Finance how did you pay - Cash or Finance - Page 2

TTDegs · 2nd May 2007, 12:28

but part ex is handy if you don't want the hassle of tyre kickers, or run the risk of having 2 cars at the same time (double insurance, parking, road tax etc), or having a gap between selling the old one and picking up the new one.

But yes - you do pay for the lack of hassle.

If you want most money, sell private.

If you value the (lack of) hassle factor more, part ex

regards paying for it -

the benefit of doing it on finance is that the finance co are part of the deal.
If you have any major problems with the car, you can get the finance co involved too

again, horses for courses - you don't get owt for nowt

Dawson · 2nd May 2007, 17:21

Trade in + rest on switch for me.

Paid for the Focus ST by switch (~£20k). Had to verify with the bank that the transaction was genuine and answer loads to questions to prove I was me, including the exact date when I opened the account.

apemonkeyman · 2nd May 2007, 17:41

I actually paid from my loan using my debit card - phoned bank the day before to confirm & they made note of it. No probs with it going thru then...

mcbota · 2nd May 2007, 18:31

I have a 1,8 civic sport,2007 year ,with 1200 km,and I want to sell it ,being interested in buying an executive model.The color is champagne silver,heated front seats and the car was bought in April 2007.If anyone is interested,you can contact me.The wheel is on the left side!

Charles_Harding · 2nd May 2007, 20:19

Quote:

Originally Posted by czechplastik

Cold hard cash, all in £5 notes, packed into briefcases.

I knew you would do that.

I thought I saw you on Crime Watch getting the money out of the Abbey!

"Behind every sucessfull man there is a woman, and behind that woman is his wife!"

Charles H.

timsdm · 3rd May 2007, 08:07

I paid for mine using my debit card (like most people do) what surprised me was that it was authorised without question - I never use my debit card - I use my credit card for everything to get airmiles. So much for LLoyds monitoring my account at all times for signs of unusual behaviour.

Meino · 3rd May 2007, 08:19

For me it's a leasecar, so it was payed for me..

Pingu · 3rd May 2007, 11:24

I got my car on finance, spent ages getting loan and other deal info and the dealers finance guy sat there with me and more or less matched the best price i got, so very happy with that.

The wife on the other hand paid cash and part-ex for hers... she is much better with money than me

spile · 3rd May 2007, 11:37

Part ex + Cash + Garage loan (3 yr)

civie · 3rd May 2007, 15:12

My first civic, 1.8 SE (06) was a gift from my wife, My second, 2.2 Diesel sport (56) was trade in and a little of my own money.

A didn't have the heart to ask her to stump up the extra.

Before any one asks, i buy her flowers n stuff and say all the right things to her. ha

Charles_Harding · 3rd May 2007, 15:50

Quote:

Originally Posted by civie

My first civic, 1.8 SE (06) was a gift from my wife, My second, 2.2 Diesel sport (56) was trade in and a little of my own money.

A didn't have the heart to ask her to stump up the extra.

Before any one asks, i buy her flowers n stuff and say all the right things to her. ha

How much are flowers?

How much is Civic?

Job done

I think you got the best outta that deal

"I never have made predictions and I never will!"

p.s.: wot sortta flowers work best?

Charles H.

okehciv · 3rd May 2007, 16:08

Knew I was doing something wrong !

Were is that Interflora number

Charles_Harding · 3rd May 2007, 16:23

Quote:

Originally Posted by okehciv

Were is that Interflora number

Not sure of that number, but here is Lady H's address:-

If we all sent her flowers......

"I got in the ring with Muhammad Ali once and I had him worried for a while. He thought he had killed me!"

Charles H.

okehciv · 3rd May 2007, 16:26

To get back onto the original question

PX-cash-2yr loan

Charles_Harding · 3rd May 2007, 16:39

If a loan is the only way have a look at

www.moneysupermarket.com/uk_loans

Quite a variation on offer there!

"Since I've retired,I eat less, I weigh less and care less!"

Charles H.

civie · 3rd May 2007, 17:02

Quote:

Originally Posted by Charles_Harding

How much are flowers?

How much is Civic?

Job done

I think you got the best outta that deal

"I never have made predictions and I never will!"

p.s.: wot sortta flowers work best?

Charles H.

She loves them lillies my friend, so i don't mind parting with the odd tenner once a week. ha. Get them dead fresh and u save a lot too, (may last a 10 days or so).ha ha.

Yer dead rght, not a bad deal i say.

Charles_Harding · 3rd May 2007, 17:44

Quote:

Originally Posted by civie

She loves them lillies my friend, so i don't mind parting with the odd tenner once a week. ha. Get them dead fresh and u save a lot too, (may last a 10 days or so).ha ha.

Yer dead rght, not a bad deal i say.

Sorry to say this, but aren't lillies usually used for funerals?

I'd look out behind you if I was you, she might be saving them up!

"Everything at IKEA is self-assembly. I reecently bought a pillow and they gave me a duck!"

Charles H.

sensuixel · 22nd May 2007, 12:03

I paid mine cash + the dealer brought back my old one 3500 Euro.

I got 8% on the global price (including options such as Design pack)

sprkeh · 22nd May 2007, 13:57

paid with cheque, part ex for my 206 and the dealer gave me brilliant discount off the car as my grandfather has bought 2 accords of him in the past 6 years and is buying another in april when the new model is out

aoshi · 22nd May 2007, 16:24

When I looked for financing, the personnal loan and the financing from Honda offered approximatively the same rates. As I had never taken a leasing before, I tried it for this car to see how it will go

2nd May 2007, 18:31	#24 (permalink)
mcbota Valve Cap Join Date: 5th March 2007 Posts: 6 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	sell Civic 2007 I have a 1,8 civic sport,2007 year ,with 1200 km,and I want to sell it ,being interested in buying an executive model.The color is champagne silver,heated front seats and the car was bought in April 2007.If anyone is interested,you can contact me.The wheel is on the left side!

