Need advice: Insurance for old car and new one - Civinfo
 
LinkBack Thread Tools
post #1 of 9 (permalink) Old 22nd January 2008, 13:52 Thread Starter
Supporter
 
Dave 8o]'s Avatar
 
Join Date: 29th December 2007
Location: Leeds GB
Posts: 48
Thanks: 0
Thanked 1 Time in 1 Post
iTrader: (0)
Question Need advice: Insurance for old car and new one

Hi

I need a bit of advice regarding insurance and Road Tax on my old car when I trade it in for my new Civic.

When I bought my current car, I didn't have one to trade in, so the car tax and insurance started on the 1st March, this time when I pick my Civic up (again on the 1st of March) the tax and insurance will have run out on my current car. I'm trying to figure out how I can take my old car into the dealers on the 1st March and pickup my new Civic.

I could tax my old car for six months, and take out the tax disc to get a refund for the remaining 5 months, but what about the insurance. Do insurance companies offer really short term policies for this sort of occurance?

Would I be better off taking the car to the dealers on the last day of February? (Oh s**t that would mean catching a bus home )
Dave 8o] is offline  
Sponsored Links
Advertisement
 
post #2 of 9 (permalink) Old 22nd January 2008, 14:00
 
Join Date: 27th December 2007
Posts: 64
Thanks: 0
Thanked 0 Times in 0 Posts
iTrader: (0)
if the dealer was any good, explain the position im sure they could give you a couresy car the day before as you are part exing.

If you want you car tax from 1st march, they are not allowed and you are no allowed to drive it on the road from 1st march.
Sporran is offline  
post #3 of 9 (permalink) Old 22nd January 2008, 17:12
Supporter
 
sallytraffic's Avatar
 
Join Date: 7th January 2008
Location: Sale, UK ENGLAND
Posts: 514
Thanks: 15
Thanked 20 Times in 19 Posts
iTrader: (0)
Quote:
Originally Posted by Dave 8o] View Post
Hi

I...

to the dealers on the last day of February? (Oh s**t that would mean catching a bus home )
Depends how far you live from the dealer. Have you a friend who would help out or does the dealer have someone going your direction at the end of the day ? May be worth asking them. Certainly, you need to take it the last day of February to avoid expense or potential problems.
sallytraffic is offline  
 
post #4 of 9 (permalink) Old 22nd January 2008, 17:44
Supporter
 
ritchie_perriam's Avatar
 
Car: 1989 BMW 325i sport
Join Date: 30th November 2007
Location: guildford, surrey ENGLAND
Posts: 702
Thanks: 4
Thanked 40 Times in 18 Posts
iTrader: (1)
im with admiral and they just did me a weeks insurance fully comp for 17 quid or tpft for £11 and that was on my 2.2 prelude (group 17) and im 22 so im sure you could get insured for next to nothing. just ring your insurance company!

personally i wouldnt worry about tax really. in the rare chance you actually got caught im sure you would be let off if its only 1 day out! but thats only my opinion if you dont want to risk it drop it off before it runs out
ritchie_perriam is offline  
post #5 of 9 (permalink) Old 22nd January 2008, 18:03
Supporter
 
dave525's Avatar
 
Car: Skoda Octavia VRS
Join Date: 22nd November 2007
Location: Portishead GB
Posts: 551
Thanks: 31
Thanked 37 Times in 37 Posts
iTrader: (0)
I drove my part exchange to the garage without tax, as above comment, if you did get stopped I would think the police would use their discression. As for insurance, have a word with yoyr insurance company, if you are using the same company to insure the Civic they will probably extend your old insurance for little or no cost
dave525 is offline  
post #6 of 9 (permalink) Old 22nd January 2008, 18:19
 
Selwoc's Avatar
 
Join Date: 3rd November 2007
Location: Oxfordshire ENGLAND
Posts: 44
Thanks: 0
Thanked 0 Times in 0 Posts
iTrader: (0)
I don't think it is very wise to drive without road tax, even if you are insured. In the event that you were involved in an accident of any sort, I'm sure your insurer would not pay out if they found that you were driving illegally with no tax.
Selwoc is offline  
post #7 of 9 (permalink) Old 22nd January 2008, 20:25
Supporter
 
Jack The Lad.'s Avatar
 
Join Date: 28th August 2007
Location: ENGLAND ENGLAND
Posts: 4,441
Thanks: 21
Thanked 274 Times in 266 Posts
iTrader: (0)
Ask the dealer to pick it up on Trade Plates, from your home.
Mine did. :- Tis Business.
Jack The Lad. is offline  
post #8 of 9 (permalink) Old 28th January 2008, 05:21
BJJ IS NOT JUST FOR XMAS
 
illegalhunter's Avatar
 
Car: DS3
Join Date: 10th May 2007
Location: On the mat choking people SCOTLAND
Posts: 4,720
Thanks: 9
Thanked 137 Times in 122 Posts
iTrader: (2)
I wouldnt Tax it , as for the insurance you could take a wee chance
illegalhunter is offline  
post #9 of 9 (permalink) Old 28th January 2008, 08:50
Supporter
 
Join Date: 23rd October 2006
Location: Rotherham, South Yorkshire ENGLAND
Posts: 437
Thanks: 3
Thanked 1 Time in 1 Post
iTrader: (1)
I would take your own advice on the Tax, as for the insurance I would give them a call, when I did a similiar sort of thing my insurance extended it for a day to cover the days gap for free, I think mainly because I insured my new car with them as well.

Don't drive the car without tax or insurance not even for one day, it's not worth the risk for something that will cost so little.
JoeyF is offline  
Reply

  Civinfo > All Civics > Insurance

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the Civinfo forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.
Your User Name is the name that appears by all your posts on the forum, and so should not be your email address.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in










Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page



Similar Threads
Thread Thread Starter Forum Replies Last Post
GAP Insurance ? RichRob Insurance 13 18th December 2009 18:35
Insurance WonkySights Insurance 119 9th March 2009 20:24
Gap insurance MARK182 Insurance 11 4th February 2008 19:51
Gap Insurance LNT Insurance 9 6th April 2007 16:49
MMA insurance Jazz Any non Civic chat here please! 6 2nd November 2006 21:15

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome