Limited mileage insurance - Civinfo
 
LinkBack Thread Tools
post #1 of 17 (permalink) Old 9th May 2012, 17:36 Thread Starter
Mr Miyagi
 
cra1g_manutd's Avatar
 
Car: Nissan Skyline R34
Join Date: 18th September 2008
Location: Nottingham, UK ENGLAND
Posts: 2,928
Thanks: 563
Thanked 396 Times in 327 Posts
iTrader: (24)
Limited mileage insurance

If you declare on your insurance that you have limited mileage and they ask for your mileage is there any way of them checking? I know via vosa they need your mot number to check that way but i dont know if they get certain privileges.
cra1g_manutd is offline  
Sponsored Links
Advertisement
 
post #2 of 17 (permalink) Old 9th May 2012, 18:10
Supporter
 
michael3011's Avatar
 
Car: 2006 1.8 5 Door Royal Blue!
Join Date: 17th April 2010
Location: Oldham, UK ENGLAND
Posts: 1,465
Thanks: 43
Thanked 79 Times in 73 Posts
iTrader: (5)
I've wondered this, as what if someone else drives your car etc?
My missus went over her mileage due to a job change and the in-laws made sure she declared it and she upped her mileage...no charge though...
michael3011 is offline  
post #3 of 17 (permalink) Old 9th May 2012, 21:51
Bantersaurus Rex
 
judderman's Avatar
 
Car: '56 2.2 Sport Vivid
Join Date: 24th June 2011
Location: Manchester, UK ENGLAND
Posts: 1,567
Thanks: 211
Thanked 117 Times in 113 Posts
iTrader: (11)
I've never worried about it... not to say that I lie on my insurance on purpose but if I stray over by a few thousand a year I ain't worried!

Plus you could have had new clocks throughout the year or all sorts of things!
judderman is offline  
 
post #4 of 17 (permalink) Old 9th May 2012, 22:23
...............Daedalus
 
mpn_daedalus's Avatar
 
Car: CW Type R No. 460
Join Date: 5th August 2010
Location: Norfolk, UK GB
Posts: 3,687
Thanks: 236
Thanked 445 Times in 413 Posts
iTrader: (3)
+1

I've overshot my stated milage a couple of years but never had anything come of it.
mpn_daedalus is offline  
post #5 of 17 (permalink) Old 10th May 2012, 11:04 Thread Starter
Mr Miyagi
** Thread starter **
 
cra1g_manutd's Avatar
 
Car: Nissan Skyline R34
Join Date: 18th September 2008
Location: Nottingham, UK ENGLAND
Posts: 2,928
Thanks: 563
Thanked 396 Times in 327 Posts
iTrader: (24)
Thanks for the replies

They said that the next mileage bracket will cost me an extra £100 so didnt really want to pay that. Maybe if i go over in the coming year i might just not realise
cra1g_manutd is offline  
post #6 of 17 (permalink) Old 10th May 2012, 11:42
Supporter
 
stevenmcc's Avatar
 
Car: # 39 Type R GT,Milano Red.
Join Date: 15th July 2008
Location: central scotland SCOTLAND
Posts: 113
Thanks: 20
Thanked 4 Times in 4 Posts
iTrader: (0)
how many miles are you limited to and how many miles does the next bracket cover?

i have 3000,thought it would be enough as i work away but im getting awfully close to it. in the past iv always been asked a figure and not bothered if i went over it but with this insurance i had to sign a limited mileage declaration.
stevenmcc is offline  
post #7 of 17 (permalink) Old 10th May 2012, 11:50 Thread Starter
Mr Miyagi
** Thread starter **
 
cra1g_manutd's Avatar
 
Car: Nissan Skyline R34
Join Date: 18th September 2008
Location: Nottingham, UK ENGLAND
Posts: 2,928
Thanks: 563
Thanked 396 Times in 327 Posts
iTrader: (24)
Quote:
Originally Posted by stevenmcc View Post
how many miles are you limited to and how many miles does the next bracket cover?

