So last year my wife/name driver crashed, she was at fault but we had NCP, Im up for renewel soon and wanted to get some clarification on a few things.
1. I had 5 years NCP, do I get another year despite the claim? Or does it stay at 5? (Id guess the latter...)
2. When speaking to insurers I obviously must declare the claim but what do I say because strictly I wasnt driving, can I mitigate the damage by stating this?? I appreciate the policies in my name but it wasn't strictly the policy holder who was at fault. How will insurers see this?
(If it matters, she wont be on next years policy)
1. I had 5 years NCP, do I get another year despite the claim? Or does it stay at 5? (Id guess the latter...)
2. When speaking to insurers I obviously must declare the claim but what do I say because strictly I wasnt driving, can I mitigate the damage by stating this?? I appreciate the policies in my name but it wasn't strictly the policy holder who was at fault. How will insurers see this?
(If it matters, she wont be on next years policy)