I've been getting a few quotes as my renewal is due 4/6/13. I have a couple of mods. Spi vision on front grill & rear lights, Vinyl wrapped roof, tints and parking sensors. I'm getting turned away from loads of companies for the spi vision and they aren't able to classify the roof wrap. The tesco operator was very good and knew about mods. He spoke to the underwriters and they have been able to classify it somehow as they have a new mod list to use from tomorrow. I said I was planning a new HU and they said it was fine. I then said I am thinking of fitting a type S spoiler soon. They added that and it came up on the system to refuse cover. They will no longer insure cars with aftermarket spoilers, unless you are already covered. New customers will be refused. Zurich said the same. It seems they are really cracking down.