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Discussion Starter #1
Hi all,

Im 35 with 11 years no claims protected, live in the midlands, am a post graduate with a professional government job. I have a standard 2.2 diesel sat nav 06 civic and I am paying £1380 fully comp a year with LV.
Does this sound right?
Its up for renewal in a few weeks and I really dont want to pay the same again, any advice from anyone?
 

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Premium Member
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That does seem very expensive, I'm paying about £400 fully comp with protected no claims, zero excess with direct line on a 2008 1.8 sport civic, I'm 35 with 9 years no claims and live in Wiltshire working for Network Rail, have you tried using compare the market .com jut to get some comparisons

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Give the comparison websites a go, compare the market, money supermarket, etc..

£1380 is a bit pricey considering your age and your 11 years no claims.
 

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That sounds ridiculous to me?! I've just turned 21 with 2 years no claims, student paying around £1500 a year on an 08 Type R GT?! I'm from Coventry too but its linked to my uni home in Cheltenham...
 

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cooks chix&b.bean sauce
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1,399 Posts
Have you tried Sky Insurance, greenlight or Adrian Flux?


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I think it must be your post-code thats making the premium so high. Try a different post-code to see what prices you get.

I'm 31 with 9 ncb's and paying around 700 thats because of where I live and my missus who has 5 yr's driving experience.

I always use all the price comparison web-sites to get the cheapest quotes.
 

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Cockup Specialist
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12,885 Posts
I am declared with serious modifications and upto 230hp.
I am paying about 600 with greenlight.
Me and wife mid 40s 9yrs+ P.NCB

Do you have 12 points or something :hmmmm:

Greenlight are on the forum so give them a try.
 

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I think it must be your post-code thats making the premium so high. Try a different post-code to see what prices you get.
Must be, also where the car is kept and any past incidents.

That said, my insurance was just under £500, and I'm 35, no NCB, 59 CTR.
 

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Hi all,

Im 35 with 11 years no claims protected, live in the midlands, am a post graduate with a professional government job. I have a standard 2.2 diesel sat nav 06 civic and I am paying £1380 fully comp a year with LV.
Does this sound right?
Its up for renewal in a few weeks and I really dont want to pay the same again, any advice from anyone?
Im 34 with 13 yrs no claims. 2.2 type s modded and declared. Just paid £340 for this years insurance. What youre paying is beyond ridiculous.
 

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Im 34 with 13 yrs no claims. 2.2 type s modded and declared. Just paid £340 for this years insurance. What youre paying is beyond ridiculous.
That is a great price, I wish mine was that cheap! I think the west country is cheaper than other parts of the country.

And obviously they look at crime rates, fraud, injury claims etc...
 

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Gooner4Life
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831 Posts
Does sound a bit crazy but I had a similar experience. I didn't know whether to go Petrol or Diesel but when checking what the insurance would be like on both, the Diesel was working out to be double the price of the petrol.

Needless to say, now the owner of a 1.8 Type S-GT :)
 

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I'LL NEVER WALK ALONE
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3,095 Posts
can't argue with LV!

they quoted me happy today :)

sort of...
 

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Very overpriced I'm 23 5years ncb. Skilled job. £800 /yr for 2009 ctr

Although where I work has secure parking and as I work nights I guess that might help keep it low

Try adding your partner to the policy that may help, adding my gf reduced mine by around £200
 

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Premium Member
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3,216 Posts
Hi all,

Im 35 with 11 years no claims protected, live in the midlands, am a post graduate with a professional government job. I have a standard 2.2 diesel sat nav 06 civic and I am paying £1380 fully comp a year with LV.
Does this sound right?
Its up for renewal in a few weeks and I really dont want to pay the same again, any advice from anyone?
Seems expensive.

I'm 44 with 10 years NCB protected with LV in a major city north of you and I was paying £540 last year from memory.
 

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Premium Member
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1,266 Posts
I am 44 with over 15 years NCB protected with LV for the 2.2 EX (2008) and paid approx £300 with LV including all the mods.

As said earlier try Greenlight or Chris Knott (I have the CTR with these)
 
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