Insurance Insurance price & age?? - Page 3

rtypeblack · 5th April 2008, 18:31

07 Type R GT standard

Car is insured in wifes name 29 3 years NCB 10,000 miles £400 with Direct Line

whoopy73 · 5th April 2008, 20:36

07 type r gt with rage and skirts
£403 with full no claims in the wifes name at 32 with sheilas wheels.
annoying advert but sweet price. only £200 excess too.

brawnr · 6th April 2008, 10:01

These quotes seem cheap...are you protecting your no claims bonus?

Its costing about £90 to protect mine.

whoopy73 · 6th April 2008, 14:49

Quote:

Originally Posted by brawnr

These quotes seem cheap...are you protecting your no claims bonus?

Its costing about £90 to protect mine.

Yes it is full no claims cover, legal cover, £200 excess, courtesy car and the wife says £200 handbag cover. LOL

rtypeblack · 6th April 2008, 17:31

Bonus is protected for the first time this year

mattfog · 6th April 2008, 17:52

Me 35, Wife 32
07 Type R GT
13000 miles a year
No claims
No Points
5 yrs Protected NCD
Fully Comp
Legal Cover
£200 excess

£370 (Esure)

angie4m · 6th April 2008, 20:20

Quote:

Originally Posted by brawnr

These quotes seem cheap...are you protecting your no claims bonus?

Its costing about £90 to protect mine.

I don't have any to protect yet - Will have come end of October (touch wood)

Quote:

Originally Posted by whoopy73

Yes it is full no claims cover, legal cover, £200 excess, courtesy car and the wife says £200 handbag cover. LOL

I've noticed this Handbag cover on 'Women's insurance' policies, surely if your stupid enough to leave the handbag in the car and it gets nicked then they shouldn't pay out for it??? Plus £200 that wouldn't replace the value of my purse never mind the bag its in!

Topcat · 6th April 2008, 21:59

Quote:

Originally Posted by angie4m

Plus £200 that wouldn't replace the value of my purse never mind the bag its in!

Ohhhhhhhhhhhhh get you !!!

I have handbag cover and thats because it is part of the policy not an extra, it also covers any bags that may be stolen from the boot etc or if the car is stolen with them in it !!

Bear in mind while you are all talking about how much you pay - where you live will have a huge impact on the premium.

Topcat · 6th April 2008, 22:04

I just did myself a quote for the exact same insurance cover but at my b/f's parent's address which is in Portsmouth and the difference is a massive £158 less !!!!!!

angie4m · 6th April 2008, 22:09

Quote:

Originally Posted by Topcat

Ohhhhhhhhhhhhh get you !!!

I have handbag cover and thats because it is part of the policy not an extra, it also covers any bags that may be stolen from the boot etc or if the car is stolen with them in it !!

Bear in mind while you are all talking about how much you pay - where you live will have a huge impact on the premium.

I know that its part of the policy cover but its worked out in the cost really. I know it would only save a couple of quid if you could remove it. I've seen it advertised on stuff like Sheila's Wheels and Diamond and I'm sure there will be some girls out there that will take a policy out with these companies because of this... I know you didn't TC cause your a sensible woman who gets the best deal

Its not just your post code, but your job too! Sounds silly but its true and if there is more than one way to describe your occupation then you could save a few more quid

Topcat · 6th April 2008, 22:14

Quote:

Originally Posted by angie4m

I know you didn't TC cause your a sensible woman who gets the best deal

Its not just your post code, but your job too! Sounds silly but its true and if there is more than one way to describe your occupation then you could save a few more quid

Actually I seldom use a bag Angie - I stuff it all in my pockets lol

Yes you are right jobs do make a difference - I am off to live in Portsmouth anyway

angie4m · 6th April 2008, 22:24

Quote:

Originally Posted by Topcat

Actually I seldom use a bag Angie - I stuff it all in my pockets lol

Yes you are right jobs do make a difference - I am off to live in Portsmouth anyway

I agree on not using a bag unless you have too. Just a phone and my bank car do me

Its utter madness what some folk have to pay. My mate has a CTR and its parked in a locked private underground car park at his home, he like most has NCB Discount, is older than me and is paying a heck of a lot more than me and he lives in a rather nice part of Essex. If he puts the address down as being his work 3 miles away it knocks a hell of a lot off the price. Utter madness!!!

dragonglance · 6th April 2008, 22:30

12000 miles a year
no NCB
£1400 P/Y
Full Comp
Im 22 Yrs

Ironically if my NCB was intact i would be driving a type r but they wanted £2800 from me lol

So i am currently driving a 1.8 Type S

Moose · 6th April 2008, 22:31

Not bothering with any this year, paid more than enough last year!

Only joking! ....
43yrs
Full No Claims 8yrs
18,000 miles per year
Protected
Legal
£450
£200 excess
Honda Insurance

Chris_J · 27th April 2008, 01:16

On my C220 CDi

10 years NCD Protected
Legal
12,000 a year
29
£250 excess
Birmingham Post Code

Quoted £580, so looked on the net and got something like £477 with eSure, so called my Insurance to see if they could match and they came back at £488 so it wasn't worth the hassle of changing for £11

I did a quote on a 2.2 EX and that came out at about £370 same details as above.

Chris_J · 27th April 2008, 01:18

BTW, Cheap loans | mortgages | credit cards | home & car insurance - moneysupermarket.com is a great site for insurance quotes. Forget confused and the other one that puts tacky adverts on the TV

Mark996 · 27th April 2008, 16:14

30, live in Notts, full NCB, 57 Type R GT in Bronze, Police officer.

£380 Full Comp.

Sainsburys Insurance.....bizarrely exactly the same amount as the Focus ST-3 cost me to insure.....but when I changed from the Focus ST, to the Mondeo ST they gave me back £85 - then i promptly gave it back to them when I went from the Mondy to the Civ Type R.....

Keep up!!

ctrdaveg · 27th April 2008, 17:46

aged 38, CTR-GT 2008
20000 miles per year
£399 from Esure with full NCB and NCB protection etc.

geordielabrador · 29th April 2008, 23:51

Quote:

Originally Posted by richy_ctr

26, type r gt 08

4 years ncb

7000 miles a year

£405 with esure

I think that is a cracking price. I'm also 26 with type r gt 57. I had to put the wife on my insurance to lower it down to around £890. Otherwise I'd have been around £1300. I shopped around too but ended up sticking with Direct Line.

Worst thing about it is she has 6 points, and 2 non-fault claims whereas I have none of either.

6 years NCB. 10000 miles

Would be great if the forum could do a group deal on insurance!

angie4m · 30th April 2008, 00:02

I do know that ther are some sites that get disocunts from insurance companies, but you've gotta pay a £30/£40 subscription per year but you save more than that on the insurance.

You won't get a 'group' deal as we don't all buy our insurance at the same time, live at the same address, drive the same cars, same roads, same times and use them for different things. If there was an offer from an insurance company some may benefit but others maybe wouldn't....I would think that depending on who it was i'd end up sticking with my current insurer or going elsewhere for it

6th April 2008, 22:31	#54 (permalink)
Moose Supporter Locking Wheelnut Join Date: 22nd February 2008 Location: Doncaster Posts: 109 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	Not bothering with any this year, paid more than enough last year! Only joking! .... 43yrs Full No Claims 8yrs 18,000 miles per year Protected Legal £450 £200 excess Honda Insurance Last edited by Moose; 6th April 2008 at 22:33. Reason: forgot something

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This thread is about: Insurance price & age??, it's in Buying, Dealers and Servicing at the Honda Civic forum Civinfo; 07 Type R GT standard Car is insured in wifes name 29 3 years NCB 10,000 miles £400 with Direct Line...

5th April 2008, 18:31	#41 (permalink)
rtypeblack Valve Cap Join Date: 24th February 2007 Posts: 29 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	07 Type R GT standard Car is insured in wifes name 29 3 years NCB 10,000 miles £400 with Direct Line

5th April 2008, 20:36	#42 (permalink)
whoopy73 Valve Cap Join Date: 19th March 2007 Location: chesterfield Posts: 29 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	07 type r gt with rage and skirts £403 with full no claims in the wifes name at 32 with sheilas wheels. annoying advert but sweet price. only £200 excess too.

