: 506 Thanked 950 Times in 722 Posts iTrader: (0)	Question is if the terms even allow you to claim for something purchased prior to signing up for the insurance.

28th October 2012, 20:58	#7 (permalink)
civicnewbie Getting better Car: 09 2.2 CTS GT Crystal Black Join Date: 18th December 2011 Location: Glasgow Posts: 1,097 Thanks given: 126 Thanked 231 Times in 202 Posts iTrader: (3)	There are usually all sorts of restrictions including known events at the time of purchase. I take it you booked a holiday without insurance and something has now cropped up ?

28th October 2012, 21:32	#8 (permalink)
Spyke Supporter Thread starter Car: 2008 Milano CTS Join Date: 5th October 2011 Location: Bristol Posts: 306 Thanks given: 20 Thanked 39 Times in 38 Posts iTrader: (0)	Correct, it was a long shot and too be honest i thought that the general consensus would be that they wouldnt fall for it!! Unfortunately didnt get round to buying the insurance yet!! Annoying really because my yearly cover only ran out last month, didnt renew because i didnt think i would be going away again untill next year Ah well, will have to see if i can sell it on and change the names! 1 Week all inclusive to Sharm el Sheikh leaving Thursday anyone?? lol

28th October 2012, 23:37	#9 (permalink)
JohnnyBoy Pirate, yarrrr! Join Date: 11th October 2010 Location: Wallasey, UK Posts: 3,508 Thanks given: 781 Thanked 407 Times in 325 Posts iTrader: (3)	I'll give you a tenner for it.

29th October 2012, 01:47	#10 (permalink)
rewindurmind Car: NHB 2.2 Type S Join Date: 28th October 2012 Location: South Posts: 9 Thanks given: 21 Thanked 4 Times in 4 Posts iTrader: (0)	Why can't you go? I got my holiday refunded because I broke my leg the day before, playing football. But, they'll obviously need proof of this. However, I'd be willing to break your leg for you.

29th October 2012, 05:34	#11 (permalink)
FWH Super Moderator Car: MX-5 & V70 Join Date: 3rd June 2007 Location: Where Polar Bears roam the streets Posts: 22,067 Thanks given: 506 Thanked 950 Times in 722 Posts iTrader: (0)	Changing names on air tickets isn't as easy as it used to be. I've heard of people having to buy new tickets due to spelling mistakes and the fact that tickets cannot be changed. But, good luck.

29th October 2012, 10:59	#12 (permalink)
Spyke Supporter Thread starter Car: 2008 Milano CTS Join Date: 5th October 2011 Location: Bristol Posts: 306 Thanks given: 20 Thanked 39 Times in 38 Posts iTrader: (0)	Grievance in my gf's family meaning she cant go. Non of my mates can get the time off at such short notice. Will cost £260 to change both names on the booking. It is at a popular kitesurfing destination, with all the sports equipment on the plane booked etc so i have advertised it on a kitesurfing forum.... FINGERS CROSSED!!

29th October 2012, 11:18	#13 (permalink)
NoNumpty Supporter Car: 2008 2.2 i-CTDi ES NHB Join Date: 20th May 2008 Location: Cheshire UK Posts: 4,104 Thanks given: 57 Thanked 340 Times in 325 Posts iTrader: (0)	Have you tied the holiday company - usually they are sympathetic at times like this (assuming you have booked a package)

29th October 2012, 11:22	#14 (permalink)
Spyke Supporter Thread starter Car: 2008 Milano CTS Join Date: 5th October 2011 Location: Bristol Posts: 306 Thanks given: 20 Thanked 39 Times in 38 Posts iTrader: (0)	They are not being sympathetic...although i will call back anc check/plead!