Surprising insurance quotes - Civinfo
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post #1 of 19 (permalink) Old 21st November 2016, 16:40 Thread Starter
 
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Surprising insurance quotes

Hi everyone I'm fairly new here and just got my 2.2 Type S a week ago and loving it. My insurance is up for renewal in about a month, been looking at various different companies/comparison sites and I am getting quotes of £550-£1k+ for insurance. I'm 29 with 8 years NCB, driving for 12 years and 2 sp30's

My previous car was a modified imported celica 190 and I was paying less than my quotes for a standard civic. Does this seem expensive?
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post #2 of 19 (permalink) Old 21st November 2016, 16:45
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Is this quote from a mainstream insurer?

Maybe try giving Adrian Flux, Chris Knott, etc a call.
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post #3 of 19 (permalink) Old 21st November 2016, 16:48 Thread Starter
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I've had quotes from various different places, I'm with Adrian flux just now and they wanted £1k to renew my policy with the civic.
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post #4 of 19 (permalink) Old 21st November 2016, 16:56
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Oh, much depends on the postcode so maybe you are in a high risk area?
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post #5 of 19 (permalink) Old 21st November 2016, 17:12 Thread Starter
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Maybe but I wouldn't have thought it would be more expensive to insure a standard civic over a imported celica. Looks like I'll need to do a bit more shopping around.
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post #6 of 19 (permalink) Old 21st November 2016, 17:17
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Agreed. My AF quote fell in year 2 on the Civic but sneaked up a smidge this year.

There's been talk for a while of higher premiums coming our way, due to higher tax/etc. Reports were that older drivers were likely to face the biggest increases
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post #7 of 19 (permalink) Old 21st November 2016, 17:36
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Try £4000 a year I'm currently paying for my V10 5.2 litre
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post #8 of 19 (permalink) Old 21st November 2016, 17:37
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Try £4000 a year I'm currently paying for my V10 5.2 litre
Surely that's a joke!
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post #9 of 19 (permalink) Old 21st November 2016, 17:39
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Surely that's a joke!
No bro, 23 years old. 3 points.
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post #10 of 19 (permalink) Old 21st November 2016, 18:15
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Found the 2.2 is more to insure than any of my cars. Cheaper to insure my modified Type R or put me on the V6 Alfa than the derv in stock form.

Seems it's not just the postcode but that car too unfortunately.
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post #11 of 19 (permalink) Old 22nd November 2016, 05:47
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Quote:
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Try £4000 a year I'm currently paying for my V10 5.2 litre
I'd never even consider any car that cost that to insure. Especially as you can't use it, except on a track.

I'm paying DL just over £450 now with a clean licence and locked garage and only a few thou a year. When I took early retirement they bumped it, then again last year.

Deffo giving CK a shot next year.
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post #12 of 19 (permalink) Old 22nd November 2016, 06:35
 
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i have a 2.2cdti 2006 civic ex and i am looking to get a fn Type-R i had a quote for it and to my surprise my insurance went down by 200 quid even asked the person from aviva how come they could not understand it and asked them to double check they did and confirmed that it was a lower premium
i even went as far as getting 3 quotes on 3 Type-R that i have been looking at on auto trader and every time the same result
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post #13 of 19 (permalink) Old 22nd November 2016, 10:52
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Hi, how recently did you pick up the second SP30? Normally insurers don't bat an eyelid at one SP30 but the second one triggers interest.
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post #14 of 19 (permalink) Old 22nd November 2016, 12:39 Thread Starter
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Hi, how recently did you pick up the second SP30? Normally insurers don't bat an eyelid at one SP30 but the second one triggers interest.
Both were back in 2013, they will be expired by the end of the year.
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post #15 of 19 (permalink) Old 22nd November 2016, 18:05
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Just been quoted £354 for our stage 2 modified EX 2.2. Max no claims and 48 years old by LV. Jeep 4.7 V8 also went up as well.


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post #16 of 19 (permalink) Old 22nd November 2016, 18:18
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im with esure and i think my quote is actually a touch cheaper than last year but im gonna give them a ring as i can get it even cheaper if i go to a well known website same policy same details im also 48 years old and a 2.2 ctdi
under £200 with renewal quote and a bit cheaper online


now my sons is a different matter
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post #17 of 19 (permalink) Old 22nd November 2016, 19:33
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try £3200 for daughter. 17 yr old on 14 plate Fiat 500 1.2

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post #18 of 19 (permalink) Old 24th November 2016, 16:33
 
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I find insurance prices and quotes just don't make sense sometimes,
The insurance on my FK2 Type R with 0 no claims (as my no claims is on the M200) is cheaper than it is on My M200 with 8 years no claims??
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post #19 of 19 (permalink) Old 24th November 2016, 17:06
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Quote:
Originally Posted by richy w View Post
I find insurance prices and quotes just don't make sense sometimes,
The insurance on my FK2 Type R with 0 no claims (as my no claims is on the M200) is cheaper than it is on My M200 with 8 years no claims??
That's because there's not many FK2's on the road. Give it a few years once some have been involved in prangs/write offs. New cars tend to have lower premiums as there haven't been many claims made towards them
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