Poxy cyclists

JPDirect · 9th July 2007, 15:27

First of all let me start off by saying that if you're a cyclist you WILL be offended by this:

I was stationery at a T-junction when all of a sudden from the corner of my eye, I see a cyclist riding too fast on the pavements cycle track, who sees me at the T-junction but can't stop quick enough to stop a collision and low and behold, he went straight in to me.

He damaged my front near side wing. I saw the whole thing in slow motion; he stopped SO fast that the rear wheel was up in the air and he was riding on his front wheel only when he went into me.

The first thing I thought was, what a bloody idiot! These stupid cyclists are on the road / cycle tracks WITHOUT any insurance so if they collide in to us motorists, we have to fork out for the damage.

When I told people about it, the first question they asked was if he was ok. Who the bloody hell cares about him, how about the damage to my car AND the fact that I have to fork out £280 excess from my own pocket for something that wasn't even my fault. I've also now just found that there's damage to the bonnet too!

The b@$t@rd can rot in hell for all I care. If you're reading this and thinking if the cyclist was ok, he was!

I've always thought that ANYONE and EVERYONE using the road or cyclist tracks next to pavements should have insurance and this is why. I have no time for cyclists and don't think they should be allowed to ride WITHOUT insurance. I don't care what the hell the law says about cyclists, they shouldn't be allowed.

Here are the pictures:

czechplastik · 9th July 2007, 15:32

Should have reported it to Police, it's an offence to ride a bicycle on the pavement, a prosecution would maybe have got you some compensation for the repairs.

Meino · 9th July 2007, 15:32

If he is not insured, why doesn't he have to pay from his pocket?

JPDirect · 9th July 2007, 15:36

Quote:

Originally Posted by Meino

If he is not insured, why doesn't he have to pay from his pocket?

The cyclist DIDN'T have insurance because they don't need to. I, as the vehicle owner have to pay for the damages.

Bog · 9th July 2007, 15:54

I fully agree with you JP, but I would have made him give me his address (with some ID) and got him to pay up (Even if it means going to the small claims court).

I would have called the Police as CP say's, even though he was on a cycle lane, he was not riding with due care and attention - he could have killed a child if they happed to be on the pavement at the same time as him!

cylon2007 · 9th July 2007, 15:56

Did you get his details? If so take him to the samll claims court to get your money, as long as it's under £5000.

czechplastik · 9th July 2007, 15:57

Quote:

Originally Posted by Bog

I would have called the Police as CP say's, even though he was on a cycle lane, he was not riding with due care and attention -

Apologies, missed the fact that he was in a cycle lane. Agree with bog, his riding was without due care and attention, possibly even careless.

rmh999 · 9th July 2007, 16:28

Have you considered a claim via the Motor Insurance Bureau ??

They cover uninsured drivers but im not sure about ....other road users.

It costs nothing to file a claim, its a simple form... but be warned its not fast.....

Either way nothing much to lose.... www.mib.org.uk

I got some money back when i was hit by an untraced driver, it took 6 months and they considered that fast tracked !!!

PM me if you need any more info
Rob

l-noel · 9th July 2007, 16:55

I don't know how the system work in the UK but here in France even if the cyclist is not insured like a car, you have what we call here a third party damage insurance which is included in your home insurance, including damage your children or you can cause to others it's called "Responsabilité civil" or Civil responsibility...
So if you have an accident in France; even with a cyclist you must write an accident report (called "Constat amiable") stating all the fact (People involved identity, place, time, circonstances, damages, witness and so on ...) both party have to sign it and send it with comments to the insurance company within two days ... It make the things a lot easier even if you have an accident with a pedestrian or a Cyclist.

But I understand your point of view...

Minkster · 9th July 2007, 17:41

I was hit by a cyclist riding wrecklessly years ago when I had a VW Scirocco. He completely knackered my door and I had to have it replaced and resprayed. There was no doubt it was his fault (he was screaming around a corner and incredibly close to the parked cars at speed) but when I took legal advice I was told that "Regardless of the situation and who was perceived to be at blame, a court will ALWAYS side with a cyclist over a motorist" and as a result they didn't recommend legal action. Was gutted, and what made it worse was the idiot tried to claim for injury damages through my insurer THREE MONTHS LATER!!!

The system is a shambles. ANY road going vehicle should be taxed/insured IMO

misterpro · 9th July 2007, 17:57

euh...

He doesn't need a vehicle insurance, sure, but...

Not sure about the UK but doesn't his mandatory "family insurance" covers your damage? (The same insurance that covers when your kids break the neighbours window while playing football for example...)

Type S Bournemouth · 9th July 2007, 18:20

I must admit I have no patience with cyclists. 80% of them totally ignore any road signs etc and think nothing about going through red lights.

FWH · 9th July 2007, 18:22

Cyclists are the only reason to buy a Hummer.

Brodick · 9th July 2007, 18:30

Have you got all his/her details JP
you could try billing them
or take them through the small claims court
(was there any witnesses???)

