Insurance Best insurance?

deamer2k5 · 10th June 2008, 20:25

hi guys, im coming up to my last month of my insurance, can anyone tell me which is a good company to go for insuring my car?

NEEMSTAR · 10th June 2008, 20:31

post some details ... age .. ncb... experience.. people in a similar circumstance may be able to recommend someone

i found e car modified and bell and budget can be cheap for younger drivers

angie4m · 10th June 2008, 20:31

Your really going to have to work that one out for yourself. Check out a price comparison website. Its also good to know what you want, fully comp, third party. What you want it to cover, how much the excess will be.

If you are also for looking at who will do the best deal for you well that all depends on age, sex, location, car, miles per year, any modifications, what you intend to use if for etc. Also some companies won't touch you with less than 4 years no claims so thats a factor too.

deamer2k5 · 10th June 2008, 20:35

some details: age: 21, NCB: 2, been driving 3 years, want fully comp. *** mind what the excess is, atm its 450.

aslz78 · 10th June 2008, 20:36

Try Norwich union simple cover, mines £800, im 20 with 2 years NCB fully comp.

NEEMSTAR · 10th June 2008, 20:39

I would say give Bell a go. They seem to be alright with young drivers.

Also im with ECar modified - 21 on a RGT paying 1400 , so they might be worth a try.

Oh and if your parents need to drive your car don't forget to add them on

angie4m · 10th June 2008, 20:45

I'm with admiral, £517 fully comp with 0 no claims, no points, accidents or convictions. £200 excess but thats on top of the mandatory that all insurance companies charge (especially those under 25). Places like Elephant, Bell, Admiral etc all seem to do a good deal on young drivers.

Get yourself onto somewhere like Money Supermarket and get them to do a search for you then go to any other companies like Direct Line that won't quote on these systems.

Unknownsoldier · 10th June 2008, 20:54

Don't touch NU with a bargepole, they're policies arn't worth the paper they're written on, sadly I know from experience..

However for me:

Age: 22
NCB: 1 (One 50 pound knock in 2007)
Driving: 5 years
Level: Licence + Pass Plus

Quote from bell on my Type S is around 850 fully comp.

ATB,
Tom

aslz78 · 10th June 2008, 20:56

Well it was cheap by a long way with them. Great sig btw Tom

Unknownsoldier · 10th June 2008, 20:58

It is cheap!, (cos they weasle out of paying you

). I had a knock and all they did was hassle and mess me around, then ended up cancelling the policy cos' the broker that had liased with them got a detail wrong, then they just caused loads of grief.

Thanks for the Sig nod, I like it, jsut sort of sums me up at the mo'

Tom

Robbieee · 10th June 2008, 21:14

i always goto Cheap UK Car insurance and home insurance quotes comparison from Confused.com., can beat it!! My civic is insured with Elephant, 400quid. sweet.

bonzo · 10th June 2008, 21:19

The problem with car insurance, or any other insurance for that matter, is you never know what is a good deal is until the day comes and you need to make a claim.
What may appear to be good deal at the time(cheap) turns out to be a nightmare, so a lot is down to pot luck.
The first question I ask any perspective company is, when I call you will I speak to someone in the UK, if the answer is no,,,,,,,,end of conversation.

Robbieee · 10th June 2008, 21:23

Quote:

Originally Posted by bonzo

The problem with car insurance, or any other insurance for that matter, is you never know what is a good deal is until the day comes and you need to make a claim.
What may appear to be good deal at the time(cheap) turns out to be a nightmare, so a lot is down to pot luck.
The first question I ask any perspective company is, when I call you will I speak to someone in the UK, if the answer is no,,,,,,,,end of conversation.

You will find most companies use forgein call centres now....
Drives me mental.

robbo51 · 10th June 2008, 21:26

SAGA........................What?
Oh ....You're not old enough..Sorry

bonzo · 10th June 2008, 21:30

Quote:

Originally Posted by Robbieee

You will find most companies use forgein call centres now....
Drives me mental.

