Have you lied to your insurer?

[pjr]

Originally Posted by i-CTDi

Curious. I just swopped my insurance to the new car and when he asked "Any modifications?" I specifically asked whether this included manufacturer's options and he said "No"..... Hmmm

Different insurance companies will no doubt have different rules as to what is and isn't a modification, and what you need to declare.

Therefore, safest option is to tell them.