I know that cyclists pay more attention to bigger vehicles
when I am in the civic they will sqeeze up the side of me at lights
but if I am in the CR-V they think twice about it

Type S Bournemouth · 9th July 2007, 19:43

well they dont seem wary when im driving a 18ton bus. They even like cycling alongside when your turning left.

markvirgo · 9th July 2007, 20:56

I had my ariel ripped off by a cyclist on my 406 while on the way to work. He thought it would be cleaver to use it to stop with.

The police said there was nothing I could do about it.

I hate cyclists too.

Why do they ride on the road when there is a cycle lane?.

gray52 · 9th July 2007, 21:46

i feel for you and they should have bike checks and compulsory insurance. just be carefull he doesent put a claim in aginst you. as you have insurance he could claim for allsorts. i had a similar case where they rode into me while i was waiting at traffic lights, then tried to blame me!!! got a tiny dent in the wing, they were ok, so i drove off.

the morel is when you hear a cyclist has been run over, it may have been the guy who hit you, as his luck will run out in the end...stop smiling.

i would see if you could sort it for around the price of you excess and dont tell the insurance just in case he tries to stick one on you, then forget all about it

WavyD · 9th July 2007, 22:04

Quote:

Originally Posted by markvirgo

I had my ariel ripped off by a cyclist on my 406 while on the way to work. He thought it would be cleaver to use it to stop with.

The police said there was nothing I could do about it.

I hate cyclists too.

Why do they ride on the road when there is a cycle lane?.

I'm sure that they would have had something to say if you had kicked his head in for doing it! Sorry CZ and others, but the Police are just taking the piss these days!

FWH · 9th July 2007, 22:06

Quote:

Originally Posted by WavyD

I'm sure that they would have had something to say if you had kicked his head in for doing it! Sorry CZ and others, but the Police are just taking the piss these days!

You mean if cyclist accidently fell onto your foot.

Skippy · 9th July 2007, 22:20

Ok, he's a pr*** for not being able to stop, but how come you were in a position to be in his path? If you were moving forward I possibly get it, but I'm confused as to how you were in his path AND he was on a cycle lane.

Given typical council cycle lane / junction layout designs, he could be guided to cross the road behind a give way line or similar!

I hate cyclists who ride without regard for the law or rights of way, especially on non-roadworthy machines. I also hate motorists and pedestrians who do likewise. On balance I see more bad driving than I do bad walking or cycling.

9th July 2007, 18:22	#13 (permalink)
FWH Super Moderator Civinfo guru Join Date: 3rd June 2007 Location: Sweden Posts: 4,860 Thanks: 3 Thanked 27 Times in 24 Posts	Cyclists are the only reason to buy a Hummer. Last edited by FWH; 9th July 2007 at 21:48. Reason: bad spelling

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9th July 2007, 15:32	#2 (permalink)
czechplastik King of the rodeo Civinfo guru Join Date: 24th October 2006 Location: Belfast Posts: 4,498 Thanks: 0 Thanked 0 Times in 0 Posts	Should have reported it to Police, it's an offence to ride a bicycle on the pavement, a prosecution would maybe have got you some compensation for the repairs.

9th July 2007, 15:32	#3 (permalink)
Meino Supporter Triangular Exhaust Join Date: 18th October 2006 Location: Netherlands Posts: 474 Thanks: 0 Thanked 0 Times in 0 Posts	If he is not insured, why doesn't he have to pay from his pocket?

9th July 2007, 15:54	#5 (permalink)
Bog Supporter Magic Rear Seat Join Date: 5th October 2006 Location: Romford, Essex Posts: 886 Thanks: 0 Thanked 1 Time in 1 Post	I fully agree with you JP, but I would have made him give me his address (with some ID) and got him to pay up (Even if it means going to the small claims court). I would have called the Police as CP say's, even though he was on a cycle lane, he was not riding with due care and attention - he could have killed a child if they happed to be on the pavement at the same time as him!

9th July 2007, 15:56	#6 (permalink)
cylon2007 Triangular Exhaust Join Date: 14th April 2007 Location: South Manchester/North Cheshire Posts: 450 Thanks: 0 Thanked 1 Time in 1 Post	Did you get his details? If so take him to the samll claims court to get your money, as long as it's under £5000.

9th July 2007, 16:28	#8 (permalink)
rmh999 Supporter Locking Wheelnut Join Date: 3rd August 2006 Location: Swindon, UK Posts: 154 Thanks: 0 Thanked 1 Time in 1 Post	Have you considered a claim via the Motor Insurance Bureau ?? They cover uninsured drivers but im not sure about ....other road users. It costs nothing to file a claim, its a simple form... but be warned its not fast..... Either way nothing much to lose.... www.mib.org.uk I got some money back when i was hit by an untraced driver, it took 6 months and they considered that fast tracked !!! PM me if you need any more info Rob

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l-noel Wine and cooking ! Rocketship door handle Join Date: 5th December 2006 Location: Roanne-France Posts: 1,226 Thanks: 3 Thanked 7 Times in 3 Posts	I don't know how the system work in the UK but here in France even if the cyclist is not insured like a car, you have what we call here a third party damage insurance which is included in your home insurance, including damage your children or you can cause to others it's called "Responsabilité civil" or Civil responsibility... So if you have an accident in France; even with a cyclist you must write an accident report (called "Constat amiable") stating all the fact (People involved identity, place, time, circonstances, damages, witness and so on ...) both party have to sign it and send it with comments to the insurance company within two days ... It make the things a lot easier even if you have an accident with a pedestrian or a Cyclist. But I understand your point of view...