i have 3000,thought it would be enough as i work away but im getting awfully close to it. in the past iv always been asked a figure and not bothered if i went over it but with this insurance i had to sign a limited mileage declaration.
5000 and the next bracket is 7500. I dont know if i will go over as im not going to as many shows this year but its hard to predict. Since last june iv done 6500 miles but with this renewal i too has to sign something. I suppose next year when it comes to renewal and if they say anything you could always say you forgot, im pretty sure they cant trace it as theres no way of it apart from mots and they dont have access to that do they?
cra1g_manutd is offline  
post #8 of 17 (permalink) Old 10th May 2012, 12:18
Supporter
 
stevenmcc's Avatar
 
Car: # 39 Type R GT,Milano Red.
Join Date: 15th July 2008
Location: central scotland SCOTLAND
Posts: 113
Thanks: 20
Thanked 4 Times in 4 Posts
iTrader: (0)
Quote:
Originally Posted by cra1g_manutd View Post
5000 and the next bracket is 7500. I dont know if i will go over as im not going to as many shows this year but its hard to predict. Since last june iv done 6500 miles but with this renewal i too has to sign something. I suppose next year when it comes to renewal and if they say anything you could always say you forgot, im pretty sure they cant trace it as theres no way of it apart from mots and they dont have access to that do they?
id be happy for another 2500 mile for £100,thing is if i call them and they say something silly like £100 for 500 mile i either pay it or cant drive my car!
its only having signed something thats got me concerned. id say after you sign a legal document saying you forgot might not be good enough! i dont imagine their will be a problem with renewals im more worried if their is an accident and they inspect the car the policy could be void,duno about MOT's
stevenmcc is offline  
post #9 of 17 (permalink) Old 10th May 2012, 12:19 Thread Starter
Mr Miyagi
** Thread starter **
 
cra1g_manutd's Avatar
 
Car: Nissan Skyline R34
Join Date: 18th September 2008
Location: Nottingham, UK ENGLAND
Posts: 2,928
Thanks: 563
Thanked 396 Times in 327 Posts
iTrader: (24)
Its a hard one isnt it!
cra1g_manutd is offline  
post #10 of 17 (permalink) Old 10th May 2012, 12:22
Supporter
 
stevenmcc's Avatar
 
Car: # 39 Type R GT,Milano Red.
Join Date: 15th July 2008
Location: central scotland SCOTLAND
Posts: 113
Thanks: 20
Thanked 4 Times in 4 Posts
iTrader: (0)
Quote:
Originally Posted by cra1g_manutd View Post
Its a hard one isnt it!
the days of winding the clock back with a cordless drill are long gone!
stevenmcc is offline  
post #11 of 17 (permalink) Old 10th May 2012, 12:23 Thread Starter
Mr Miyagi
** Thread starter **
 
cra1g_manutd's Avatar
 
Car: Nissan Skyline R34
Join Date: 18th September 2008
Location: Nottingham, UK ENGLAND
Posts: 2,928
Thanks: 563
Thanked 396 Times in 327 Posts
iTrader: (24)
Quote:
Originally Posted by stevenmcc View Post
the days of winding the clock back with a cordless drill are long gone!
hahaha its all about laptops nowdays
cra1g_manutd is offline  
post #12 of 17 (permalink) Old 10th May 2012, 12:24
Supporter
 
stevenmcc's Avatar
 
Car: # 39 Type R GT,Milano Red.
Join Date: 15th July 2008
Location: central scotland SCOTLAND
Posts: 113
Thanks: 20
Thanked 4 Times in 4 Posts
iTrader: (0)
Quote:
Originally Posted by cra1g_manutd View Post
hahaha its all about laptops nowdays
hmm...
stevenmcc is offline  
post #13 of 17 (permalink) Old 10th May 2012, 12:27 Thread Starter
Mr Miyagi
** Thread starter **
 
