Got hit by a builder in a hurry

matg · 8th February 2008, 14:24

I left my house this morning and less than 30 seconds later a guy cuts the corner when turning right as I was about to turn left and his front offside corner collides with my front offside corner.

He admitted fault and I have a witness

Just started the insurance claim against him, lets hope he keeps his word!

Car is driveable just lots of white paint off his van and a scuffed front bumper, nice start to the weekend!

I'll post a photo later.

Bog · 8th February 2008, 14:34

Sorry to here that Mat, hope it's all sorted quicky for you.

Unknownsoldier · 8th February 2008, 15:56

Me too mate.

Tom

JoeyF · 8th February 2008, 19:03

Sorry to hear that, gutted for you.

Dimplyred · 8th February 2008, 19:18

Let's hope he sticks to his story and it's easily sorted.

Type S Bournemouth · 8th February 2008, 19:54

Its amazing how many people cut corners. So annoying

terry · 8th February 2008, 22:33

Hi Matg,

How near Cambridge?

Terry

HappyMan · 8th February 2008, 22:45

I feel for you, really I do. near my house there is a 90 degree turn and a high level wall and the amount of people who still cut the corner is amazing. The number of accidents that it causes is huge. Infact I don't think a month goes by without an accident, actually!

Hope everything goes well for you.

matg · 9th February 2008, 11:33

Here's the damage, its not dramatic. Photo taken about 5 minutes later, as I moved my car back onto my driveway and got my camera out.

It's only light panel damage at the top and bottom of the bumper and also the plastic wheel arch trim pushed out. Although the moulding on the bumper where it sticks out is quite badly gouged.

I'm just annoyed that now I have the hassle of getting it sorted while he sits back and does nothing as it was probably a company van. Can you claim for out of pocket expenses, phone calls, cost of getting the car to the garage, time taken off work to sort. etc etc?

matg · 9th February 2008, 11:34

Quote:

Originally Posted by terry

Hi Matg,

How near Cambridge?

Terry

I live in one of the villages, happened 20 yards from my house.

matg · 9th February 2008, 11:39

Quote:

Originally Posted by Type S Bournemouth

Its amazing how many people cut corners. So annoying

I'm finding this more and more on roundabouts where you are on the inside turning right and the driver to the left of you is going straight on. Instead of driving around the roundabout alot more people seem to cut straight across in to your (unmarked) lane. Forcing you to brake.

Its much worse if you don't have to stop at the roundabout and the driver to your left is just pulling away as you get to the white line, they seem not to look in their right hand mirror and just veer over to the left.

matg · 9th February 2008, 12:23

I've just done some digging on the guy who hit me. The phone number he gave me of his insurance company was a breakdown company, the name of the insurance company he gave me was actually a broker, so I began to doubt he was insured

So I called my insurer (Direct Line) and told them all this to update their records as I the information I was given and then gave them was wrong. Anyway they did a search via his registration and he is insured - phew!

TTDegs · 9th February 2008, 12:44

Ouch!

hope it works out matg

Unknownsoldier · 9th February 2008, 18:33

Hopefully that'll get noted down, as he should have known his details (got mine in the glovebox, (photocopies of course)). Had a guy hit my dads range rover once while out driving, then said he wasn't insured, so I took his wallet with credit cards as collateral for a while, until he'd contacted his job to ask.......... also called the police on the spot, no insurance is no insurance in my books.

Also, I'm quite amazed, the fog light survived!!!!!!!

Tom

gray52 · 9th February 2008, 18:41

Quote:

Originally Posted by matg

I'm finding this more and more on roundabouts where you are on the inside turning right and the driver to the left of you is going straight on. Instead of driving around the roundabout alot more people seem to cut straight across in to your (unmarked) lane. Forcing you to brake.

Its much worse if you don't have to stop at the roundabout and the driver to your left is just pulling away as you get to the white line, they seem not to look in their right hand mirror and just veer over to the left.

i to find this alot, but when im in the works van i stand my ground or lane and they soon realise that they need to get back in their lane.

if thats all the damage it may have been worth him paying for it with no insurance, because until its settled it will be as much your fault as his.

a smart repair on that bit would not have been to expensive.

Unknownsoldier · 9th February 2008, 18:44

Yes, people do seem not to bother what lane they are in on roundabouts now, so inconsiderate, and something that gets my goat.

Tom

8th February 2008, 14:24	#1 (permalink)
matg Supporter Locking Wheelnut Join Date: 23rd September 2007 Location: Near Cambridge Posts: 152 Thanks: 0 Thanked 3 Times in 3 Posts	Got hit by a builder in a hurry I left my house this morning and less than 30 seconds later a guy cuts the corner when turning right as I was about to turn left and his front offside corner collides with my front offside corner. He admitted fault and I have a witness Just started the insurance claim against him, lets hope he keeps his word! Car is driveable just lots of white paint off his van and a scuffed front bumper, nice start to the weekend! I'll post a photo later.

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8th February 2008, 14:34	#2 (permalink)
Bog Supporter Magic Rear Seat Join Date: 5th October 2006 Location: Romford, Essex Posts: 886 Thanks: 0 Thanked 0 Times in 0 Posts	Sorry to here that Mat, hope it's all sorted quicky for you.

8th February 2008, 15:56	#3 (permalink)
Unknownsoldier Smart Ase Civinfo guru* Join Date: 22nd September 2007 Location: Kent, UK Posts: 2,079 Thanks: 28 Thanked 10 Times in 10 Posts	Me too mate. Tom

8th February 2008, 19:03	#4 (permalink)
JoeyF Supporter Triangular Exhaust Join Date: 23rd October 2006 Location: Rotherham, South Yorkshire Posts: 372 Thanks: 0 Thanked 0 Times in 0 Posts	Sorry to hear that, gutted for you.

8th February 2008, 19:18	#5 (permalink)
Dimplyred Type R GT 09570 Civinfo guru Join Date: 24th August 2007 Location: Staffordshire Posts: 3,101 Thanks: 16 Thanked 30 Times in 30 Posts	Let's hope he sticks to his story and it's easily sorted.

8th February 2008, 19:54	#6 (permalink)
Type S Bournemouth Supporter Magic Rear Seat Join Date: 3rd October 2006 Location: Bournemouth Posts: 958 Thanks: 0 Thanked 0 Times in 0 Posts	Its amazing how many people cut corners. So annoying

8th February 2008, 22:33	#7 (permalink)
terry Supporter Triangular Exhaust Join Date: 24th September 2006 Location: Cambridge Posts: 319 Thanks: 0 Thanked 0 Times in 0 Posts	Hi Matg, How near Cambridge? Terry

8th February 2008, 22:45	#8 (permalink)
HappyMan Super Moderator Rocketship door handle Join Date: 16th August 2007 Location: Poland Posts: 1,457 Thanks: 7 Thanked 13 Times in 13 Posts	I feel for you, really I do. near my house there is a 90 degree turn and a high level wall and the amount of people who still cut the corner is amazing. The number of accidents that it causes is huge. Infact I don't think a month goes by without an accident, actually! Hope everything goes well for you.

9th February 2008, 11:33	#9 (permalink)
matg Supporter Locking Wheelnut Join Date: 23rd September 2007 Location: Near Cambridge Posts: 152 Thanks: 0 Thanked 3 Times in 3 Posts	Here's the damage, its not dramatic. Photo taken about 5 minutes later, as I moved my car back onto my driveway and got my camera out. It's only light panel damage at the top and bottom of the bumper and also the plastic wheel arch trim pushed out. Although the moulding on the bumper where it sticks out is quite badly gouged. I'm just annoyed that now I have the hassle of getting it sorted while he sits back and does nothing as it was probably a company van. Can you claim for out of pocket expenses, phone calls, cost of getting the car to the garage, time taken off work to sort. etc etc?

9th February 2008, 12:23	#12 (permalink)
matg Supporter Locking Wheelnut Join Date: 23rd September 2007 Location: Near Cambridge Posts: 152 Thanks: 0 Thanked 3 Times in 3 Posts	I've just done some digging on the guy who hit me. The phone number he gave me of his insurance company was a breakdown company, the name of the insurance company he gave me was actually a broker, so I began to doubt he was insured So I called my insurer (Direct Line) and told them all this to update their records as I the information I was given and then gave them was wrong. Anyway they did a search via his registration and he is insured - phew!

9th February 2008, 12:44	#13 (permalink)
TTDegs Super Moderator Civinfo master Join Date: 4th August 2006 Location: Cardiff Posts: 5,638 Thanks: 0 Thanked 0 Times in 0 Posts	Ouch! hope it works out matg

9th February 2008, 18:33	#14 (permalink)
Unknownsoldier Smart Ase Civinfo guru* Join Date: 22nd September 2007 Location: Kent, UK Posts: 2,079 Thanks: 28 Thanked 10 Times in 10 Posts	Hopefully that'll get noted down, as he should have known his details (got mine in the glovebox, (photocopies of course)). Had a guy hit my dads range rover once while out driving, then said he wasn't insured, so I took his wallet with credit cards as collateral for a while, until he'd contacted his job to ask.......... also called the police on the spot, no insurance is no insurance in my books. Also, I'm quite amazed, the fog light survived!!!!!!! Tom

9th February 2008, 18:44	#16 (permalink)
Unknownsoldier Smart Ase Civinfo guru* Join Date: 22nd September 2007 Location: Kent, UK Posts: 2,079 Thanks: 28 Thanked 10 Times in 10 Posts	Yes, people do seem not to bother what lane they are in on roundabouts now, so inconsiderate, and something that gets my goat. Tom