Insurance Gap Insurance - Page 2

allan40alt · 3rd November 2006, 16:53

Glad there has been such a positive response to this post; one thing to add though; when I added my new leather seats the Honda gap insurers would not allow me to increase the value by adding these as an 'after supply'.

Remember it is the original Invoice price only.

nb: I also checked this with 'click4gap' and they said it is doubtful whether any gap insurer would include 'after-fits'.

basegreen · 3rd November 2006, 17:15

Call them - mention civinfo, and see if they can assist you with after fit stuff.

allan40alt · 3rd November 2006, 17:28

Quote:

Originally Posted by basegreen

Call them - mention civinfo, and see if they can assist you with after fit stuff.

Yes, I did just that. I explained as well that it was a permanent fitment in the car as it was non-removable. Unlike other add-on's that could be removed and replaced with the original supplied item.

britsbest · 3rd November 2006, 21:33

Got my GAP insurance from the dealer, for 3 years new car replacement, no ££ limit for £199.00.
Snapped her hand off!

basegreen · 3rd November 2006, 22:38

Quote:

Originally Posted by britsbest

Got my GAP insurance from the dealer, for 3 years new car replacement, no ££ limit for £199.00.
Snapped her hand off!

Click4Gap probably cheaper!

britsbest · 3rd November 2006, 23:35

Nope, £232 and max claim of £5000, I checked !
Might be daft but not silly !!!

itsrelfy · 20th February 2007, 09:04

when i bought my civ, i got 5 years for £199, i thought that was cheap, my brother had to pay i think its was £300 for three years from citroen

Lexie · 20th February 2007, 19:22

I've just been quoted £126 for 2 years Gap Ins for £10,000. Plus I've been offered £10 off so £116. Bargain!!

Click 4 Gap are by far the cheapest!

Topcat · 5th March 2007, 09:19

I want to buy Gap Insurance.

Im a bit confused as to what to buy, does covering my car for £16,000 with a payout limit of £12,500 for three years sound right?

basegreen · 5th March 2007, 09:37

Quote:

Originally Posted by Topcat

I want to buy Gap Insurance.

Im a bit confused as to what to buy, does covering my car for £16,000 with a payout limit of £12,500 for three years sound right?

That sounds a bit OTT to me.

You're saying that at some point over the three years, that if you wrote off your car, the difference between what the insurer paid you for car, and what it would cost to replace the car would be 12.5K??

How much was that policy, and on what terms?

Topcat · 5th March 2007, 09:42

Quote:

Originally Posted by basegreen

That sounds a bit OTT to me.

You're saying that at some point over the three years, that if you wrote off your car, the difference between what the insurer paid you for car, and what it would cost to replace the car would be 12.5K??

How much was that policy, and on what terms?

Well my car to buy new at today's price is approx £15,700. I have a trade in price at Honda of £11,700 so if I have lost almost £4,000 in one year I kind of thought that in three years (when the car would be 4 years old) it would be worth about £6000 to £7000.

3rd November 2006, 21:33	#24 (permalink)
britsbest Supporter Triangular Exhaust Join Date: 9th September 2006 Location: Cheadle Hulme Posts: 230 Thanks: 2 Thanked 0 Times in 0 Posts iTrader: (0)	Got mine covered Got my GAP insurance from the dealer, for 3 years new car replacement, no ££ limit for £199.00. Snapped her hand off!

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This thread is about: Gap Insurance, it's in Buying, Dealers and Servicing at the Honda Civic forum Civinfo; Glad there has been such a positive response to this post; one thing to add though; when I added my new leather seats the Honda ...

3rd November 2006, 16:53	#21 (permalink)
allan40alt Supporter Civinfo guru Join Date: 6th August 2006 Location: England Posts: 2,253 Thanks: 13 Thanked 33 Times in 31 Posts iTrader: (0)	Glad there has been such a positive response to this post; one thing to add though; when I added my new leather seats the Honda gap insurers would not allow me to increase the value by adding these as an 'after supply'. Remember it is the original Invoice price only. nb: I also checked this with 'click4gap' and they said it is doubtful whether any gap insurer would include 'after-fits'.

3rd November 2006, 17:15	#22 (permalink)
basegreen Super Moderator Civinfo guru Join Date: 15th April 2006 Location: noitacoL Posts: 2,904 Thanks: 0 Thanked 3 Times in 3 Posts iTrader: (0)	Call them - mention civinfo, and see if they can assist you with after fit stuff.

3rd November 2006, 23:35	#26 (permalink)
britsbest Supporter Triangular Exhaust Join Date: 9th September 2006 Location: Cheadle Hulme Posts: 230 Thanks: 2 Thanked 0 Times in 0 Posts iTrader: (0)	Nope, £232 and max claim of £5000, I checked ! Might be daft but not silly !!!

20th February 2007, 09:04	#27 (permalink)
itsrelfy Wheelnut Join Date: 19th November 2006 Location: kent Posts: 94 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	when i bought my civ, i got 5 years for £199, i thought that was cheap, my brother had to pay i think its was £300 for three years from citroen

20th February 2007, 19:22	#28 (permalink)
Lexie Lightning Princess Triangular Exhaust Join Date: 8th January 2007 Location: Bournemouth Posts: 423 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	I've just been quoted £126 for 2 years Gap Ins for £10,000. Plus I've been offered £10 off so £116. Bargain!! Click 4 Gap are by far the cheapest!

5th March 2007, 09:19	#29 (permalink)
Topcat Supporter Civinfo guru Join Date: 11th May 2006 Location: Middlesex Posts: 2,753 Thanks: 0 Thanked 9 Times in 9 Posts iTrader: (0)	I want to buy Gap Insurance. Im a bit confused as to what to buy, does covering my car for £16,000 with a payout limit of £12,500 for three years sound right?