9th July 2007, 17:41	#10 (permalink)
Minkster Locking Wheelnut Join Date: 31st May 2007 Location: Grantham, UK Posts: 124 Thanks: 0 Thanked 0 Times in 0 Posts	I was hit by a cyclist riding wrecklessly years ago when I had a VW Scirocco. He completely knackered my door and I had to have it replaced and resprayed. There was no doubt it was his fault (he was screaming around a corner and incredibly close to the parked cars at speed) but when I took legal advice I was told that "Regardless of the situation and who was perceived to be at blame, a court will ALWAYS side with a cyclist over a motorist" and as a result they didn't recommend legal action. Was gutted, and what made it worse was the idiot tried to claim for injury damages through my insurer THREE MONTHS LATER!!! The system is a shambles. ANY road going vehicle should be taxed/insured IMO

9th July 2007, 17:57	#11 (permalink)
misterpro Locking Wheelnut Join Date: 25th September 2006 Location: Flanders, Belgium Posts: 118 Thanks: 0 Thanked 0 Times in 0 Posts	euh... He doesn't need a vehicle insurance, sure, but... Not sure about the UK but doesn't his mandatory "family insurance" covers your damage? (The same insurance that covers when your kids break the neighbours window while playing football for example...)

9th July 2007, 18:20	#12 (permalink)
Type S Bournemouth Supporter Magic Rear Seat Join Date: 3rd October 2006 Location: Bournemouth Posts: 962 Thanks: 0 Thanked 0 Times in 0 Posts	I must admit I have no patience with cyclists. 80% of them totally ignore any road signs etc and think nothing about going through red lights.

9th July 2007, 18:30	#14 (permalink)
Brodick Perfect Guy! Rocketship door handle Join Date: 2nd December 2006 Location: Central Scotland Posts: 1,657 Thanks: 0 Thanked 2 Times in 2 Posts	Have you got all his/her details JP you could try billing them or take them through the small claims court (was there any witnesses???) I know that cyclists pay more attention to bigger vehicles when I am in the civic they will sqeeze up the side of me at lights but if I am in the CR-V they think twice about it

9th July 2007, 19:43	#15 (permalink)
Type S Bournemouth Supporter Magic Rear Seat Join Date: 3rd October 2006 Location: Bournemouth Posts: 962 Thanks: 0 Thanked 0 Times in 0 Posts	well they dont seem wary when im driving a 18ton bus. They even like cycling alongside when your turning left.

9th July 2007, 20:56	#16 (permalink)
markvirgo Supporter Wheelnut Join Date: 22nd June 2007 Location: Enfield Posts: 98 Thanks: 0 Thanked 0 Times in 0 Posts	I had my ariel ripped off by a cyclist on my 406 while on the way to work. He thought it would be cleaver to use it to stop with. The police said there was nothing I could do about it. I hate cyclists too. Why do they ride on the road when there is a cycle lane?.

9th July 2007, 21:46	#17 (permalink)
gray52 Supporter Magic Rear Seat Join Date: 23rd November 2006 Location: peterborough Posts: 880 Thanks: 0 Thanked 2 Times in 2 Posts	i feel for you and they should have bike checks and compulsory insurance. just be carefull he doesent put a claim in aginst you. as you have insurance he could claim for allsorts. i had a similar case where they rode into me while i was waiting at traffic lights, then tried to blame me!!! got a tiny dent in the wing, they were ok, so i drove off. the morel is when you hear a cyclist has been run over, it may have been the guy who hit you, as his luck will run out in the end...stop smiling. i would see if you could sort it for around the price of you excess and dont tell the insurance just in case he tries to stick one on you, then forget all about it

9th July 2007, 22:20	#20 (permalink)
Skippy Wheelnut Join Date: 27th April 2007 Location: Midlands Posts: 82 Thanks: 0 Thanked 0 Times in 0 Posts	Ok, he's a pr*** for not being able to stop, but how come you were in a position to be in his path? If you were moving forward I possibly get it, but I'm confused as to how you were in his path AND he was on a cycle lane. Given typical council cycle lane / junction layout designs, he could be guided to cross the road behind a give way line or similar! I hate cyclists who ride without regard for the law or rights of way, especially on non-roadworthy machines. I also hate motorists and pedestrians who do likewise. On balance I see more bad driving than I do bad walking or cycling.