INSANE 1.8 quotes - Civinfo
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post #1 of 23 (permalink) Old 24th May 2014, 17:35 Thread Starter
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INSANE 1.8 quotes

So...im looking to renew the 1.8 which is basically standard bar eibach springs.. and im getting quoted 200 more than a standard S2000!!!!

This is just spurring me on to change the thing..

26 yr old 6 years no claims.. 500 quid....

Anyone else similar age and had issues? Wouldn't say so much if it was a fun/quick/desirable car...
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post #2 of 23 (permalink) Old 25th May 2014, 05:12
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Bloody he'll I only paid 430 I'm 23 and 3 years no claims. Have you tried admiral?
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post #3 of 23 (permalink) Old 25th May 2014, 08:38
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The eibach springs classify it as lowered and modified. Greenlight insurance specialise in modified cars and you may get a better quote there

Greenlight Insurance
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post #4 of 23 (permalink) Old 25th May 2014, 08:46
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Or Adrian flux and Chris knott. I'm sure you'll get around 300 mark with any of those 3.
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post #5 of 23 (permalink) Old 25th May 2014, 11:02 Thread Starter
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Thanks guys will have a look, previously been with admiral who weren't too bad until now...! more like 500 they are after this year...

I'm getting e46 m3 quotes for 405....s2000 for 400...350z for 375..then the cheapest for my civic is 410 so far...
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post #6 of 23 (permalink) Old 25th May 2014, 16:33
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An unmodified civic will be less.
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post #7 of 23 (permalink) Old 25th May 2014, 17:37
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Insurances charge what they like! Last year I insured my CTR for 37 per month, I'm 30 with then 4 years no claims, now the same insurance company wanted me to re-insure with them for 47 per month. How the hell they can mark up an extra 10 with no changes to my insurance, my address, my car nothing only being an extra year older and an extra years no claims.

Needless to say, i didn't re-new at that price. That's for sure!!!!
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post #8 of 23 (permalink) Old 25th May 2014, 18:07
 
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Try Hastings Direct, they seem pretty cheap for me
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post #9 of 23 (permalink) Old 25th May 2014, 19:12
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Quote:
Originally Posted by JacobCollins View Post
Try Hastings Direct, they seem pretty cheap for me
Cheap for a reason. I have never heard anything good about them. As others have suggested contact green light or one of the other brokers who specialise in modded cars
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post #10 of 23 (permalink) Old 26th May 2014, 14:04
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I'm 26, 5yrs ncb and my type s was just a few quid below that for modified insurance with flux. Only some basic mods for now, though.

No idea what they'll charge when I get something that is counted as a performance mod.

Sent from my Galaxy Nexus using Tapatalk
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post #11 of 23 (permalink) Old 26th May 2014, 14:30
more torque than the mrs
 
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just remember your postcode will have an effect on your quote, if i move 3 mile down the road my insurance will jump to an extra grand a year
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post #12 of 23 (permalink) Old 30th May 2014, 09:48
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Strange. Wonder if it's your area as well.

My quotes have plummeted from 422 last year to 218.00 this year including protected no claims and 1 not at fault accident from 2012 (no claim on my policy, total recovery from other driver - low speed rear end shunt).

I am low mileage driver as well.
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post #13 of 23 (permalink) Old 23rd June 2014, 15:48
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Just for comparison purposes...

I'm 28, M, 8k a year, 2011 1.8 Type S GT. Norwich suburbs. Paying 220 w/admiral.
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post #14 of 23 (permalink) Old 23rd June 2014, 16:38
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I'm 27 type r with hks rsk martelius exhaust 30mm lowering springs and some body work mileage last year was 2300 miles with 7 years no claims and I pay 400 with direct line
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post #15 of 23 (permalink) Old 27th June 2014, 07:12
 
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If you have female friend or relative, with their permission, try put them on as a named driver as this will often reduce your quote
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post #16 of 23 (permalink) Old 27th June 2014, 07:40
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My insurance company (DL) will always give me a postal advance quote that is considerably higher than last year.

Every year I get on their website and get a quote via my existing details and every year they honour that quote which is always competitive with what the other reputable companies are offereing. If they didn't then I'd be off like a shot.

Some years ago they tried the same trick with my house and contents insurance and gave me an advance quote that raised it from 400 to 800. I forgot I had a friend who is a broker and he got my H&C for just over 200 with AGEAS which came 4th in a Which? survey a while ago.

Unfortunately he can't compete in the car market.
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post #17 of 23 (permalink) Old 28th June 2014, 10:32
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I always use Comparethemarket or one of the other price comparison sites and usually change company every year as a result.

I did have a run of 3 years straight with Churchill. But then even they went and put it up a lot when I could get it cheaper elsewhere.

One of the things to remember with any insurance, is they rely on you being too lazy to switch and so increase your renewals.

Energy, house, car. Get quotes every year. You'll save a packet!
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post #18 of 23 (permalink) Old 29th June 2014, 06:42
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The only thing to watch is that the cheapest isn't always the best if you need to claim.

Some will fight a payout tooth and nail
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post #19 of 23 (permalink) Old 29th June 2014, 16:15
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Good point, but I only use companies I know to be reputable. So I don't take the very cheapest, rather the very cheapest of the reputable quotes.
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post #20 of 23 (permalink) Old 22nd July 2014, 08:18
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28 year old, 1.8 Honda Civic EX here, 2006 car. 368 renewal with Hastings Direct (5 star defaqto) 4 years no claims, rang them and they got it down to 322 with lots of extras, legal, breakdown etc.
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