Ive just had my insurance renewal quote from Hastings Direct delivered, and the surprise is that its cheaper than last year.
Ok its only went down £20, but in all my years of driving with a maximum NCD, i have never had the same company reduce my premium for the following year. At absolute best it has stayed the same.
Last year i paid £258 with the £25 optional legal cover and this year it is £238. The premium was actually reduced by £25, but they charge a £5 administration fee for renewals.
That is another first for me, ive never experienced a company make this specific charge, but i wont complain about it under the circumstances.
To make it a hat trick of firsts - my excess has been reduced from £100 to £95. Ive only ever known insurance excess to be in multiples of £50, but again im not complaining.
In anticipation of having to move to another company again i had already been on the price comparison websites, but my renewal beats them all.