cra1g_manutd's Avatar
 
Car: Nissan Skyline R34
Join Date: 18th September 2008
Location: Nottingham, UK ENGLAND
Posts: 2,928
Thanks: 563
Thanked 396 Times in 327 Posts
iTrader: (24)
Quote:
Originally Posted by stevenmcc View Post
hmm...
Not that id even think about it. Would only be able to be clocked back to your previous mot though. Not worth it, you can do time these days!
cra1g_manutd is offline  
post #14 of 17 (permalink) Old 10th May 2012, 12:31
Supporter
 
stevenmcc's Avatar
 
Car: # 39 Type R GT,Milano Red.
Join Date: 15th July 2008
Location: central scotland SCOTLAND
Posts: 113
Thanks: 20
Thanked 4 Times in 4 Posts
iTrader: (0)
id imagine even if you managed to change the reading on the dash it would still be the same in the ecm's which would be easily checked.
think il give the insurance a phone for a price,probably worrying over nothing.
stevenmcc is offline  
post #15 of 17 (permalink) Old 10th May 2012, 12:33 Thread Starter
Mr Miyagi
** Thread starter **
 
cra1g_manutd's Avatar
 
Car: Nissan Skyline R34
Join Date: 18th September 2008
Location: Nottingham, UK ENGLAND
Posts: 2,928
Thanks: 563
Thanked 396 Times in 327 Posts
iTrader: (24)
Quote:
Originally Posted by stevenmcc View Post
id imagine even if you managed to change the reading on the dash it would still be the same in the ecm's which would be easily checked.
think il give the insurance a phone for a price,probably worrying over nothing.
Im sure it would be fine mate. Read the small print first, im sure its just a way of scamming more money out of us
cra1g_manutd is offline  
post #16 of 17 (permalink) Old 10th May 2012, 12:36
Supporter
 
stevenmcc's Avatar
 
Car: # 39 Type R GT,Milano Red.
Join Date: 15th July 2008
Location: central scotland SCOTLAND
Posts: 113
Thanks: 20
Thanked 4 Times in 4 Posts
iTrader: (0)
Quote:
Originally Posted by cra1g_manutd View Post
im sure its just a way of scamming more money out of us
yup,second that
stevenmcc is offline  
post #17 of 17 (permalink) Old 10th May 2012, 19:37 Thread Starter
Mr Miyagi
** Thread starter **
 
cra1g_manutd's Avatar
 
Car: Nissan Skyline R34
Join Date: 18th September 2008
Location: Nottingham, UK ENGLAND
Posts: 2,928
Thanks: 563
Thanked 396 Times in 327 Posts
iTrader: (24)
"I understand that should i wish to exceed this stated mileage, i will inform my brokers in advance of doing so and agree to pay the additional premium.

I also understand that failure to comply with this requirement may prejudice and cover granted."

So yes if you go over and do not tell them, and then have an accident you will not be covered.
cra1g_manutd is offline  
Reply

  Civinfo > All Civics > Insurance

Quick Reply
Message:
Options

Register Now



In order to be able to post messages on the Civinfo forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.
Your User Name is the name that appears by all your posts on the forum, and so should not be your email address.

User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.

Password:


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:
OR

Log-in










Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page



Similar Threads
Thread Thread Starter Forum Replies Last Post
Civinfo insurance scheme with Chris Knott insurance [email protected] Chris Knott Insurance 475 6th April 2019 18:34
Online travel insurance with chris knott insurance - instant quotes! [email protected] Insurance 0 14th March 2011 17:29
Online travel insurance - instant quotes with chris knott insurance [email protected] Chris Knott Insurance 1 5th May 2010 15:16
Chris Knott Insurance: Email quote, breakdown cover, travel insurance, home insurance Pottsy Chris Knott Insurance 0 25th March 2010 11:28

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

 
For the best viewing experience please update your browser to Google Chrome