Insurance - Civinfo
 2Likes
  • 3 Post By milwacker
  • 1 Post By Ashley1992
 
LinkBack Thread Tools
post #1 of 20 (permalink) Old 26th May 2016, 16:25 Thread Starter
 
milwacker's Avatar
 
Join Date: 8th April 2015
Location: derby ENGLAND
Posts: 13
Thanks: 4
Thanked 0 Times in 0 Posts
iTrader: (0)
Insurance

Hey guys, i have started to mod my fn2 but my insurance company have ditched me,just wondering if any of you have any good cover, been on the road 10yrs no claims, if you lot have any good info it would be some great help
Cheers
milwacker is offline  
Sponsored Links
Advertisement
 
post #2 of 20 (permalink) Old 26th May 2016, 18:26
Administrator
 
Farqui's Avatar
 
Car: x'06 2.2 EX FK3 Milano
Join Date: 29th April 2014
Location: n.Notts ENGLAND
Posts: 17,798
Thanks: 5,716
Thanked 4,144 Times in 3,840 Posts
iTrader: (31)
Eco display Eco display
Garage
Check the Insurance companies on here like Flux, Greenlight, etc - they're mostly okay with tweaked motors.

I've used Flux for years, with different cars and types of policies and they have always been competitively priced, extremely helpful and accommodating. Mod's can be added mid policy for no cost too They even offer discounts if you have an approved dashcam fitted.

Good luck shipping around, I hate all the repeat questions each call #yawn. I've never found online quotes any good either.
Farqui is offline  
Thanks to Farqui from:
post #3 of 20 (permalink) Old 26th May 2016, 18:27
Administrator
 
Farqui's Avatar
 
Car: x'06 2.2 EX FK3 Milano
Join Date: 29th April 2014
Location: n.Notts ENGLAND
Posts: 17,798
Thanks: 5,716
Thanked 4,144 Times in 3,840 Posts
iTrader: (31)
Eco display Eco display
Garage
Let me relocate this thread to the relevant section http://www.civinfo.com/forum/insurance/

Update: Tapatalk and fat fingers caught be out during the move, hopefully the thread is now back in one piece, in the correct forum.

Last edited by Farqui; 26th May 2016 at 18:33.
Farqui is offline  
 
post #4 of 20 (permalink) Old 26th May 2016, 23:32 Thread Starter
** Thread starter **
 
milwacker's Avatar
 
Join Date: 8th April 2015
Location: derby ENGLAND
Posts: 13
Thanks: 4
Thanked 0 Times in 0 Posts
iTrader: (0)
Have just insured with flux, thanks for the info, am hoping it drops a bit after I've been with them as my insurance has just jumped 400 notes lol, amazing that a manifold intake and suspension adds to your insurance
And am totally with you on the ring speak repeat lol
Farqui, Farqui and Farqui like this.
milwacker is offline  
post #5 of 20 (permalink) Old 27th May 2016, 08:35
Administrator
 
Farqui's Avatar
 
Car: x'06 2.2 EX FK3 Milano
Join Date: 29th April 2014
Location: n.Notts ENGLAND
Posts: 17,798
Thanks: 5,716
Thanked 4,144 Times in 3,840 Posts
iTrader: (31)
Eco display Eco display
Garage
The premiums tend to drop year on year.

I'm surprised your initial premium jumped so much tho. At least your mod's are covered now.
Farqui is offline  
post #6 of 20 (permalink) Old 27th May 2016, 10:28
Commercial user
 
ChrisKnottIns's Avatar
 
Join Date: 2nd July 2012
Location: Hastings, East Sussex GB
Posts: 362
Thanks: 30
Thanked 29 Times in 27 Posts
iTrader: (0)
You should have called us. We enjoy beating AF

best,
Nick
ChrisKnottIns is offline  
post #7 of 20 (permalink) Old 27th May 2016, 13:26
ŻŻŻŻŻŻŻŻŻ
 
atomic's Avatar
 
Car: 2.2 Type S GT
Join Date: 3rd March 2010
Location: Norfolk GB
Posts: 941
Thanks: 3
Thanked 77 Times in 71 Posts
iTrader: (4)
Quote:
Originally Posted by milwacker View Post
Have just insured with flux
Quote:
Originally Posted by ChrisKnottIns View Post
You should have called us. We enjoy beating AF
All insurance policies have a minimum 14-day cooling-off period where you can cancel so it's with giving ChrisKnott a call
atomic is offline  
post #8 of 20 (permalink) Old 28th May 2016, 19:09
Supporter
 
