Last thurs I got in an accident.
And aswell as slagging off my insurance company(s)
It is for some help aswell.
I was traveling up the a38 which at this point is 3 lanes heading towards the island. I am in the middle lane behind a car.
I'm doin less than 40mph and there is 2 cars in my right lane.
There about level with me and the car infront of me then this stupid women to my right just turns left straight into my car.
The damage is all the front RHS of my wat was nice car and pretty mush all the LHS of her corsa.
Both pull over n she said I didn't see u.
I'm obviously fuming n shook up rang my insurance there and then to report it.
Anyway got to work eventually and my insurance rang me back.
I'm with Adrian Flux(a broker)
They went through everything and said yes this is her fault I'll get it sorted put me through to there claims company called URL.
They said u claim through us you pay your excess and then we get it back later on or use AI claims they take all the risk blah blah blah.
Spoke to AI they said weal sort it.
I rang adrian flux, URL and AI everyday to get an update till I rang AI on Monday and they said they carnt get in touch with her insuranve(coop) so there not taking on the claim.
So back to URL. Again I'm now raining adrian flux and URL and on Wednesday URL said they got in touch with her insurance there not accepting liability as it was me that changed lanes and crashed into her(all lies obviously)
So I said pisss off and wend back to adrian flux. Who said I'll put you through to your actual insurance company Markerstudy.
So I'm speaking to them my excess is 450 and they said this is the first they heard about this accident and it's in the small print I shuda told them within 24hours(I told adrian flux who organised my insurance and who I paid)
And. Ecause of this there is an additional 250 excess.
I said fine I need my car fixing.
When we got through everything I said I want to go to a local repaire garage (chartwells at Derby)
And they said fine there is another 250 pound excess and I have to pay the difference for any above local average prices.
At this point I said I ain't got a 1000 quid for an excess so I need you now(Marker Study) to claim off the other driver and do your job and fight for your client.
That was yest and I've heard nothing again.
I rang today thurs. And got cut off.
What do I do I have a damaged car that's making some clunking noises and not got 1000 quid for the excess.
In the pics the big whit thing is a petrol station I'm about just infront of the black
car just infront of that where the Tarmac is black is a traffic light Zebra crossing.
I spent about 3 hours ** meat ringing the local councel, police and highways to find who owns the traffic cameras and just got passed around them.
I rang the petrol station who has CCTV pointing at there exit( where it says keep clear) and it didn't catch it. I recon I was about 4 metres after the camera shot.
How long does this Normaly take?
And should I ring up the horrible women and ask her to tell the truth to her insurance?
I'm loosing my mind at the moment a week and it's got nowhere.