Finance Finance and Credit!

[NH Dan]

You have 3 basic choices at the end of the contract;

1) pay the balloon and keep the car
2) providing the car is within the contract mileage, in a fair condition for its age and you have paid your payments, you can just hand the car back, not owing anything but also not getting anything back
3) trade the car in vs a new/different/bigger/smaller etc etc car. The balloon is set to be below that which the car should be worth (not an exact science obviously) and you should find that you get some equity back out of the car which can be used, along with any other monies you may have at the time, for your next deposit.

options wise, you are allowed anything that is Honda. Start ar$ing about with engine remaps etc then thats where the problems will start.

[karobonas]

Yea thats going to be my option.... where abouts is your dealership Dan? I may pop down to you.

[NH Dan]

Originally Posted by karobonas

Yea thats going to be my option.... where abouts is your dealership Dan? I may pop down to you.

I'm in South Norwood, sth london, click on the link to find the address etc

post code se25 6xp for sat nav etc.

m-f 9-6 and sat 9-5.

[karobonas]

just checked.. bit far from me to be fair.... if you were a little closer I would make the journey. Sorry buddy.

Thanks for all your help though, much appreciated!

[angie4m]

Originally Posted by karobonas

Hi Angie,

Am I right in thinking that I can just replace the car without having to pay the baloon payment= a new car evey 3 years?? Anyway I am not planning on changing the car from stock, even though I am an Essex Boy (sterotyped for rude boy additions) I think the Civic looks pretty slick stock especially with the 19's" on it.

p.s. your car sounds nice!

My mate Si lives in Essex, he's a member on this site....we have an almost identical car right barr the wheels and a couple of wee bits (at the moment) all the way down to the private plates which differ by three letters at the end. So you may see him driving about like a mad man! Or me taking it easy when i'm in the neck of the woods

Originally Posted by karobonas

Yea thats going to be my option.... where abouts is your dealership Dan? I may pop down to you.

Glad you have decided on what you wish to do now....hope it all works out for you and Oh the seat pocket....there is one in the back of the passengers seat so depending on how many you need and what you need it for you may not have to add this as an option to the car.

[NH Dan]

Originally Posted by karobonas

just checked.. bit far from me to be fair.... if you were a little closer I would make the journey. Sorry buddy.

Thanks for all your help though, much appreciated!

well, understand that and of course thats up to you but there's a deal to be done i'm sure.

[karobonas]

lol... I like your style.. pouch a sale from the forums, will you make it worth my 1:11hr journey? see my sig thats the spec I would like brand new or 2nd had.... depending on the deal.

PM me for prices etc...

[karobonas]

Originally Posted by angie4m

My mate Si lives in Essex, he's a member on this site....we have an almost identical car right barr the wheels and a couple of wee bits (at the moment) all the way down to the private plates which differ by three letters at the end. So you may see him driving about like a mad man! Or me taking it easy when i'm in the neck of the woods



Glad you have decided on what you wish to do now....hope it all works out for you and Oh the seat pocket....there is one in the back of the passengers seat so depending on how many you need and what you need it for you may not have to add this as an option to the car.

Oh I didn't realise that there is already a pocket!! in that case thats a £25 saving!! lol

Where abouts does your mate live? I have only seen a few around my area and most of them are black so I want to be a bit different! Don't you live in like scotland?? do you drive down to see him?

[angie4m]

Originally Posted by karobonas

Oh I didn't realise that there is already a pocket!! in that case thats a £25 saving!! lol

Where abouts does your mate live? I have only seen a few around my area and most of them are black so I want to be a bit different! Don't you live in like scotland?? do you drive down to see him?

Yeah knock yourself out on the £25 saving, thats what 20l of petrol ha ha!

He lives in Saffron Walden and a local dealer lives just round the corner from him and usually has a CTR parked outside his house.

You are correct that I live in Scotland and I make the 5 and a half hour journey to see him (as well as some other friends who live down there)

[DeanFYoung]

Originally Posted by Mr JP

it's exactly that yes, some people would stay clear as people rag them but very few dealers let people out on their own in a type-r so a sensible salesman should have kept a lid on things (you hope). Excellent deals can be had on new ones though so it's up to you, I would push for the Honda Happiness servicing package to be thrown in to sweeten it for you perhaps!

Wish I could offer finance - shame - you would love mine! - check my photo album

Took the new Renaultsport DCI175 out for a spin a month or so ago...he was encouraging me to go faster!!!

[angie4m]

Lol! Jings the car I took out on the test drive had 22 miles on the clock and the dealer said i'll just go up here and open it up (on a quiet road) and he hammered it into V-tec and we were about a mile (if that) from the garage.

These cars as designed to be revved so everyone keeps saying and your not going to buy a car that doesn't do what it says it should would you now? So yes they are always ragged