Delivery time Speeding up paying by debit card

N2H · 1st November 2007, 08:42

I pick up my first ever Civic, or Honda for that matter today. For my only other car purchase, I paid by debit card which needed authorisation by talking to the bank while in the dealer which took ages.

Does anyone know if I can call the bank beforehand to say I will be making a large purchase, so saving time in the dealer?

cylon2007 · 1st November 2007, 08:47

Yep I have bought 2 cars on debit cards both times I phoned the Bank a few days before and told them how much would be going through and the company that would be taking it. On one occasion they actually didn't take the money for 2 weeks.

I would take the fact that you have had to speak to the bank as a good thing as it shows their security is working.

Dimplyred · 1st November 2007, 09:46

Quote:

Originally Posted by cylon2007

I would take the fact that you have had to speak to the bank as a good thing as it shows their security is working.

I have bought a car in the past with my debit card and had five or so minute call to the bank.

I didn't mind one bit as it showed me they were on the ball. I think I'd have minded more if they hadn't wanted to do a security check with me.

matg · 1st November 2007, 12:33

I paid for mine via debit, phone number appeared on the handset, dealer called it and verified its was all above board, took less than 5 minutes. No call queue or anything straight through to a real person not a fricking push 1, push 2, computer. Thats was with One Account, which I have to say are bloody excellent.

angie4m · 1st November 2007, 12:36

I used my Visa Debit from my nationwide account and it went through just like I was buying my shopping. Salesman was all set to phone and get authorisation but it went through without a hitch!

Were you using a Debit Card and not a Switch card? I know with Switch they always get you to phone for major purchases

SandGirl · 1st November 2007, 20:25

Quote:

Originally Posted by angie4m

I used my Visa Debit from my nationwide account and it went through just like I was buying my shopping. Salesman was all set to phone and get authorisation but it went through without a hitch!

Same here Angie!! The salesman was shocked!! I have to say I think I'd have been a little happier if he'd have to call for clearance... so much for my bank keeping a watchful eye over my account for unusual transactions!!

N2H · 1st November 2007, 21:11

It only took a few minutes after all, though I nearly forgot my password!

Very happy with my new 2.2 Sport so far and the dealer was good too, so very happy with Honda right now.

(An ex Toyota customer)

freddo1 · 1st November 2007, 23:42

[quote=angie4m;116389]I used my Visa Debit from my nationwide account and it went through just like I was buying my shopping. Salesman was all set to phone and get authorization but it went through without a hitch!

Me too, the salesman nearly fell out of his chair when he processed my card.
'I was expecting to call the bank' he said, totally bemused

angie4m · 2nd November 2007, 08:16

Quote:

Originally Posted by freddo1

Me too, the salesman nearly fell out of his chair when he processed my card.
'I was expecting to call the bank' he said, totally bemused

The salesman said I must be very rich lol!

mrh339 · 2nd November 2007, 09:21

I paid with my HSBC debit card, the usual chip and pin job and it went straight through no problems.

The Doctor · 2nd November 2007, 11:38

Paid for mine with my debit card. I called the bank the previous day just in case, but they said as long as the funds were there it wasn't necessary. Had no problem.

1st November 2007, 08:42	#1 (permalink)
N2H Supporter Valve Cap Join Date: 24th October 2007 Posts: 24 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	Speeding up paying by debit card I pick up my first ever Civic, or Honda for that matter today. For my only other car purchase, I paid by debit card which needed authorisation by talking to the bank while in the dealer which took ages. Does anyone know if I can call the bank beforehand to say I will be making a large purchase, so saving time in the dealer?

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This thread is about: Speeding up paying by debit card, it's in Buying, Dealers and Servicing at the Honda Civic forum Civinfo; I pick up my first ever Civic, or Honda for that matter today. For my only other car purchase, I paid by debit card which ...

1st November 2007, 08:47	#2 (permalink)
cylon2007 Magic Rear Seat Join Date: 14th April 2007 Location: South Manchester/North Cheshire Posts: 523 Thanks: 0 Thanked 3 Times in 3 Posts iTrader: (0)	Yep I have bought 2 cars on debit cards both times I phoned the Bank a few days before and told them how much would be going through and the company that would be taking it. On one occasion they actually didn't take the money for 2 weeks. I would take the fact that you have had to speak to the bank as a good thing as it shows their security is working.

1st November 2007, 12:33	#4 (permalink)
matg Supporter Locking Wheelnut Join Date: 23rd September 2007 Location: Near Cambridge Posts: 167 Thanks: 0 Thanked 3 Times in 3 Posts iTrader: (0)	I paid for mine via debit, phone number appeared on the handset, dealer called it and verified its was all above board, took less than 5 minutes. No call queue or anything straight through to a real person not a fricking push 1, push 2, computer. Thats was with One Account, which I have to say are bloody excellent.

1st November 2007, 12:36	#5 (permalink)
angie4m Moved on Civinfo guru Join Date: 28th September 2007 Location: Edinburgh Posts: 2,771 Thanks: 17 Thanked 32 Times in 32 Posts iTrader: (0)	I used my Visa Debit from my nationwide account and it went through just like I was buying my shopping. Salesman was all set to phone and get authorisation but it went through without a hitch! Were you using a Debit Card and not a Switch card? I know with Switch they always get you to phone for major purchases

1st November 2007, 21:11	#7 (permalink)
N2H Supporter Valve Cap Join Date: 24th October 2007 Posts: 24 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	It only took a few minutes after all, though I nearly forgot my password! Very happy with my new 2.2 Sport so far and the dealer was good too, so very happy with Honda right now. (An ex Toyota customer)

1st November 2007, 23:42	#8 (permalink)
freddo1 Supporter Wheelnut Join Date: 6th September 2007 Location: Plymouth Posts: 50 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	[quote=angie4m;116389]I used my Visa Debit from my nationwide account and it went through just like I was buying my shopping. Salesman was all set to phone and get authorization but it went through without a hitch! Me too, the salesman nearly fell out of his chair when he processed my card. 'I was expecting to call the bank' he said, totally bemused

2nd November 2007, 09:21	#10 (permalink)
mrh339 Supporter Triangular Exhaust Join Date: 27th September 2007 Location: Gloucestershire Posts: 477 Thanks: 0 Thanked 6 Times in 6 Posts iTrader: (0)	I paid with my HSBC debit card, the usual chip and pin job and it went straight through no problems.

2nd November 2007, 11:38	#11 (permalink)
The Doctor Locking Wheelnut Join Date: 31st August 2006 Location: Southampton Posts: 103 Thanks: 0 Thanked 0 Times in 0 Posts iTrader: (0)	Paid for mine with my debit card. I called the bank the previous day just in case, but they said as long as the funds were there it wasn't necessary. Had no problem.