Thats why I changed to Saga,,,,,,,,but I realise the majority of forum members will not be elligable.
My wife was insured with direct line, phoned them to change vehicle details,,,,,,,,,,NIGHTMARE

Robbieee · 10th June 2008, 21:31

Quote:

Originally Posted by robbo51

SAGA........................What?
Oh ....You're not old enough..Sorry

lol SAGA! How about Car insurance and home insurance - Sheilas' Wheels?? hehehe

Unknownsoldier · 10th June 2008, 21:31

My father rates SAGA very highly for their insurance, saved him about 1-2K a year.

Tom

robbo51 · 10th June 2008, 21:45

Quote:

Originally Posted by Unknownsoldier

My father rates SAGA very highly for their insurance, saved him about 1-2K a year.

Tom

I told you
Saves me too!!

Robbieee · 10th June 2008, 21:55

Quote:

Originally Posted by robbo51

I told you
Saves me too!!

I am surprised they have a type s gt on their database robbo!!!

LNT · 10th June 2008, 22:22

I've been with Churchill for a while now. £199 for the Hybrid, protected full no claims, windscreen and legal cover. I also have them for my home insurance, which gives a discount on the motor insurance. They're great at settling claims too, if the house insurance is anything to go by. Customer service is excellent too.

However, I think the likes of Churchill and Direct Line do tend to go for the "Ordinary Joe".

10th June 2008, 20:25	#1 (permalink)
deamer2k5 Locking Wheelnut Join Date: 8th May 2008 Location: York, UK Posts: 106 Thanks: 0 Thanked 0 Times in 0 Posts	Best insurance? hi guys, im coming up to my last month of my insurance, can anyone tell me which is a good company to go for insuring my car?

10th June 2008, 21:19	#12 (permalink)
bonzo Supporter Wheelnut Join Date: 19th June 2007 Location: Bristol Posts: 97 Thanks: 1 Thanked 0 Times in 0 Posts	Cheap insurance The problem with car insurance, or any other insurance for that matter, is you never know what is a good deal is until the day comes and you need to make a claim. What may appear to be good deal at the time(cheap) turns out to be a nightmare, so a lot is down to pot luck. The first question I ask any perspective company is, when I call you will I speak to someone in the UK, if the answer is no,,,,,,,,end of conversation.

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This thread is about: Best insurance?, it's in Buying, Dealers and Servicing at the Honda Civic forum Civinfo; hi guys, im coming up to my last month of my insurance, can anyone tell me which is a good company to go for insuring ...

10th June 2008, 20:31	#2 (permalink)
NEEMSTAR Nobody gets out alive Rocketship door handle Join Date: 7th October 2007 Location: In your mind Posts: 1,208 Thanks: 27 Thanked 17 Times in 17 Posts	post some details ... age .. ncb... experience.. people in a similar circumstance may be able to recommend someone i found e car modified and bell and budget can be cheap for younger drivers

10th June 2008, 20:31	#3 (permalink)
angie4m Why Do I bother? Civinfo guru Join Date: 28th September 2007 Location: Edinburgh Posts: 2,749 Thanks: 17 Thanked 31 Times in 31 Posts	Your really going to have to work that one out for yourself. Check out a price comparison website. Its also good to know what you want, fully comp, third party. What you want it to cover, how much the excess will be. If you are also for looking at who will do the best deal for you well that all depends on age, sex, location, car, miles per year, any modifications, what you intend to use if for etc. Also some companies won't touch you with less than 4 years no claims so thats a factor too.

10th June 2008, 20:35	#4 (permalink)
deamer2k5 Locking Wheelnut Join Date: 8th May 2008 Location: York, UK Posts: 106 Thanks: 0 Thanked 0 Times in 0 Posts	some details: age: 21, NCB: 2, been driving 3 years, want fully comp. *** mind what the excess is, atm its 450.

10th June 2008, 20:36	#5 (permalink)
aslz78 The voice in your head Triangular Exhaust Join Date: 17th September 2007 Location: Spalding, Lincolnshire Posts: 214 Thanks: 5 Thanked 4 Times in 4 Posts	Try Norwich union simple cover, mines £800, im 20 with 2 years NCB fully comp.

10th June 2008, 20:39	#6 (permalink)
NEEMSTAR Nobody gets out alive Rocketship door handle Join Date: 7th October 2007 Location: In your mind Posts: 1,208 Thanks: 27 Thanked 17 Times in 17 Posts	I would say give Bell a go. They seem to be alright with young drivers. Also im with ECar modified - 21 on a RGT paying 1400 , so they might be worth a try. Oh and if your parents need to drive your car don't forget to add them on

10th June 2008, 20:45	#7 (permalink)
angie4m Why Do I bother? Civinfo guru Join Date: 28th September 2007 Location: Edinburgh Posts: 2,749 Thanks: 17 Thanked 31 Times in 31 Posts	I'm with admiral, £517 fully comp with 0 no claims, no points, accidents or convictions. £200 excess but thats on top of the mandatory that all insurance companies charge (especially those under 25). Places like Elephant, Bell, Admiral etc all seem to do a good deal on young drivers. Get yourself onto somewhere like Money Supermarket and get them to do a search for you then go to any other companies like Direct Line that won't quote on these systems.

10th June 2008, 20:54	#8 (permalink)
Unknownsoldier Comedian/Smart Ase Civinfo guru* Join Date: 22nd September 2007 Location: Kent, UK Posts: 2,421 Thanks: 47 Thanked 26 Times in 24 Posts	Don't touch NU with a bargepole, they're policies arn't worth the paper they're written on, sadly I know from experience.. However for me: Age: 22 NCB: 1 (One 50 pound knock in 2007) Driving: 5 years Level: Licence + Pass Plus Quote from bell on my Type S is around 850 fully comp. ATB, Tom

10th June 2008, 20:56	#9 (permalink)
aslz78 The voice in your head Triangular Exhaust Join Date: 17th September 2007 Location: Spalding, Lincolnshire Posts: 214 Thanks: 5 Thanked 4 Times in 4 Posts	Well it was cheap by a long way with them. Great sig btw Tom

10th June 2008, 20:58	#10 (permalink)
Unknownsoldier Comedian/Smart Ase Civinfo guru* Join Date: 22nd September 2007 Location: Kent, UK Posts: 2,421 Thanks: 47 Thanked 26 Times in 24 Posts	It is cheap!, (cos they weasle out of paying you ). I had a knock and all they did was hassle and mess me around, then ended up cancelling the policy cos' the broker that had liased with them got a detail wrong, then they just caused loads of grief. Thanks for the Sig nod, I like it, jsut sort of sums me up at the mo' Tom

10th June 2008, 21:14	#11 (permalink)
Robbieee The Talented Mr. Robbieee Magic Rear Seat Join Date: 27th September 2007 Location: Glasvegas Posts: 841 Thanks: 30 Thanked 18 Times in 17 Posts	i always goto Cheap UK Car insurance and home insurance quotes comparison from Confused.com., can beat it!! My civic is insured with Elephant, 400quid. sweet.

10th June 2008, 21:26	#14 (permalink)
robbo51 On holiday!! Civinfo guru Join Date: 1st July 2007 Location: Bingley, W.Yorks Posts: 3,092 Thanks: 47 Thanked 40 Times in 37 Posts	SAGA........................What? Oh ....You're not old enough..Sorry

10th June 2008, 21:31	#17 (permalink)
Unknownsoldier Comedian/Smart Ase Civinfo guru* Join Date: 22nd September 2007 Location: Kent, UK Posts: 2,421 Thanks: 47 Thanked 26 Times in 24 Posts	My father rates SAGA very highly for their insurance, saved him about 1-2K a year. Tom

10th June 2008, 22:22	#20 (permalink)
LNT Triangular Exhaust Join Date: 24th March 2007 Location: England Posts: 217 Thanks: 0 Thanked 1 Time in 1 Post	I've been with Churchill for a while now. £199 for the Hybrid, protected full no claims, windscreen and legal cover. I also have them for my home insurance, which gives a discount on the motor insurance. They're great at settling claims too, if the house insurance is anything to go by. Customer service is excellent too. However, I think the likes of Churchill and Direct Line do tend to go for the "Ordinary Joe".