Car: 2007 2.0IVTEC FN2 Black
Join Date: 19th May 2015
Location: Manchester UK ENGLAND
Posts: 267
Thanks: 22
Thanked 23 Times in 23 Posts
iTrader: (1)
I've just been quoted £1056 with flux, 3 years no claims, and drive any car and only 24 years old... Is that good? Had few ones about £1500
Ashley1992 is offline  
post #9 of 20 (permalink) Old 28th May 2016, 19:46
retroppuS
 
MarBras's Avatar
 
Car: 2007 CTR FN2, Milano Red
Join Date: 10th April 2015
Location: Edinburgh SCOTLAND
Posts: 957
Thanks: 229
Thanked 232 Times in 211 Posts
iTrader: (1)
Quote:
Originally Posted by Ashley1992 View Post
I've just been quoted £1056 with flux, 3 years no claims, and drive any car and only 24 years old... Is that good? Had few ones about £1500
Obviously depends on postcode etc. I'm 24 2 years no claims and I paid 800 in January. ..

Is it your first year driving a performance car?
MarBras is offline  
post #10 of 20 (permalink) Old 28th May 2016, 20:04
Supporter
 
TypeRfreak's Avatar
 
Join Date: 9th June 2015
Location: Lincolnshire ENGLAND
Posts: 265
Thanks: 33
Thanked 26 Times in 23 Posts
iTrader: (0)
Quote:
Originally Posted by Ashley1992 View Post
I've just been quoted £1056 with flux, 3 years no claims, and drive any car and only 24 years old... Is that good? Had few ones about £1500
I'm just in process of looking for insurance first time I've ever modded a car. I'm 24 and was paying 35 quid a month for a standard fn2 type r now with a Exhaust and springs it's gone up to 81 quid bare in mind that's first one I came to I'm going to do some looking around I've got 5 years no claims it's crazy how a Exhaust and springs can make it go.up that much!
TypeRfreak is offline  
post #11 of 20 (permalink) Old 29th May 2016, 17:03
Supporter
 
Car: 2007 2.0IVTEC FN2 Black
Join Date: 19th May 2015
Location: Manchester UK ENGLAND
Posts: 267
Thanks: 22
Thanked 23 Times in 23 Posts
iTrader: (1)
It's my second year, first year I paid £1250 including breakdown with 2 years no claims, I got few quotes off green light at £1500 then £1056 with Adrian flux. With Adrian I've got excess and drive any car 3rd party. I don't live in a rough area but still high
Ashley1992 is offline  
post #12 of 20 (permalink) Old 29th May 2016, 17:04
Supporter
 
Car: 2007 2.0IVTEC FN2 Black
Join Date: 19th May 2015
Location: Manchester UK ENGLAND
Posts: 267
Thanks: 22
Thanked 23 Times in 23 Posts
iTrader: (1)
Oh and I can only go with modified insurance as I have hks intake miltek n springs, if I go with a go compare website it's £2000+ without mods declared
Ashley1992 is offline  
post #13 of 20 (permalink) Old 29th May 2016, 18:53
Supporter
 
TypeRfreak's Avatar
 
Join Date: 9th June 2015
Location: Lincolnshire ENGLAND
Posts: 265
Thanks: 33
Thanked 26 Times in 23 Posts
iTrader: (0)
I normally do go compare but now I've got mods I tried and like 3 companies came up and that's it ! Just shocked on how high it can go have to do some looking around myself hopefully get it cheaper somehow. You have same mods as me makes big difference doesn't it to the quote
TypeRfreak is offline  
post #14 of 20 (permalink) Old 29th May 2016, 22:02
Supporter
 
Car: 2007 2.0IVTEC FN2 Black
Join Date: 19th May 2015
Location: Manchester UK ENGLAND
Posts: 267
Thanks: 22
Thanked 23 Times in 23 Posts
iTrader: (1)
Yeah it's stupid! Last year when I was getting my first quotes, I had already had the car 2 month n had it in storage while I rolled deep in my 1.2 corsa c sxi+ bad boy! I rang few places getting quotes at 1800+ my back side fell out! Was getting ready to put it on auto trader! But I rang one last one called brenacer and was told 1250 including breakdown for 2 years no claims 8k miles a year! I paid it before he even told me the terms and conditions! I was sat in the car at 11:59 waiting till 00:00 so could drive it! I didn't go sleep till 4am hahaha, but now I have 3 years no claims and 24 years old changed it to 10k miles a year Adrian flux saying £1056 which I thought isn't bad, no matter what I put on im covered long as doesn't touch the bhp, but also can drive any car any size engine at age of 24 which is good! So my dad has no excuse to lend me his range!! But more chance of plating wee!
Ashley1992 is offline  
post #15 of 20 (permalink) Old 30th May 2016, 17:24
Supporter
 
TypeRfreak's Avatar
 
Join Date: 9th June 2015
Location: Lincolnshire ENGLAND
Posts: 265
Thanks: 33
Thanked 26 Times in 23 Posts
iTrader: (0)
How did you get on insurance so you can drive any car? What mods did you declare ?
TypeRfreak is offline  
post #16 of 20 (permalink) Old 30th May 2016, 18:08
Supporter
 
Car: 2007 2.0IVTEC FN2 Black
Join Date: 19th May 2015
Location: Manchester UK ENGLAND
Posts: 267
Thanks: 22
Thanked 23 Times in 23 Posts
iTrader: (1)
I've declared my springs, exhaust and intake. Not a clue mate he said 10k miles a year, all mods covered, drive any car £1056 including break down! I rang back and double checked haha the company who Adrian flux put me with is called equity red star
Ashley1992 is offline  
Thanks to Ashley1992 from:
post #17 of 20 (permalink) Old 30th May 2016, 19:36
Supporter
 
anfield786's Avatar
 
Car: 2009 Type R GT Silver
Join Date: 7th April 2016
Location: Birmingham UK ENGLAND
Posts: 885
Thanks: 13
Thanked 100 Times in 98 Posts
iTrader: (3)
Driving any car only covers you 3rd party. Is only meant for driving other cars in an emergency.

If you have an accident driving any other car, not your car that you've insured and you're found to be responsible for the accident, then under 3rd party the insurance company will only repair the other parties car and not the car you were driving. So be careful guys. Hope that makes sense. You're not covered fully comp to drive any car.

Sent from my GT-I9300 using Tapatalk
anfield786 is offline  
post #18 of 20 (permalink) Old 30th May 2016, 20:14
Supporter
 
TypeRfreak's Avatar
 
Join Date: 9th June 2015
Location: Lincolnshire ENGLAND
Posts: 265
Thanks: 33
Thanked 26 Times in 23 Posts
iTrader: (0)
I new it was third party only mate just thought you had to be over certain age or something.. I might try Adrian flux aswell thanks mate
TypeRfreak is offline  
post #19 of 20 (permalink) Old 30th May 2016, 20:48
Supporter
 
anfield786's Avatar
 
Car: 2009 Type R GT Silver
Join Date: 7th April 2016
Location: Birmingham UK ENGLAND
Posts: 885
Thanks: 13
Thanked 100 Times in 98 Posts
iTrader: (3)
No worries mate. Most insurers only offer it to drivers 25 yrs or older.

Sent from my GT-I9300 using Tapatalk
anfield786 is offline  
Thanks to anfield786 from:
post #20 of 20 (permalink) Old 30th May 2016, 22:44
Supporter
 
Car: 2007 2.0IVTEC FN2 Black
Join Date: 19th May 2015
Location: Manchester UK ENGLAND
Posts: 267
Thanks: 22
Thanked 23 Times in 23 Posts
iTrader: (1)
I got the guy to explain it to me on phone, yeah it's normally 25 but with the company in with its 24. I rang few times to check haha, I won't be just driving any other car be to scared knowing I'm not 100% covered, I tried getting my dad to give me keys for his rr sport but no chance! Worth a try tho
TypeRfreak likes this.
Ashley1992 is offline  
Reply

  Civinfo > All Civics > Insurance

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the Civinfo forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.
Your User Name is the name that appears by all your posts on the forum, and so should not be your email address.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in










Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page



Similar Threads
Thread Thread Starter Forum Replies Last Post
Sky insurance - worst insurance company ever!!!!!!! Massive avoid!! civicintegra Insurance 0 8th August 2014 16:12
Online travel insurance with chris knott insurance - instant quotes! [email protected] Insurance 0 14th March 2011 17:29
Online travel insurance - instant quotes with chris knott insurance [email protected] Chris Knott Insurance 1 5th May 2010 15:16
Chris Knott Insurance: Email quote, breakdown cover, travel insurance, home insurance Pottsy Chris Knott Insurance 0 25th March 2010 11:28
Civinfo insurance scheme with chris knott insurance [email protected] Chris Knott Insurance 0 14th January 2009 11:01

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome