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BoInG BoInG
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1,370 Posts
Discussion Starter #1
Just phoned Greenlight for an insurance quote for the CPL Manifold ive been offered.

Firstly, they said that it would have £0 cost implication on my policy - which is great news, it would just cost £25 service fee. GREAT....he thinks.

But he asked if it "decats" the car, I said yes. Then he said he cant insure that because it would fail an MOT and is therefore "illegal"...which i suppose is fair enough.

However, he said, if it passes an MOT (which i know it wont) then he'll insure it, or if i can get a sports cat he'll insure it.

So yeah, where do i go from here then? Manifold is only £400 and i dont want to miss out.

What have you guys done to insure your manifolds?

Thanks
 

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Aye Aye....
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7,098 Posts
Have the same problem the now Luke mate, I'm thinking the same things, there may be a "friendly" tester in ** area though? Failing that, just don't tell them, essentially race headers are exactly that, for racing, they are illegal for street use because of the decat so I can't imagine many insurers who would be happy to cover you with it, IMO...keep it between us, we'll no tell ;)
 

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BoInG BoInG
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1,370 Posts
Discussion Starter #3
But greenlight are on the forum hehe, and I wouldnt want to get into trouble!!!!! I've PM'd [email protected] so hoping we can work round it somehow... Plus plenty of people here have one, so surely some of them have them insured...surely? Maybe? LOL!!
 

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Registered
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639 Posts
Wenn I declared my AAS manifold to the insuränce guy I labeled it under the technical term "Honda replacement exhaust". At least that`s what it says in my insurance policy.
 

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Premium Member
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6,705 Posts
I used to be insured with Bell and their modifications list said "Exhaust/Manifold", whether you had a cat-back or full system.

I haven't asked Adrian Flux about one yet... considering but obviously not fitted. :rolleyes:

I would always say declare all your mods. If you have a bad accident and the Police are involved, they might go through your car with a fine tooth comb looking for contributing factors to an accident, and they would find a race-header.
 

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Registered
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698 Posts
sorry if thats a dumb question but if i want to get manifold like CPL or maybe future Tegiwa's Toda replica - do i need to decat my car :confused: ??
 

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Premium Member
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6,705 Posts
sorry if thats a dumb question but if i want to get manifold like CPL or maybe future Tegiwa's Toda replica - do i need to decat my car :confused: ??
The Honda OEM one is a two piece and has the restrictive top section which goes into a straight pipe that contains the cat.

The manifolds you mentioned are one piece so there is no place to put a cat in line and so do not have a cat.
 

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Premium Member
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5,241 Posts
I used to be insured with Bell and their modifications list said "Exhaust/Manifold", whether you had a cat-back or full system.

I haven't asked Adrian Flux about one yet... considering but obviously not fitted. :rolleyes:

I would always say declare all your mods. If you have a bad accident and the Police are involved, they might go through your car with a fine tooth comb looking for contributing factors to an accident, and they would find a race-header.
I'd agree with that (declaring mods) my mate's insurance refused to pay out when he crashed his old AX GT because he hadnt declared a single mod and it was far from standard.

Also its well known that insurance companies will find any excuse to get out of paying up!
 

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aka Colin
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10,854 Posts
i understand what you guys are saying about declaring your mods, but i have no choice in the matter. here in ireland, insurance on type r's is astronomical. quotes of 7 and 8 grand are common with basic mods. im 40 at the end of february, and my insurance is due for renewal a month later. my current insurer has already told me that if i wasnt already insured with them, they would refuse me insurance! my insurance is 1000 euro a year, and hasnt changed since i bought the car new almost 3 years ago.
i got a quote in december gone from a company who said they specialised in modified hot hatches, gave them my list of mods, including a few bits im getting done soon, and sit down when your read this.....9700 euro with a 6000 euro excess!!!!!
i know my mods should be declared, but i might as well sell the car and buy a 1ltr micra instead as they would refuse me. heaven forbid i do have an accident, but its a risk i have to take. i love my car, and what ive done to it, its just unfortunate how things are over here.....
 

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Premium Member
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5,241 Posts
i understand what you guys are saying about declaring your mods, but i have no choice in the matter. here in ireland, insurance on type r's is astronomical. quotes of 7 and 8 grand are common with basic mods. im 40 at the end of february, and my insurance is due for renewal a month later. my current insurer has already told me that if i wasnt already insured with them, they would refuse me insurance! my insurance is 1000 euro a year, and hasnt changed since i bought the car new almost 3 years ago.
i got a quote in december gone from a company who said they specialised in modified hot hatches, gave them my list of mods, including a few bits im getting done soon, and sit down when your read this.....9700 euro with a 6000 euro excess!!!!!
i know my mods should be declared, but i might as well sell the car and buy a 1ltr micra instead as they would refuse me. heaven forbid i do have an accident, but its a risk i have to take. i love my car, and what ive done to it, its just unfortunate how things are over here.....
Jeez that expensive Colin! Why is insurance so much more in Ireland?

I'm 33 and paid £250 on my CTR and I thought that was expensive!
 

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aka Colin
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10,854 Posts
basically its because of the idiot kids over here, they all drive beaten up ek's, scoobys and the like. the accident rate is very high due to learner drivers not needing a companion with them when they drive, which means you can apply for a provisional, get it in the post, go out and drive with no experience whatsoever, cause all sorts of chaos on the road, and cause people like me to have to pay through the nose for insurance. the kids race around past schools, shopping centre car parks, hospital grounds etc. modified cars hasnt got a good name here mate.
 

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Premium Member
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6,705 Posts
AXA, that was last year though and its up for renewal in April....
Is it modified though?

I pay £900ish with my mods and 3 points and I'm 31. No accidents, but probably not the best postcode.
 

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Premium Member
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6,562 Posts
Jeez that expensive Colin! Why is insurance so much more in Ireland?

I'm 33 and paid £250 on my CTR and I thought that was expensive!
R555 you pay what???? £250 and it's what expensive. Surely your having a laugh with us. Tell me your 80 and insured by saga and get a free Parker pen.
 

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ON A STEEL WOK I FRY
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2,460 Posts
So go on then, can anyone recommend good options for sports cats and manifolds apart from piper?
 
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