Anyone know any good insurance companies?! - Civinfo
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post #1 of 34 (permalink) Old 11th November 2006, 23:40 Thread Starter
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Anyone know any good insurance companies?!

Hey,

Being only 21 tender years in age my insurance company doesn't view my 2.2 I-CDTI in very good light being classed in group 11. My new quote leaves little change from 1900, the car repayments aren't cheap either but I'm prepared to stick them for the love of my car. At the minute it seems I'm going to work just to allow me to drive my civic. If anyone could direct me to some reasonable insurers who could offer me a slightly better deal it would be much appreciated.

Thanks!
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post #2 of 34 (permalink) Old 11th November 2006, 23:49
 
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you cant expect ANY insurance company to view you the same as anyone else, EVERY single person gets different insurance quotes based on the details given by them, insurance is based on everything, from age through to colour of car, so for example, if more silver cars of your type have been stolen than black ones then that can make difference.
best thing to do is ring around/get a quote online for as many companies as poss as there could be a huge difference in what you get quoted as what someone else does.
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post #3 of 34 (permalink) Old 12th November 2006, 00:12
 
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Insurance

Hi Czechplastik go to monysupermarket.com You will get a lot of ouotes of them. Hope you find something cheaper.
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post #4 of 34 (permalink) Old 12th November 2006, 01:16 Thread Starter
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Thanks for the help you two, i'll give it a go, hate being ripped off!

Paddy
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post #5 of 34 (permalink) Old 13th November 2006, 20:08
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confused.com is always worth a look too
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post #6 of 34 (permalink) Old 13th November 2006, 21:50
 
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try elephant.co.uk, norwich union direct, or tesco insurance. very good for young drivers.
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post #7 of 34 (permalink) Old 17th November 2006, 02:27 Thread Starter
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Cheers people, you would think having a police advanced course and pursuit training would help!
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post #8 of 34 (permalink) Old 17th November 2006, 08:35
 
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Try.... http://confused.com/

Enter all of your details and it will come up with the best cheapest quote.
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post #9 of 34 (permalink) Old 21st November 2006, 16:10
 
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If you can't afford to pay it in one lump then Virgin are good because they don't charge you interest over the 12 months. Can make a quote quite a lot cheaper doing it with them
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post #10 of 34 (permalink) Old 9th January 2007, 17:54
 
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i have to agree with AL56's advice the moneysupermarket one was really good for me http://www.moneysupermarket.com/motor/

got my insurance off there with a quote from kwikfit for just over 225 its startin to come down now me no claims is buildin up, up to 5 years now, anyway try that one
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post #11 of 34 (permalink) Old 9th January 2007, 20:44
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Quote:
Originally Posted by czechplastik View Post
Hey,

Being only 21 tender years in age my insurance company doesn't view my 2.2 I-CDTI in very good light being classed in group 11. My new quote leaves little change from 1900, the car repayments aren't cheap either but I'm prepared to stick them for the love of my car. At the minute it seems I'm going to work just to allow me to drive my civic. If anyone could direct me to some reasonable insurers who could offer me a slightly better deal it would be much appreciated.

Thanks!
hi czech, seen your photo mate, only 21 mate, thats a tough beat youre on...lol only joking....im with the nodding dog but there going this time..confused.com has come up with the best quote...i would have thought being in the force would have had its advantages with the insurance, they must know youre reputation
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post #12 of 34 (permalink) Old 9th January 2007, 20:47 Thread Starter
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Originally Posted by boltonbrowny View Post
hi czech, seen your photo mate, only 21 mate, thats a tough beat youre on...lol only joking....im with the nodding dog but there going this time..confused.com has come up with the best quote...i would have thought being in the force would have had its advantages with the insurance, they must know youre reputation
It always precedes me! It's actually gone down recently by virtue of advanced and pursuit courses so not so bad anymore! Thanks for the tips though, I'll have a look anyway!
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post #13 of 34 (permalink) Old 9th January 2007, 20:49
 
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The only 2 companies which work well for me are the Admiral Group (Admiral, Bell, Elephant etc) and The Post Office due to having points from 4 years ago.

I think your location is the problem for insurance.
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post #14 of 34 (permalink) Old 9th January 2007, 20:50 Thread Starter
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I think your location is the problem for insurance.
It's not 1970 anoymore!
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post #15 of 34 (permalink) Old 9th January 2007, 20:51
 
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Some tips for you:
1. Find the 2 best quotes you can manage, say they are 900 and 1000.
2. Phone the 1000 and ask them to beat the price of the other quote.
3. Phone the 900 and get them to beat the revised quote.

Repeat steps 2 and 3 until the price won't go any lower. You can even do this against one company... just make up details of another quote and get them to lower the quote. I've done this sucessfully a few times in the past.
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post #16 of 34 (permalink) Old 9th January 2007, 20:54
 
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Copied from a post on another forum:

Insurance Information by Area. Are you in a low or high risk zone?

This is a CAR (not bike/van/house) chart.

Key to these codes is as shown below, and yes – it is a little weird but I assure you it’s accurate:-

7 IS THE LOWEST AREA, Q THE HIGHEST. TO GIVE YOU A BETTER IDEA OF HOW THIS AFFECTS PREMIUMS - A 500 PREMIUM IN AREA 7 WOULD BE 1100 IN Q.

7
8
9
1a
1b
2a
2b
3a
3b
4a
4b
5a
5b
6a
6b
P
Q.







Where do you fit into this? I'm an AB53 type of guy, which puts me nicely in the lowest risk group.

Last edited by Dawson; 9th January 2007 at 21:34. Reason: Adding more postcode groups.
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post #17 of 34 (permalink) Old 9th January 2007, 21:16
 
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insurance

me been the tender age of 35 driving with the horrible disadvantge of having 9 points for speeding offences, i wasshocked to get a quote of 562 from swintons, i was paying 523 for me old skool 306 d turbo
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post #18 of 34 (permalink) Old 9th January 2007, 21:35
 
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That's more than I pay, and I'm 12 years younger with points of my own.
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post #19 of 34 (permalink) Old 9th January 2007, 21:42
 
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Wot do u pay if u dont mind?
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post #20 of 34 (permalink) Old 9th January 2007, 21:52 Thread Starter
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Thats quite interesting, not entirely convinced on its accuracy though.
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