Visual mods & Admiral - Civinfo
Reply
 
LinkBack Thread Tools
post #1 of 25 (permalink) Old 3rd May 2015, 23:11 Thread Starter
Supporter
 
thegeekster's Avatar
 
Car: 2006 Civic 1.8 ES Meh Blue
Join Date: 22nd April 2015
Location: Dorset, UK GB
Posts: 412
Thanks: 55
Thanked 70 Times in 63 Posts
iTrader: (0)
Garage
Visual mods & Admiral

Hey,

I've got a Civic 1.8 SE, and I'm halfway through getting it wrapped. At the moment it's Milano Red, but I'm changing it to "Dragon Fire Red" which is a fairrrllyyy similar colour.

I don't realllly want to phone the insurance unless it's necessary as I know they keep track of calls, and the more calls you make the more your premium goes up and as mine is already at 1000 a year, I don't really want it go get much higher.

Just wondered if anyone had any experience with slightly changing colours? Grills and other minor alterations? They know I have aftermarket wheels on and that only put it up by 2 for the year.

Thankya
thegeekster is offline  
Sponsored Links
Advertisement
 
post #2 of 25 (permalink) Old 3rd May 2015, 23:55
Administrator
 
Farqui's Avatar
 
Car: x'06 2.2 EX FK3 Milano
Join Date: 29th April 2014
Location: n.Notts ENGLAND
Posts: 17,798
Thanks: 5,716
Thanked 4,144 Times in 3,840 Posts
iTrader: (31)
Eco display Eco display
Garage
I should think it depends on the insurer, who are you insured with?
Farqui is offline  
post #3 of 25 (permalink) Old 4th May 2015, 07:20
Supporter
 
Heat's Avatar
 
Car: 60 plate CTR GT Milano
Join Date: 25th April 2014
Location: Dunfermline SCOTLAND
Posts: 170
Thanks: 45
Thanked 29 Times in 26 Posts
iTrader: (1)
Quote:
Originally Posted by Farqui View Post
I should think it depends on the insurer, who are you insured with?
I would guess he is with Admiral 👍🏼

It does vary from insurer and have still to inform Admiral of my mods. My policy is due for renewal now so I will let you know after I phone them myself. I have a feeling I won't be staying with them though as I'm sure I've seen others say Admiral do bump the price up for mods big time.
Heat is offline  
 
post #4 of 25 (permalink) Old 4th May 2015, 09:06
Supporter
 
civicnewbie's Avatar
 
Car: 2014 Aygo
Join Date: 18th December 2011
Location: Glasgow SCOTLAND
Posts: 3,159
Thanks: 332
Thanked 847 Times in 734 Posts
iTrader: (12)
Quote:
Originally Posted by Heat View Post
I would guess he is with Admiral 👍🏼

It does vary from insurer and have still to inform Admiral of my mods. My policy is due for renewal now so I will let you know after I phone them myself. I have a feeling I won't be staying with them though as I'm sure I've seen others say Admiral do bump the price up for mods big time.
Be careful of posting stuff like this, your reg is in full view and admiral could cancel your policy for non declaration - it has happened before.
civicnewbie is offline  
post #5 of 25 (permalink) Old 4th May 2015, 09:37 Thread Starter
Supporter
** Thread starter **
 
thegeekster's Avatar
 
Car: 2006 Civic 1.8 ES Meh Blue
Join Date: 22nd April 2015
Location: Dorset, UK GB
Posts: 412
Thanks: 55
Thanked 70 Times in 63 Posts
iTrader: (0)
Garage
Yep admiral, guessing they are the cheapest for younger drivers like me? Haha

Thought I mentioned it, anyway as they don't want people to phone then anymore I've put a "Add mods quote" request in to them from their site, so I'll let you know what insane number they come back to me with too.
thegeekster is offline  
post #6 of 25 (permalink) Old 4th May 2015, 09:44
Administrator
 
Farqui's Avatar
 
Car: x'06 2.2 EX FK3 Milano
Join Date: 29th April 2014
Location: n.Notts ENGLAND
Posts: 17,798
Thanks: 5,716
Thanked 4,144 Times in 3,840 Posts
iTrader: (31)
Eco display Eco display
Garage
Quote:
Originally Posted by Heat View Post
I would guess he is with Admiral 👍🏼
Doh, 'must read the title, must read the title...'

Tapatalk does truncate of tho
Farqui is offline  
post #7 of 25 (permalink) Old 4th May 2015, 12:57 Thread Starter
Supporter
** Thread starter **
 
thegeekster's Avatar
 
Car: 2006 Civic 1.8 ES Meh Blue
Join Date: 22nd April 2015
Location: Dorset, UK GB
Posts: 412
Thanks: 55
Thanked 70 Times in 63 Posts
iTrader: (0)
Garage
Ok so Admiral have come back to me (Bank holiday, wow)

For a new front grill, parking sensors (maybe), Dash cam, it would be 55 extra...

The wrap doesn't matter as it's the same colour thank god, who knows how much they'd charge me if I changed colour.

Look's like I'll have to wait 9 months until my insurance ends to consider any real mods Dammit
thegeekster is offline  
post #8 of 25 (permalink) Old 4th May 2015, 14:09
Civinfo's Bulb Supplier
 
Mr JP's Avatar
 
Join Date: 2nd February 2007
Location: Kent, UK ENGLAND
Posts: 13,427
Thanks: 553
Thanked 1,431 Times in 1,328 Posts
iTrader: (217)
That's a result!

Is it a matt red you are going for mate?
Mr JP is offline  
post #9 of 25 (permalink) Old 5th May 2015, 21:44 Thread Starter
Supporter
** Thread starter **
 
thegeekster's Avatar
 
Car: 2006 Civic 1.8 ES Meh Blue
Join Date: 22nd April 2015
Location: Dorset, UK GB
Posts: 412
Thanks: 55
Thanked 70 Times in 63 Posts
iTrader: (0)
Garage
It's "Dragon Fire Red" from 3M


Just saw it at the place today, looks awesome on the roll in the sun

Also update on the insurance, I asked for a second quote from them, grill, exhaust, dash cam, parking sensors, changing the dashboard colour ( don't realllly need to tell them but, declare everything! ) and an air intake kit... still 55.60. Now either they didn't understand that's a different quote, or it seems like they have different stages for mods, so visual = 55, performance = 155 etc etc?

Ah well, quite happy with that
thegeekster is offline  
post #10 of 25 (permalink) Old 5th May 2015, 21:50
Supporter
 
Adam7's Avatar
 
Join Date: 4th July 2014
Location: Newcastle, UK ENGLAND
Posts: 193
Thanks: 2
Thanked 40 Times in 37 Posts
iTrader: (1)
Quote:
Originally Posted by thegeekster View Post
Yep admiral, guessing they are the cheapest for younger drivers like me? Haha

Thought I mentioned it, anyway as they don't want people to phone then anymore I've put a "Add mods quote" request in to them from their site, so I'll let you know what insane number they come back to me with too.
Hi, I'm 19 and Admiral have been the cheapest until now.
My insurance renews on my 20th birthday and aviva is far cheaper than what admiral can do. The guy on the phone tried very hard to keep me but couldn't give me it for the same price as aviva.

I'm not sure what aviva are like for mods though.
And just remember to add legal cover and a courtesy car, I've noticed a few insurers have dropped this from the standard policy now.
Adam7 is offline  
post #11 of 25 (permalink) Old 6th May 2015, 21:10
Banned
 
Join Date: 30th December 2014
Location: Norfolk ENGLAND
Posts: 21
Thanks: 0
Thanked 4 Times in 4 Posts
iTrader: (0)
Hi,
When you're up for insurance renewal then please feel free to give us a try.
Regards,
Dan.
[email protected] FLUX is offline  
post #12 of 25 (permalink) Old 6th May 2015, 23:25 Thread Starter
Supporter
** Thread starter **
 
thegeekster's Avatar
 
Car: 2006 Civic 1.8 ES Meh Blue
Join Date: 22nd April 2015
Location: Dorset, UK GB
Posts: 412
Thanks: 55
Thanked 70 Times in 63 Posts
iTrader: (0)
Garage
Quote:
Originally Posted by [email protected] FLUX View Post
Hi,
When you're up for insurance renewal then please feel free to give us a try.
Regards,
Dan.
I will do, but I'm 21, with a lightly customised not-that-performance car, didn't think Adrian Flux was interested in anything less than either heavily modified or performance car?
thegeekster is offline  
post #13 of 25 (permalink) Old 7th May 2015, 11:30
Banned
 
Join Date: 30th December 2014
Location: Norfolk ENGLAND
Posts: 21
Thanks: 0
Thanked 4 Times in 4 Posts
iTrader: (0)
Quote:
Originally Posted by thegeekster View Post
I will do, but I'm 21, with a lightly customised not-that-performance car, didn't think Adrian Flux was interested in anything less than either heavily modified or performance car?
Hi,

We'll look at insuring virtually anything! Regardless of how modified your car is we should be able to help. You'll also get the Civinfo forum discount!

Kind regards,
Dan.
[email protected] FLUX is offline  
post #14 of 25 (permalink) Old 8th May 2015, 09:48
Commercial user
 
ChrisKnottIns's Avatar
 
Join Date: 2nd July 2012
Location: Hastings, East Sussex GB
Posts: 362
Thanks: 30
Thanked 29 Times in 27 Posts
iTrader: (0)
At 21 you're not quite eligible for our club scheme I'm afraid but please try us next year. The wrap isn't an issue in case other members are interested.
ChrisKnottIns is offline  
post #15 of 25 (permalink) Old 10th May 2015, 22:26
Supporter
 
Heat's Avatar
 
Car: 60 plate CTR GT Milano
Join Date: 25th April 2014
Location: Dunfermline SCOTLAND
Posts: 170
Thanks: 45
Thanked 29 Times in 26 Posts
iTrader: (1)
My premium wasn't impacted with Churchill and came in at 209 for the year with my 11years ncb. I am considerably older than 21 though as well.

My mods are a custom catback, k&n panel filter, footwell lighting, skunk2 gear knob and wind deflectors so no bhp gains.
Heat is offline  
post #16 of 25 (permalink) Old 13th May 2015, 12:33
Supporter
 
Scotia_91's Avatar
 
Car: 2007 Alabaster Silver CTR GT
Join Date: 20th May 2014
Location: Glasgow, Scotland GB
Posts: 188
Thanks: 51
Thanked 32 Times in 27 Posts
iTrader: (1)
Quote:
Originally Posted by thegeekster View Post
For a new front grill, parking sensors (maybe), Dash cam, it would be 55 extra...
That's weird they charged you, i phoned up Admiral couple of weeks ago to enquire about a cost for eibach spacers, wind deflectors and declaring an alloy colour change. All they did was charge me a 19 admin fee and add 'Exterior decorative modifications' to my cover note.

I'm now feeling I should double check and confirm this!
Scotia_91 is offline  
post #17 of 25 (permalink) Old 16th May 2015, 11:37 Thread Starter
Supporter
** Thread starter **
 
thegeekster's Avatar
 
Car: 2006 Civic 1.8 ES Meh Blue
Join Date: 22nd April 2015
Location: Dorset, UK GB
Posts: 412
Thanks: 55
Thanked 70 Times in 63 Posts
iTrader: (0)
Garage
Quote:
Originally Posted by Scotia_91 View Post
That's weird they charged you, i phoned up Admiral couple of weeks ago to enquire about a cost for eibach spacers, wind deflectors and declaring an alloy colour change. All they did was charge me a 19 admin fee and add 'Exterior decorative modifications' to my cover note.

I'm now feeling I should double check and confirm this!
Wow, they consider spacers to be exterior decorative? I did ask about changing the colour, and a few other mods and they still gave me the same 55 fee. So I'm guessing it's because I'm 21 it might cost more?
thegeekster is offline  
post #18 of 25 (permalink) Old 16th May 2015, 12:03
Supporter
 
Samsf's Avatar
 
Car: 2007 2.2 5 door, Red
Join Date: 4th December 2012
Location: DONCASTER ENGLAND
Posts: 1,213
Thanks: 464
Thanked 222 Times in 190 Posts
iTrader: (8)
Quote:
Originally Posted by thegeekster View Post
Wow, they consider spacers to be exterior decorative? I did ask about changing the colour, and a few other mods and they still gave me the same 55 fee. So I'm guessing it's because I'm 21 it might cost more?
Think mine was about 55 for lowered spacers and type r body kit, and they all came under exterior decorative, don't like admiral at all though, there a total rip off, was about 200 extra for me to add tinted windows I didn't bother in the end it was more money than the tints themselves!
Samsf is offline  
post #19 of 25 (permalink) Old 16th May 2015, 12:54 Thread Starter
Supporter
** Thread starter **
 
thegeekster's Avatar
 
Car: 2006 Civic 1.8 ES Meh Blue
Join Date: 22nd April 2015
Location: Dorset, UK GB
Posts: 412
Thanks: 55
Thanked 70 Times in 63 Posts
iTrader: (0)
Garage
Quote:
Originally Posted by Samsf View Post
Think mine was about 55 for lowered spacers and type r body kit, and they all came under exterior decorative, don't like admiral at all though, there a total rip off, was about 200 extra for me to add tinted windows I didn't bother in the end it was more money than the tints themselves!
Ooookayyyy that's tinted windows off my list, thank you
thegeekster is offline  
post #20 of 25 (permalink) Old 16th May 2015, 13:10
Supporter
 
ISWiiREI's Avatar
 
Car: 2011 CTR, Alabaster Silver
Join Date: 25th July 2014
Location: Hamilton SCOTLAND
Posts: 121
Thanks: 35
Thanked 22 Times in 21 Posts
iTrader: (1)
Quote:
Originally Posted by Samsf View Post
Think mine was about 55 for lowered spacers and type r body kit, and they all came under exterior decorative, don't like admiral at all though, there a total rip off, was about 200 extra for me to add tinted windows I didn't bother in the end it was more money than the tints themselves!

I was charged around the same for the tints. Got a quote from Bell declaring them but in the end I went for Admiral with no mods declared.

A week later I got an email saying 'we see you received a quote from one of our sister companies with a modification so we've gone ahead and added tinted windows to your current policy and we'll take 200 for the privilege k bye'

Bit cheeky lol
ISWiiREI is offline  
Reply

  Civinfo > All Civics > Insurance

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the Civinfo forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.
Your User Name is the name that appears by all your posts on the forum, and so should not be your email address.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in










Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page



Similar Threads
Thread Thread Starter Forum Replies Last Post
Anyone with mods insured with Admiral ? Wally Llama Insurance 31 12th January 2014 21:18
Milltek & Admiral Insurance Ash101 Type-R 3 12th April 2012 21:01
Fit rear parking sensors with visual display oops1372 This is How To ... (Guides Only) (8G) 1 19th September 2011 14:21
Does the 'icon' or 'style' packs give any visual enhancements? herdie Styling (8G) 2 16th September 2009 20:53
Black My visual take on the civic (56k beware) joora Gallery (8G) 4 20th September 2006 23:58

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome