Stupid Adrian Flux Quote - Civinfo
 
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post #1 of 17 (permalink) Old 18th December 2015, 17:47 Thread Starter
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Stupid Adrian Flux Quote

Thought I'd be good this year and try declaring my mods . . . think I'll just take the risk. Just got quoted 3900 for a lightly modified FN2 from Adrian Flux, no performance increase

22 yrs old, 1 year no claims, clean license. What a joke :roll eyes:
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post #2 of 17 (permalink) Old 18th December 2015, 18:01
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Try using confused and see what you get there. Let us know
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post #3 of 17 (permalink) Old 18th December 2015, 18:31
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How many claims in the last 5 years though? You are quite young to have a CTR. But that does sound high.
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post #4 of 17 (permalink) Old 18th December 2015, 18:42
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Not just young to have a CTR - young to have a modified car. Hence the premium. Unfortunately you should have factored in insurance costs before carrying out any mods.
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post #5 of 17 (permalink) Old 18th December 2015, 19:15
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Ouch, that's steep.

From your post can we presume that last year you did not declare any mod's? Hmmm..
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post #6 of 17 (permalink) Old 18th December 2015, 19:22 Thread Starter
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kphonda - I've had no claims whatsoever.

anthropolyte - I didn't carry out the mods (they were installed when I bought the car), but yes point taken.

Farqui - You assume correctly. Turning over a new leaf, so to speak

Quote:
Originally Posted by Benjy View Post
Try using confused and see what you get there. Let us know

Thanks Benjy, I hadn't really considered comparison sites for a modified car. Results below:

Cheapest quote (no mods declared): 697.42 from GoSkippy

Cheapest quote (all mods declared): 1090.62 from Admiral

The latter is with two additional drivers, all mods declared including coilovers and remap which I plan on doing next year Very happy about this of course, especially compared to my original quote. I don't understand how a high street insurer can be so much cheaper than Flux though . . .
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post #7 of 17 (permalink) Old 18th December 2015, 19:38
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Gulp, for once I'm glad that I'm an old [email protected]
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post #8 of 17 (permalink) Old 18th December 2015, 19:40 Thread Starter
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Gulp, for once I'm glad that I'm an old [email protected]
Certainly has its merits
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post #9 of 17 (permalink) Old 19th December 2015, 05:49
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post #10 of 17 (permalink) Old 19th December 2015, 10:14
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Quote:
Originally Posted by ISWiiREI View Post
Thought I'd be good this year and try declaring my mods . . . think I'll just take the risk. Just got quoted 3900 for a lightly modified FN2 from Adrian Flux, no performance increase

22 yrs old, 1 year no claims, clean license. What a joke :roll eyes:
That price is a joke as I know we're older but was under 300 for the tourer and crz with business insurance on both cars for 2 drivers
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post #11 of 17 (permalink) Old 20th December 2015, 15:31
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I know they don't quote competitively on performance cars if you've not driven one for a full year? Not sure if that's what it is in your case?

Adrian flux have quoted me best with 290 and then 240 this year with all mods declared, granted mines a 1.8 not the fn2
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post #12 of 17 (permalink) Old 20th December 2015, 15:42
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Admiral are usually good, I had my FN2 at 18 and was just over 1.2k with a years no claims, and declared all mods... First Central are meant to be good as well but I don't think they are happy with mods

Insurance companies just think oh young person + type r = idiot

Last edited by bigal1996; 20th December 2015 at 15:45.
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post #13 of 17 (permalink) Old 20th December 2015, 17:00
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Quote:
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Gulp, for once I'm glad that I'm an old [email protected]
Haha, they do try and rip off us oldies too.
Allianz quote for 2014 212, renewal in 2015, 423!??

Shopped through gocompare and got Swinton for 210 with 50 cashback after 3 months.
Turns out Swinton were only the broker for Allianz!

You honestly couldn't script it
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post #14 of 17 (permalink) Old 21st December 2015, 09:47
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I just signed up with Adrian flux.

Last year with no mods on car I was 400 with privilege. This year they wanted 450 with no mods declared, 560 with mods.

Adrian flux for me is 345 with all mods declared.

27, 6ncb, no points, 4 years total experience with fn2 (this is my second one)

Mods
Tinted windows
Vinyl wrapped roof and bonnet
Mugen spoiler
Martelius exhaust
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post #15 of 17 (permalink) Old 25th April 2016, 20:58
 
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Try getting a go compare reference and go back to them
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post #16 of 17 (permalink) Old 25th April 2016, 21:12
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Quote:
Originally Posted by Jay_1r View Post
Try getting a go compare reference and go back to them
Some 4 months later is probably a bit late for that now
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post #17 of 17 (permalink) Old 25th April 2016, 21:16 Thread Starter
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Quote:
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Some 4 months later is probably a bit late for that now



Hehe, I'll bear that in mind for next year,

Cheers Jay_1r
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