Insurance Insurance discussion (split)

FWH · 29th February 2008, 20:22

No insurance?

Dimplyred · 29th February 2008, 20:41

Quote:

Originally Posted by FWH

No insurance?

Probably high excess.

johnston · 29th February 2008, 20:56

Quote:

Originally Posted by Dimplyred

Probably high excess.

£750 excess and then the loss of all no claims over ten years worth and 3 other veichles to insure make it a no go

aslz78 · 29th February 2008, 20:57

I'd suggest protected NCB next time!

Dimplyred · 29th February 2008, 20:58

Quote:

Originally Posted by johnston

£750 excess and then the loss of all no claims over ten years worth and 3 other veichles to insure make it a no go

This happened to me in my old car, the gits!!!

Let's hope they get theirs.

johnston · 29th February 2008, 20:59

might have that, waiting on my mum getting home to dig out the paper work, its my dads policy but am the main driver on it

sallytraffic · 29th February 2008, 21:02

Hoping you find what you need ! It will make a big difference in this case !!

cylon2007 · 29th February 2008, 21:11

£750 EXCESS !!!!!!!!!!!!!! bloody hell how come if you have 10 years no claims???????

A bit late but protected no claims would have been a good idea. Good luck finding the doors

TTDegs · 1st March 2008, 00:23

not wanting to wander off into an insurance debate (might end up splitting this thread), but:

Protected NCB is all well and good - it protects your (say) 60% discount in the event of a claim.

However, it does not stop them from raising the base price before the discount.

base price this year = £1000. 60% off = £400
claim
base price next year = £2000. 60% off = £800

FWH · 1st March 2008, 08:05

Split from here:
wanted: doors

..as I was the one who got this all off in the wrong direction..

johnston · 1st March 2008, 19:57

Quote:

Originally Posted by cylon2007

£750 EXCESS !!!!!!!!!!!!!! bloody hell how come if you have 10 years no claims???????

A bit late but protected no claims would have been a good idea. Good luck finding the doors

its my dads policy as i'm only 20 and can't afford the £2300 quote a got, but i am the main driver on the policy which makes it £800

excess is £250 voluntary but if your under 21 theres a extra which is £500 on top

dragonglance · 1st March 2008, 20:00

my insurance is £1400 a year for my car lol

29th February 2008, 20:22	#1 (permalink)
FWH Super Moderator Civinfo master Join Date: 3rd June 2007 Location: Sweden Posts: 6,469 Thanks: 20 Thanked 84 Times in 77 Posts iTrader: (0)	Insurance discussion (split) No insurance?

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This thread is about: Insurance discussion (split), it's in Buying, Dealers and Servicing at the Honda Civic forum Civinfo; No insurance?...

29th February 2008, 20:57	#4 (permalink)
aslz78 The voice in your head Triangular Exhaust Join Date: 17th September 2007 Location: Spalding, Lincolnshire Posts: 252 Thanks: 5 Thanked 7 Times in 7 Posts iTrader: (0)	I'd suggest protected NCB next time!

29th February 2008, 20:59	#6 (permalink)
johnston Valve Cap Join Date: 21st January 2008 Location: Fife, Scotland Posts: 27 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	might have that, waiting on my mum getting home to dig out the paper work, its my dads policy but am the main driver on it

29th February 2008, 21:02	#7 (permalink)
sallytraffic Supporter Triangular Exhaust Join Date: 7th January 2008 Location: Sale, UK Posts: 465 Thanks: 8 Thanked 12 Times in 12 Posts iTrader: (0)	Hoping you find what you need ! It will make a big difference in this case !!

29th February 2008, 21:11	#8 (permalink)
cylon2007 Magic Rear Seat Join Date: 14th April 2007 Location: South Manchester/North Cheshire Posts: 572 Thanks: 0 Thanked 6 Times in 6 Posts iTrader: (0)	£750 EXCESS !!!!!!!!!!!!!! bloody hell how come if you have 10 years no claims??????? A bit late but protected no claims would have been a good idea. Good luck finding the doors

1st March 2008, 00:23	#9 (permalink)
TTDegs Super Moderator Civinfo master Join Date: 4th August 2006 Location: Cardiff Posts: 5,634 Thanks: 0 Thanked 1 Time in 1 Post iTrader: (0)	not wanting to wander off into an insurance debate (might end up splitting this thread), but: Protected NCB is all well and good - it protects your (say) 60% discount in the event of a claim. However, it does not stop them from raising the base price before the discount. base price this year = £1000. 60% off = £400 claim base price next year = £2000. 60% off = £800

1st March 2008, 08:05	#10 (permalink)
FWH Super Moderator Civinfo master Join Date: 3rd June 2007 Location: Sweden Posts: 6,469 Thanks: 20 Thanked 84 Times in 77 Posts iTrader: (0)	Split from here: wanted: doors ..as I was the one who got this all off in the wrong direction..

1st March 2008, 20:00	#12 (permalink)
dragonglance Supporter Triangular Exhaust Join Date: 24th February 2008 Location: UK Posts: 225 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	my insurance is £1400 a year for my car lol