Gap insurance - Civinfo
 
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post #1 of 12 (permalink) Old 19th January 2008, 21:43 Thread Starter
 
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Gap insurance

when I brought the car 1 year ago I took out Gap with the dealer through Black horse, I am selling my EX to my parents and buying a Focus ST but can I change the remainder of gap to my new car or transfer it to my parents or is it just lost?

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post #2 of 12 (permalink) Old 19th January 2008, 22:23
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Im pretty sure its non-transferable!
Although I suppose different providers may have different policies, but my Honda dealer definitly said it wouldn't be transferable. Plus I had some remaining on my trade in and got nothing for that.
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post #3 of 12 (permalink) Old 19th January 2008, 23:59
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sorry but you have lost the GAP it is non transferable or refundable i take it out on all my new cars.
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post #4 of 12 (permalink) Old 20th January 2008, 18:00
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Quote:
Originally Posted by MARK182 View Post
when I brought the car 1 year ago I took out Gap with the dealer through Black horse, I am selling my EX to my parents and buying a Focus ST but can I change the remainder of gap to my new car or transfer it to my parents or is it just lost?

Thanks

Mark
Why dont you keep your name on the log book. That way your gap will remain intact
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post #5 of 12 (permalink) Old 20th January 2008, 18:05
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Why dont you keep your name on the log book. That way your gap will remain intact
I thought that too, nothing to stop you remaining the registered keeper. Unless your Mum and Dad are going to run up a load of parking fines.
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post #6 of 12 (permalink) Old 20th January 2008, 19:50
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Now thats a GOOD idea.
Nothing illegal with that.
My wife is the registered keeper of my car, for business reasons.
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post #7 of 12 (permalink) Old 31st January 2008, 20:56
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Quote:
Originally Posted by robbo51 View Post
Why dont you keep your name on the log book. That way your gap will remain intact
and you'll only get a payout if YOU are the main insured driver too. check the policy wording for exact deatils.
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post #8 of 12 (permalink) Old 1st February 2008, 02:06
 
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Looking around on the net you can get GAP insurance for as little as £130 for 3 years and £10,000 claim limit which is what the dealers offer.
Bargain compared to what the dealers charge for the same cover.

sorry for going off topic, but maybe of interest in future to other members.
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post #9 of 12 (permalink) Old 2nd February 2008, 18:22 Thread Starter
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I thought that too, nothing to stop you remaining the registered keeper. Unless your Mum and Dad are going to run up a load of parking fines.

thats more hassle than it's worth for the sake of 200, but I am going to contact them on Monday and see if they will give a discount for a new policy for the new car or transfer it (you never know)
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post #10 of 12 (permalink) Old 2nd February 2008, 18:26
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thats more hassle than it's worth for the sake of 200, but I am going to contact them on Monday and see if they will give a discount for a new policy for the new car or transfer it (you never know)
Yes you're right, it would be a lot of trouble for the sake of 200. It's worth a try transferring it though, good luck!!
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post #11 of 12 (permalink) Old 4th February 2008, 19:49 Thread Starter
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phoned up today and got a result (for parents anyway) they have transfered the last 2 years to my Moms name.
I have got to buy new GAP when my car comes now
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post #12 of 12 (permalink) Old 4th February 2008, 19:51
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phoned up today and got a result (for parents anyway) they have transfered the last 2 years to my Moms name.
I have got to buy new GAP when my car comes now

Good to hear, a company that uses its common sense and not just wants to try and wriggle out of its commitments.
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