insurance who only ask for 3 years of claims - Civinfo
 
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post #1 of 11 (permalink) Old 6th September 2012, 11:37 Thread Starter
more torque than the mrs
 
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insurance who only ask for 3 years of claims

right my 2009 accident as been three years and some insurance companies only ask for three years of claims ,i know of one anybody know of any others.

1) esure
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post #2 of 11 (permalink) Old 6th September 2012, 11:41
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Admiral, bell and elephant as all same company
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post #3 of 11 (permalink) Old 6th September 2012, 11:44
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1) esure
2) admiral
3) bell
4) elephant
5) Halifax
6) direct line
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post #4 of 11 (permalink) Old 6th September 2012, 12:14
 
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1) esure
2) admiral
3) bell
4) elephant
5) Halifax
6) direct line
Direct line is 5 years?? Or is that just for points?

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post #5 of 11 (permalink) Old 6th September 2012, 12:24
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Pretty much all insurance companies only account for claims in the past 3 years.

I underwrite for a motor trade insurer and even if someone had a 400,000 claim 3 years a 1 day ago it doesn't effect our premium.

Convictions are different, but i won't go into that as it's off topic
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post #6 of 11 (permalink) Old 6th September 2012, 12:43 Thread Starter
more torque than the mrs
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Pretty much all insurance companies only account for claims in the past 3 years.

I underwrite for a motor trade insurer and even if someone had a 400,000 claim 3 years a 1 day ago it doesn't effect our premium.

Convictions are different, but i won't go into that as it's off topic
i asked as i'm with tesco atm who ask for 5 years so thanks the info.
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post #7 of 11 (permalink) Old 6th September 2012, 12:58
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LV also ask for 5 years
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post #8 of 11 (permalink) Old 6th September 2012, 13:13
 
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LV also ask for 5 years
I don't get why some are 3 and some are 5..... :-/

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post #9 of 11 (permalink) Old 6th September 2012, 15:08
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Admiral reckon they only count Fault claims for 3 years and convictions for 5
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post #10 of 11 (permalink) Old 6th September 2012, 17:25
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Admiral reckon they only count Fault claims for 3 years and convictions for 5
Dependso n the conviction... SP30 / CU80 = 3 years... IN10 etc = 5 years
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post #11 of 11 (permalink) Old 6th September 2012, 18:02
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right my 2009 accident as been three years and some insurance companies only ask for three years of claims ,i know of one anybody know of any others.

1) esure
I am in a similar position with a claim in 2009. I found there to be quite a difference between companies that ask for 3 and those that ask for 5 years. I ended up with Elephant as they only asked for 3 years.

Also I still need to declare my SP50 in 2008.
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