Join Date: 6th April 2007
Thanked 6 Times in 5 Posts
Different insurers will apply their risk/premium calculations in different ways, and possibly even different premium calculations for different regions.
One insurer may have give a reduction for street parking, another for off street parking. Even different insurance brands within the same parent company might not apply their logic consistently.
My premiums with my previous insurer were the same for on street, off street and garage parking. That was for outer London, the same logic *might* not apply everywhere else.
You might expect garage parking to be the least risky of all options, but not all insurers agree. Possible scrapes getting in/out of the garage, the likelihood of objects from the garage falling on the car etc.