Offers Type R Finance deals

ozzy · 11th April 2008, 11:27

Hi,

I've been looking to trade my Subaru Impreza RB5 and spotted Honda are doing some PCP deals on the Type R's.

I'll be sad to see mine go as I've had it since new and it's never let me down. It's been the best car I've ever owned and will take some beating.
Anyway I'll stop rambling on and get to the point.

Do Dealers typically stick to the full retail price on new cars under some sort of finance offer?

At the end of the day it's just like any finance deal, but I'd like a heads-up to see just how much prodding I'll need to do when I walk into my dealer.

Stefan

NH Dan · 11th April 2008, 13:08

Ask the question as it always down to the dealer as to what they do. It also depends on whether there are any vehicles available that meet your requirements......

ozzy · 11th April 2008, 13:12

Thanks.

I wasn't sure if it was the Dealers choice or not. Didn't want them saying "well, our hands are tied ... you can only get that rate with the full price..."

Krysten CTR · 11th April 2008, 13:12

Think of the two components seperately.

Car price then Finance.

The price for the Car should not affect the finance package you get.

This is changed slightly when the dealer / manufacturer have a 'Customer Deposit Contribution' like Toyota have done in the past where if you take the finance they will give you £*** towards your deposit.

Personally I would negotiate on the price of the car. The negotiate the cost of the finance. After all you can always go get a Bank loan over 4 years at a flying rate instead of doing a 3 year PCP deal.

Whichever works out the cheapest in the long run ?!?

NH Dan · 11th April 2008, 13:18

Quote:

Originally Posted by ozzy

Thanks.

I wasn't sure if it was the Dealers choice or not. Didn't want them saying "well, our hands are tied ... you can only get that rate with the full price..."

They could always say that but then again, you could always go elsewhere!!!

As Krysten says, you have some varialbles here and i'll add another;

1) Price of CTR - negotiate that.

2) Finance - the 7.9% APR rate PCP is fixed, no changing can be done.

3) Your part exchange price. - could vary greatly between dealerships and if you've negotiated a blinding price on the CTR you may not get such a great price for the subaru.

Dimplyred · 11th April 2008, 13:50

Quote:

Originally Posted by NH Dan

Your part exchange price. - could vary greatly between dealerships and if you've negotiated a blinding price on the CTR you may not get such a great price for the subaru.

As Dan says, as you are part exchanging, it will come down what it costs you to swap, not really the price you negotiate on the Civic.

ozzy · 11th April 2008, 14:43

I expected the rate to be fixed, so looks like a bit of haggling is in order.

Cheers guys.

11th April 2008, 11:27	#1 (permalink)
ozzy Valve Cap Join Date: 10th April 2007 Location: Edinburgh, UK Posts: 7 Thanks: 0 Thanked 0 Times in 0 Posts	Type R Finance deals Hi, I've been looking to trade my Subaru Impreza RB5 and spotted Honda are doing some PCP deals on the Type R's. I'll be sad to see mine go as I've had it since new and it's never let me down. It's been the best car I've ever owned and will take some beating. Anyway I'll stop rambling on and get to the point. Do Dealers typically stick to the full retail price on new cars under some sort of finance offer? At the end of the day it's just like any finance deal, but I'd like a heads-up to see just how much prodding I'll need to do when I walk into my dealer. Stefan

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This thread is about: Type R Finance deals, it's in Buying, Dealers and Servicing at the Honda Civic forum Civinfo; Hi, I've been looking to trade my Subaru Impreza RB5 and spotted Honda are doing some PCP deals on the Type R's. I'll be sad ...

11th April 2008, 13:08	#2 (permalink)
NH Dan Newton Honda Magic Rear Seat Join Date: 31st January 2008 Location: South London,Uk Posts: 921 Thanks: 19 Thanked 23 Times in 23 Posts	Ask the question as it always down to the dealer as to what they do. It also depends on whether there are any vehicles available that meet your requirements......

11th April 2008, 13:12	#3 (permalink)
ozzy Valve Cap Join Date: 10th April 2007 Location: Edinburgh, UK Posts: 7 Thanks: 0 Thanked 0 Times in 0 Posts	Thanks. I wasn't sure if it was the Dealers choice or not. Didn't want them saying "well, our hands are tied ... you can only get that rate with the full price..."

11th April 2008, 13:12	#4 (permalink)
Krysten CTR P1259 ODB-II Wheelnut Join Date: 27th January 2008 Location: UK Posts: 88 Thanks: 0 Thanked 0 Times in 0 Posts	Think of the two components seperately. Car price then Finance. The price for the Car should not affect the finance package you get. This is changed slightly when the dealer / manufacturer have a 'Customer Deposit Contribution' like Toyota have done in the past where if you take the finance they will give you £*** towards your deposit. Personally I would negotiate on the price of the car. The negotiate the cost of the finance. After all you can always go get a Bank loan over 4 years at a flying rate instead of doing a 3 year PCP deal. Whichever works out the cheapest in the long run ?!?

11th April 2008, 14:43	#7 (permalink)
ozzy Valve Cap Join Date: 10th April 2007 Location: Edinburgh, UK Posts: 7 Thanks: 0 Thanked 0 Times in 0 Posts	I expected the rate to be fixed, so looks like a bit of haggling is in order. Cheers guys.