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This thread is about: how did you pay - Cash or Finance, it's in Buying, Dealers and Servicing at the Honda Civic forum Civinfo; but part ex is handy if you don't want the hassle of tyre kickers, or run the risk of having 2 cars at the same ...

2nd May 2007, 12:28	#21 (permalink)
TTDegs Super Moderator Civinfo master Join Date: 4th August 2006 Location: Cardiff Posts: 5,634 Thanks: 0 Thanked 1 Time in 1 Post iTrader: (0)	but part ex is handy if you don't want the hassle of tyre kickers, or run the risk of having 2 cars at the same time (double insurance, parking, road tax etc), or having a gap between selling the old one and picking up the new one. But yes - you do pay for the lack of hassle. If you want most money, sell private. If you value the (lack of) hassle factor more, part ex regards paying for it - the benefit of doing it on finance is that the finance co are part of the deal. If you have any major problems with the car, you can get the finance co involved too again, horses for courses - you don't get owt for nowt

2nd May 2007, 17:21	#22 (permalink)
Dawson Locking Wheelnut Join Date: 7th December 2006 Location: Turriff Posts: 196 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	Trade in + rest on switch for me. Paid for the Focus ST by switch (~£20k). Had to verify with the bank that the transaction was genuine and answer loads to questions to prove I was me, including the exact date when I opened the account.

2nd May 2007, 17:41	#23 (permalink)
apemonkeyman Supporter Magic Rear Seat Join Date: 2nd February 2007 Location: Gloucester Posts: 672 Thanks: 3 Thanked 0 Times in 0 Posts iTrader: (0)	I actually paid from my loan using my debit card - phoned bank the day before to confirm & they made note of it. No probs with it going thru then...

3rd May 2007, 08:07	#26 (permalink)
timsdm Valve Cap Join Date: 21st February 2007 Posts: 10 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	I paid for mine using my debit card (like most people do) what surprised me was that it was authorised without question - I never use my debit card - I use my credit card for everything to get airmiles. So much for LLoyds monitoring my account at all times for signs of unusual behaviour.

3rd May 2007, 08:19	#27 (permalink)
Meino Supporter Triangular Exhaust Join Date: 18th October 2006 Location: Netherlands Posts: 473 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	For me it's a leasecar, so it was payed for me..

3rd May 2007, 11:24	#28 (permalink)
Pingu Supporter Wheelnut Join Date: 20th December 2006 Location: Leicester, UK Posts: 72 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	I got my car on finance, spent ages getting loan and other deal info and the dealers finance guy sat there with me and more or less matched the best price i got, so very happy with that. The wife on the other hand paid cash and part-ex for hers... she is much better with money than me

3rd May 2007, 11:37	#29 (permalink)
spile Supporter Triangular Exhaust Join Date: 15th January 2007 Location: Midlands Posts: 213 Thanks: 0 Thanked 2 Times in 2 Posts iTrader: (0)	Part ex + Cash + Garage loan (3 yr)

3rd May 2007, 15:12	#30 (permalink)
civie Supporter Triangular Exhaust Join Date: 5th March 2007 Location: north east Posts: 208 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	My first civic, 1.8 SE (06) was a gift from my wife, My second, 2.2 Diesel sport (56) was trade in and a little of my own money. A didn't have the heart to ask her to stump up the extra. Before any one asks, i buy her flowers n stuff and say all the right things to her. ha

3rd May 2007, 16:08	#32 (permalink)
okehciv Supporter Rocketship door handle Join Date: 21st January 2007 Location: shaw gtr manchester Posts: 1,014 Thanks: 7 Thanked 7 Times in 7 Posts iTrader: (0)	Knew I was doing something wrong ! Were is that Interflora number

3rd May 2007, 16:26	#34 (permalink)
okehciv Supporter Rocketship door handle Join Date: 21st January 2007 Location: shaw gtr manchester Posts: 1,014 Thanks: 7 Thanked 7 Times in 7 Posts iTrader: (0)	To get back onto the original question PX-cash-2yr loan

3rd May 2007, 16:39	#35 (permalink)
Charles_Harding Civinfo guru Join Date: 14th August 2006 Location: S.E. London Posts: 3,298 Thanks: 113 Thanked 27 Times in 26 Posts iTrader: (0)	If a loan is the only way have a look at www.moneysupermarket.com/uk_loans Quite a variation on offer there! *"Since I've retired,I eat less, I weigh less and care less!"* Charles H.

22nd May 2007, 12:03	#38 (permalink)
sensuixel Valve Cap Join Date: 21st May 2007 Posts: 5 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	I paid mine cash + the dealer brought back my old one 3500 Euro. I got 8% on the global price (including options such as Design pack)

22nd May 2007, 13:57	#39 (permalink)
sprkeh Locking Wheelnut Join Date: 5th May 2007 Location: Gods Own Land - Belfast Posts: 107 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	paid with cheque, part ex for my 206 and the dealer gave me brilliant discount off the car as my grandfather has bought 2 accords of him in the past 6 years and is buying another in april when the new model is out

22nd May 2007, 16:24	#40 (permalink)
aoshi Wheelnut Join Date: 21st February 2007 Location: Suburb of Paris, France Posts: 58 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	When I looked for financing, the personnal loan and the financing from Honda offered approximatively the same rates. As I had never taken a leasing before, I tried it for this car to see how it will go