Insurance Insurance

dan00001 · 9th March 2008, 20:02

just been checking out some insurance for a new civic type s gt im 18 (19 in june) with no no claims bonus and no convictions nor claims had my full licence for 18 months the cheepest ive found so far is tesco at around £3000 fully-comp anybody know of any other insurance companys i should check out that might be cheeper? thanks, dan.

FWH · 9th March 2008, 20:04

Have a look at these threads:

Tesco Compare

insurance renewal time

Insurance

jazzman · 9th March 2008, 20:05

Quote:

Originally Posted by dan00001

just been checking out some insurance for a new civic type s gt im 18 (19 in june) with no no claims bonus and no convictions nor claims had my full licence for 18 months the cheepest ive found so far is tesco at around £3000 fully-comp anybody know of any other insurance companys i should check out that might be cheeper? thanks, dan.

Do a comparison check on the internet as there are quite a few websites that are doing it.

LNT · 9th March 2008, 20:10

Why do you need to look around if you can afford a new type s aged 18? Surely you can afford the insurance too?

FWH · 9th March 2008, 20:14

Quote:

Originally Posted by LNT

Why do you need to look around if you can afford a new type s aged 18? Surely you can afford the insurance too?

Why pay more than you need to?

kharmael · 9th March 2008, 20:16

Try tesco value insurance, if you're just after a cheep quote then up the excess to the full 125 at the end.

Jack The Lad. · 9th March 2008, 20:16

It was on the BBC lunchtime news again on Friday.
Young drivers using Parents, as main drivers.
They are REALLY clamping down and turning down claims.
They are driving without Insurance says the "Old Bill".

dan00001 · 9th March 2008, 20:39

just because i can afford a new type s doesnt mean ive got all the money in the world to throw arround how i want so the cheeper the insurance the more money ill have to save for other things and thanks ill check out those links later when i have time any more advice is welcome

ctrdaveg · 9th March 2008, 20:52

Tesco Compare

Have you tried the web site listed on the attached thread for comparisons ?? It's well worth looking at it.

Milano Type S · 9th March 2008, 21:49

I'm 19 with no no claims. Direct line £1833 for a brand new type S

ctrdaveg · 10th March 2008, 14:29

Quote:

Originally Posted by Milano Type S

I'm 19 with no no claims. Direct line £1833 for a brand new type S

ouch! I'm glad i'm 38 now.

My tip would be to get your Mum or Dad on an insurance that gets named drivers their no claims bonuses, (you paying towards it obviously ), then when you are older get your own insurance.

Charles_Harding · 10th March 2008, 14:47

I've just tried Gocompare, moneysupermaket and Tescocompare.

The first two came up with £176.15 for me in Millie, (via Liverpool Victoria, which shows a Civic on its TV add!) and Tescocompare came up with £197.76.

Shop around.

It's your money they're after!

"The less one has to do.
The less time one seems to have to do it in!"

NH Dan · 10th March 2008, 15:12

Quote:

Originally Posted by Milano Type S

I'm 19 with no no claims. Direct line £1833 for a brand new type S

I take it thats per month and for third party??

I am amazed that at 19 with a max of two years experience, no no claims that you can get a quote that cheap.

Charles_Harding · 10th March 2008, 15:44

Quote:

Originally Posted by NH Dan

I take it thats per month and for third party??

I am amazed that at 19 with a max of two years experience, no no claims that you can get a quote that cheap.

You wait 'til you get to 65!

£176.15 per annum

......that's cheap!!

"Throw all those old files out.
But make acopy of everything before getting rid of it!"

aslz78 · 10th March 2008, 16:01

Quote:

Originally Posted by NH Dan

I am amazed that at 19 with a max of two years experience, no no claims that you can get a quote that cheap.

I'm 20 (with 2 years NCB) on a 2.2 SE and mine's a bit over £800, bearing im mind that insurance group wise its the same as a type S.

Dalboy · 10th March 2008, 16:29

Quote:

Originally Posted by ctrdaveg

ouch! I'm glad i'm 38 now.

My tip would be to get your Mum or Dad on an insurance that gets named drivers their no claims bonuses, (you paying towards it obviously ), then when you are older get your own insurance.

Be careful as they may not pay out in the event of a claim

Guitaralmond · 10th March 2008, 17:14

22 1 yr no claim 2 yr experience

Norwich Union Direct - £860

I couldn't get anyone cheaper than Tesco on my first yr with on 05 Fiesta (1.4 £2,500)

I don't think you will find better, I couldn't.

Also try having your mum/dad on your quote (mum prob best) (2nd infrequent driver), if they have a good record (no crashes/ points) it might make your quote ALOT cheaper!!

got my dad on mine and even though he has 3 points it took £200 off the orininal quote!! yes it was £1,050 before!! (this yrs ins btw)

Jack The Lad. · 10th March 2008, 17:34

[quote It was on the BBC lunchtime news again on Friday.
Young drivers using Parents, as main drivers.
They are REALLY clamping down and turning down claims.
They are driving without Insurance says the "Old Bill".[/quote]

ADT · 14th March 2008, 15:03

Elephant or Admiral have generally worked out cheapest for me, although I didn't bother with a car at uni, so I avoided insurance between 19 and 23, which helped a bit on the cost (despite not having driven in the intervening years!).