6th April 2008, 10:01	#43 (permalink)
brawnr Locking Wheelnut Join Date: 20th August 2007 Posts: 172 Thanks: 2 Thanked 1 Time in 1 Post iTrader: (0)	These quotes seem cheap...are you protecting your no claims bonus? Its costing about £90 to protect mine.

6th April 2008, 17:31	#45 (permalink)
rtypeblack Valve Cap Join Date: 24th February 2007 Posts: 29 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	Bonus is protected for the first time this year

6th April 2008, 17:52	#46 (permalink)
mattfog Supporter Triangular Exhaust Join Date: 11th November 2006 Location: Mid Glamorgan Posts: 268 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	Me 35, Wife 32 07 Type R GT 13000 miles a year No claims No Points 5 yrs Protected NCD Fully Comp Legal Cover £200 excess £370 (Esure)

6th April 2008, 22:04	#49 (permalink)
Topcat Supporter Civinfo guru Join Date: 11th May 2006 Location: Middlesex Posts: 2,753 Thanks: 0 Thanked 9 Times in 9 Posts iTrader: (0)	I just did myself a quote for the exact same insurance cover but at my b/f's parent's address which is in Portsmouth and the difference is a massive £158 less !!!!!!

6th April 2008, 22:30	#53 (permalink)
dragonglance Supporter Triangular Exhaust Join Date: 24th February 2008 Location: UK Posts: 225 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	12000 miles a year no NCB £1400 P/Y Full Comp Im 22 Yrs Ironically if my NCB was intact i would be driving a type r but they wanted £2800 from me lol So i am currently driving a 1.8 Type S

27th April 2008, 01:16	#55 (permalink)
Chris_J Locking Wheelnut Join Date: 25th April 2008 Location: West Mids Posts: 107 Thanks: 0 Thanked 1 Time in 1 Post iTrader: (0)	On my C220 CDi 10 years NCD Protected Legal 12,000 a year 29 £250 excess Birmingham Post Code Quoted £580, so looked on the net and got something like £477 with eSure, so called my Insurance to see if they could match and they came back at £488 so it wasn't worth the hassle of changing for £11 I did a quote on a 2.2 EX and that came out at about £370 same details as above.

27th April 2008, 01:18	#56 (permalink)
Chris_J Locking Wheelnut Join Date: 25th April 2008 Location: West Mids Posts: 107 Thanks: 0 Thanked 1 Time in 1 Post iTrader: (0)	BTW, Cheap loans \| mortgages \| credit cards \| home & car insurance - moneysupermarket.com is a great site for insurance quotes. Forget confused and the other one that puts tacky adverts on the TV

27th April 2008, 16:14	#57 (permalink)
Mark996 Supporter Triangular Exhaust Join Date: 11th April 2006 Location: Nottingham, Notts. Posts: 495 Thanks: 1 Thanked 4 Times in 3 Posts iTrader: (0)	30, live in Notts, full NCB, 57 Type R GT in Bronze, Police officer. £380 Full Comp. Sainsburys Insurance.....bizarrely exactly the same amount as the Focus ST-3 cost me to insure.....but when I changed from the Focus ST, to the Mondeo ST they gave me back £85 - then i promptly gave it back to them when I went from the Mondy to the Civ Type R..... Keep up!!

27th April 2008, 17:46	#58 (permalink)
ctrdaveg Type R-GT, R-11859 Triangular Exhaust Join Date: 11th February 2008 Location: Nantwich, Cheshire Posts: 481 Thanks: 20 Thanked 5 Times in 5 Posts iTrader: (0)	aged 38, CTR-GT 2008 20000 miles per year £399 from Esure with full NCB and NCB protection etc.

30th April 2008, 00:02	#60 (permalink)
angie4m Naughty but nice Civinfo guru Join Date: 28th September 2007 Location: Edinburgh Posts: 3,336 Thanks: 25 Thanked 50 Times in 50 Posts iTrader: (0)	I do know that ther are some sites that get disocunts from insurance companies, but you've gotta pay a £30/£40 subscription per year but you save more than that on the insurance. You won't get a 'group' deal as we don't all buy our insurance at the same time, live at the same address, drive the same cars, same roads, same times and use them for different things. If there was an offer from an insurance company some may benefit but others maybe wouldn't....I would think that depending on who it was i'd end up sticking with my current insurer or going elsewhere for it