Car: '13 white Ibiza Cupra
Join Date: 4th March 2013
Thanked 125 Times in 103 Posts
Minor improvements - Do I need to inform the insurers?
Hi all, quick question: Do I need to inform my insurance company if Im going to do some minor work to the otherwise original car?
Specifically, I want to put in uprated EBC brakepads and discs, and slightly change the colour of the stock alloys fitted to the car while theyre being refurbed for parking damage. There's other little things Id like to add internally, like a reversing camera and Mr JPs light package, but I dont think this would fall under the same remit as the above parts.
Im of the opinion that as long as Im not replacing with something completely different, its not any of their concern - Improving the brakes with compatible parts less resistant to brake fade are safer after all, whereas resorting to bigger calipers etc would obviously be a quite significant modification. Likewise the wheels would hopefully not be an issue, unless replaced with a different type.
My concern is that they (being a mainstream provider) might think Im a bit of a boy racer and hike the premium. This of course isnt the case (I dont need to show off to anyone!)
Ive been lucky enough never to have made any claim and have a clean license, dont know if that would have an effect on their decision if I did have to tell them.
I have wondered about a remap done, having read up on this site about them. However thats further down the line and Im pretty sure I would have to declare it!
Thanks for any views on this.