Guitaralmond · 14th March 2008, 15:14

Quote:

Originally Posted by ADT

Elephant or Admiral have generally worked out cheapest for me, although I didn't bother with a car at uni, so I avoided insurance between 19 and 23, which helped a bit on the cost (despite not having driven in the intervening years!).

I've been told that Elephant are cool with modifications?? any comment?

9th March 2008, 20:02	#1 (permalink)
dan00001 Valve Cap Join Date: 9th March 2008 Location: cardiff Posts: 7 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	Insurance just been checking out some insurance for a new civic type s gt im 18 (19 in june) with no no claims bonus and no convictions nor claims had my full licence for 18 months the cheepest ive found so far is tesco at around £3000 fully-comp anybody know of any other insurance companys i should check out that might be cheeper? thanks, dan.

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This thread is about: Insurance, it's in Buying, Dealers and Servicing at the Honda Civic forum Civinfo; just been checking out some insurance for a new civic type s gt im 18 (19 in june) with no no claims bonus and no ...

9th March 2008, 20:04	#2 (permalink)
FWH Super Moderator Civinfo master Join Date: 3rd June 2007 Location: Sweden Posts: 6,462 Thanks: 20 Thanked 84 Times in 77 Posts iTrader: (0)	Have a look at these threads: Tesco Compare insurance renewal time Insurance

9th March 2008, 20:10	#4 (permalink)
LNT Triangular Exhaust Join Date: 25th March 2007 Location: England Posts: 242 Thanks: 1 Thanked 1 Time in 1 Post iTrader: (0)	Why do you need to look around if you can afford a new type s aged 18? Surely you can afford the insurance too?

9th March 2008, 20:16	#6 (permalink)
kharmael Slick Valve Cap Join Date: 2nd March 2008 Location: - Posts: 20 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	Try tesco value insurance, if you're just after a cheep quote then up the excess to the full 125 at the end.

9th March 2008, 20:16	#7 (permalink)
Jack The Lad. Supporter Rocketship door handle Join Date: 28th August 2007 Location: ENGLAND Posts: 1,905 Thanks: 8 Thanked 22 Times in 22 Posts iTrader: (0)	It was on the BBC lunchtime news again on Friday. Young drivers using Parents, as main drivers. They are REALLY clamping down and turning down claims. They are driving without Insurance says the "Old Bill".

9th March 2008, 20:39	#8 (permalink)
dan00001 Valve Cap Join Date: 9th March 2008 Location: cardiff Posts: 7 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	just because i can afford a new type s doesnt mean ive got all the money in the world to throw arround how i want so the cheeper the insurance the more money ill have to save for other things and thanks ill check out those links later when i have time any more advice is welcome

9th March 2008, 20:52	#9 (permalink)
ctrdaveg Type R-GT, R-11859 Triangular Exhaust Join Date: 11th February 2008 Location: Nantwich, Cheshire Posts: 481 Thanks: 20 Thanked 5 Times in 5 Posts iTrader: (0)	Tesco Compare Have you tried the web site listed on the attached thread for comparisons ?? It's well worth looking at it.

9th March 2008, 21:49	#10 (permalink)
Milano Type S Valve Cap Join Date: 14th February 2008 Location: North East Posts: 48 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	I'm 19 with no no claims. Direct line £1833 for a brand new type S

10th March 2008, 14:47	#12 (permalink)
Charles_Harding Civinfo guru Join Date: 14th August 2006 Location: S.E. London Posts: 3,298 Thanks: 113 Thanked 27 Times in 26 Posts iTrader: (0)	I've just tried Gocompare, moneysupermaket and Tescocompare. The first two came up with £176.15 for me in Millie, (via Liverpool Victoria, which shows a Civic on its TV add!) and Tescocompare came up with £197.76. Shop around. It's your money they're after! *"The less one has to do.* *The less time one seems to have to do it in!"*

10th March 2008, 17:14	#17 (permalink)
Guitaralmond Master of paint!! Triangular Exhaust Join Date: 9th January 2008 Location: Stoke-On-Trent Posts: 362 Thanks: 5 Thanked 7 Times in 7 Posts iTrader: (0)	22 1 yr no claim 2 yr experience Norwich Union Direct - £860 I couldn't get anyone cheaper than Tesco on my first yr with on 05 Fiesta (1.4 £2,500) I don't think you will find better, I couldn't. Also try having your mum/dad on your quote (mum prob best) (2nd infrequent driver), if they have a good record (no crashes/ points) it might make your quote ALOT cheaper!! got my dad on mine and even though he has 3 points it took £200 off the orininal quote!! yes it was £1,050 before!! (this yrs ins btw)

10th March 2008, 17:34	#18 (permalink)
Jack The Lad. Supporter Rocketship door handle Join Date: 28th August 2007 Location: ENGLAND Posts: 1,905 Thanks: 8 Thanked 22 Times in 22 Posts iTrader: (0)	[quote It was on the BBC lunchtime news again on Friday. Young drivers using Parents, as main drivers. They are REALLY clamping down and turning down claims. They are driving without Insurance says the "Old Bill".[/quote]

14th March 2008, 15:03	#19 (permalink)
ADT Valve Cap Join Date: 17th January 2008 Location: Central London, UK Posts: 36 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	Elephant or Admiral have generally worked out cheapest for me, although I didn't bother with a car at uni, so I avoided insurance between 19 and 23, which helped a bit on the cost (despite not having driven in the intervening years!).