tell the insurance for having eibachs springs? - Civinfo
 
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post #1 of 12 (permalink) Old 15th January 2013, 20:29 Thread Starter
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Question tell the insurance for having eibachs springs?

Im getting some eibach springs for the 2.2, my insurance company says that i should only notify then if i change only the alloys to a much more expensive set or increase/upgrade the performance of the car. So should i tell them about the springs as they lower tge car by 25mm i think?

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post #2 of 12 (permalink) Old 15th January 2013, 20:34
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what insurance company mate?
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post #3 of 12 (permalink) Old 15th January 2013, 20:44
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Quote:
Originally Posted by james-lew View Post
Im getting some eibach springs for the 2.2, my insurance company says that i should only notify then if i change only the alloys to a much more expensive set or increase/upgrade the performance of the car. So should i tell them about the springs as they lower tge car by 25mm i think?

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James
Yes, any non standard changes should be disclosed
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post #4 of 12 (permalink) Old 15th January 2013, 21:12
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Yes, you must.

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post #5 of 12 (permalink) Old 15th January 2013, 21:15 Thread Starter
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Direct line. And thought so but i rang them about my grill and double din change as i thought of the more desireable cos of the stereo and they gave me a load of woffle over only ring them if i change the alloys to more expensive ones or if i change the performance so i thought how ironik as they always want to know everything, just money grabbers i think wat ever you do they make up some bull
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post #6 of 12 (permalink) Old 15th January 2013, 21:25
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They will definitely need declaring.

Otherwise your cover is highly likely to be null and void.
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post #7 of 12 (permalink) Old 15th January 2013, 22:52
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Originally Posted by Fr0d View Post
They will definitely need declaring.

Otherwise your cover is highly likely to be null and void.
will it not only be null and void if these eibachs are the cause or part to blame of the reason of the claim? or is that my insurers giving me the bull lol
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post #8 of 12 (permalink) Old 15th January 2013, 23:05
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Originally Posted by stevenedgar View Post
will it not only be null and void if these eibachs are the cause or part to blame of the reason of the claim? or is that my insurers giving me the bull lol
It doesn't matter whether they contribute to an accident or not. By not declaring the part, you're voiding the contract.

But it's up to you. I've got aftermarket parts on my car that I haven't declared.
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post #9 of 12 (permalink) Old 15th January 2013, 23:07
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my company told me if i changed the wheels and my car was smashed up by someone for instance, that it wouldnt be null and void because they wheels would have made no difference to the outcome, oh well little do they know
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post #10 of 12 (permalink) Old 15th January 2013, 23:30 Thread Starter
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All my insurers said to me was if i do put any aftermarket parts on they will not cover in an accident or claim but only referb the orginal parts not the price for the aftermarket but you have to declare expensive alloys and performance mods

As i got the sports grill on mine and i hit it they will only replace with the standard which would be the prespex one, so id lose the extra money i paid for the aftermarket one same as other parts
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post #11 of 12 (permalink) Old 16th January 2013, 00:10
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Quote:
Originally Posted by james-lew View Post
All my insurers said to me was if i do put any aftermarket parts on they will not cover in an accident or claim but only referb the orginal parts not the price for the aftermarket but you have to declare expensive alloys and performance mods

As i got the sports grill on mine and i hit it they will only replace with the standard which would be the prespex one, so id lose the extra money i paid for the aftermarket one same as other parts
It really depends on your company they are all different. Some don't allow ANY changes. My last would allow brake upgrade for free, charged £80 for wheel spacers and did not allow lowering at all.

Now I'm with Chris Knott brokers they found me a pretty good deal I do pay about £70 more/year but they allow anything and only charge extra for more power. They also replace like for like.
BTW if you call them on 0800 917 2274 and quote my name (Stefan Byfield) plus CODE 480 I get a little off my next premium . You could too if you go with them .
Hope this helps.
But to answer your Q- Yes, especially for a mechanical change.
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post #12 of 12 (permalink) Old 16th January 2013, 01:22 Thread Starter
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cheers mate will look into that . my insurance isnt due for renewal till november thats when i bought the civic becos i had a c2 before i had to renew it then so got along time to think over any other insurers but will keep that one in mind
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