Insurance Gap insurance

MARK182 · 19th January 2008, 20:43

when I brought the car 1 year ago I took out Gap with the dealer through Black horse, I am selling my EX to my parents and buying a Focus ST but can I change the remainder of gap to my new car or transfer it to my parents or is it just lost?

Thanks

Mark

Vet_2010 · 19th January 2008, 21:23

Im pretty sure its non-transferable!
Although I suppose different providers may have different policies, but my Honda dealer definitly said it wouldn't be transferable. Plus I had some remaining on my trade in and got nothing for that.

R GT · 19th January 2008, 22:59

sorry but you have lost the GAP it is non transferable or refundable i take it out on all my new cars.

robbo51 · 20th January 2008, 17:00

Quote:

Originally Posted by MARK182

when I brought the car 1 year ago I took out Gap with the dealer through Black horse, I am selling my EX to my parents and buying a Focus ST but can I change the remainder of gap to my new car or transfer it to my parents or is it just lost?

Thanks

Mark

Why dont you keep your name on the log book. That way your gap will remain intact

Dimplyred · 20th January 2008, 17:05

Quote:

Originally Posted by robbo51

Why dont you keep your name on the log book. That way your gap will remain intact

I thought that too, nothing to stop you remaining the registered keeper. Unless your Mum and Dad are going to run up a load of parking fines.

Jack The Lad. · 20th January 2008, 18:50

Now thats a GOOD idea.
Nothing illegal with that.
My wife is the registered keeper of my car, for business reasons.

NH Dan · 31st January 2008, 19:56

Quote:

Originally Posted by robbo51

Why dont you keep your name on the log book. That way your gap will remain intact

and you'll only get a payout if YOU are the main insured driver too. check the policy wording for exact deatils.

XCGuard · 1st February 2008, 01:06

Looking around on the net you can get GAP insurance for as little as £130 for 3 years and £10,000 claim limit which is what the dealers offer.
Bargain compared to what the dealers charge for the same cover.

sorry for going off topic, but maybe of interest in future to other members.

MARK182 · 2nd February 2008, 17:22

Quote:

Originally Posted by Dimplyred

I thought that too, nothing to stop you remaining the registered keeper. Unless your Mum and Dad are going to run up a load of parking fines.

thats more hassle than it's worth for the sake of £200, but I am going to contact them on Monday and see if they will give a discount for a new policy for the new car or transfer it (you never know)

Dimplyred · 2nd February 2008, 17:26

Quote:

Originally Posted by MARK182

thats more hassle than it's worth for the sake of £200, but I am going to contact them on Monday and see if they will give a discount for a new policy for the new car or transfer it (you never know)

Yes you're right, it would be a lot of trouble for the sake of £200. It's worth a try transferring it though, good luck!!

MARK182 · 4th February 2008, 18:49

phoned up today and got a result (for parents anyway) they have transfered the last 2 years to my Moms name.
I have got to buy new GAP when my car comes now

Dimplyred · 4th February 2008, 18:51

Quote:

Originally Posted by MARK182

phoned up today and got a result (for parents anyway) they have transfered the last 2 years to my Moms name.
I have got to buy new GAP when my car comes now

Good to hear, a company that uses its common sense and not just wants to try and wriggle out of its commitments.

19th January 2008, 20:43	#1 (permalink)
MARK182 Wheelnut Join Date: 14th December 2006 Posts: 88 Thanks: 0 Thanked 0 Times in 0 Posts	Gap insurance when I brought the car 1 year ago I took out Gap with the dealer through Black horse, I am selling my EX to my parents and buying a Focus ST but can I change the remainder of gap to my new car or transfer it to my parents or is it just lost? Thanks Mark

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This thread is about: Gap insurance, it's in Buying, Dealers and Servicing at the Honda Civic forum Civinfo; when I brought the car 1 year ago I took out Gap with the dealer through Black horse, I am selling my EX to my ...

19th January 2008, 21:23	#2 (permalink)
Vet_2010 Supporter Triangular Exhaust Join Date: 19th December 2007 Location: Northern Ireland / Glasgow Posts: 309 Thanks: 8 Thanked 6 Times in 6 Posts	Im pretty sure its non-transferable! Although I suppose different providers may have different policies, but my Honda dealer definitly said it wouldn't be transferable. Plus I had some remaining on my trade in and got nothing for that.

19th January 2008, 22:59	#3 (permalink)
R GT Type R 11239 Wheelnut Join Date: 17th December 2007 Location: s yorks, uk Posts: 96 Thanks: 0 Thanked 0 Times in 0 Posts	sorry but you have lost the GAP it is non transferable or refundable i take it out on all my new cars.

20th January 2008, 18:50	#6 (permalink)
Jack The Lad. Supporter Rocketship door handle Join Date: 28th August 2007 Location: ENGLAND Posts: 1,434 Thanks: 0 Thanked 11 Times in 11 Posts	Now thats a GOOD idea. Nothing illegal with that. My wife is the registered keeper of my car, for business reasons.

1st February 2008, 01:06	#8 (permalink)
XCGuard Wheelnut Join Date: 1st January 2008 Location: Midlands. Posts: 78 Thanks: 0 Thanked 0 Times in 0 Posts	Looking around on the net you can get GAP insurance for as little as £130 for 3 years and £10,000 claim limit which is what the dealers offer. Bargain compared to what the dealers charge for the same cover. sorry for going off topic, but maybe of interest in future to other members.

4th February 2008, 18:49	#11 (permalink)
MARK182 Wheelnut Join Date: 14th December 2006 Posts: 88 Thanks: 0 Thanked 0 Times in 0 Posts	phoned up today and got a result (for parents anyway) they have transfered the last 2 years to my Moms name. I have got to buy new GAP when my car comes now