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Discussion Starter #1
just been checking out some insurance for a new civic type s gt im 18 (19 in june) with no no claims bonus and no convictions nor claims had my full licence for 18 months the cheepest ive found so far is tesco at around £3000 fully-comp anybody know of any other insurance companys i should check out that might be cheeper? thanks, dan.
 

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just been checking out some insurance for a new civic type s gt im 18 (19 in june) with no no claims bonus and no convictions nor claims had my full licence for 18 months the cheepest ive found so far is tesco at around £3000 fully-comp anybody know of any other insurance companys i should check out that might be cheeper? thanks, dan.
Do a comparison check on the internet as there are quite a few websites that are doing it.
 

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Why do you need to look around if you can afford a new type s aged 18? Surely you can afford the insurance too?
 

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Why do you need to look around if you can afford a new type s aged 18? Surely you can afford the insurance too?
Why pay more than you need to?
 

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Seat/ Stick Interface
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Try tesco value insurance, if you're just after a cheep quote then up the excess to the full 125 at the end.
 

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It was on the BBC lunchtime news again on Friday.
Young drivers using Parents, as main drivers.
They are REALLY clamping down and turning down claims.
They are driving without Insurance says the "Old Bill".
 

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Discussion Starter #8
just because i can afford a new type s doesnt mean ive got all the money in the world to throw arround how i want so the cheeper the insurance the more money ill have to save for other things and thanks ill check out those links later when i have time any more advice is welcome :cool:
 

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R - 11859
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I'm 19 with no no claims. Direct line £1833 for a brand new type S
ouch! I'm glad i'm 38 now.

My tip would be to get your Mum or Dad on an insurance that gets named drivers their no claims bonuses, (you paying towards it obviously ), then when you are older get your own insurance.
 

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I've just tried Gocompare, moneysupermaket and Tescocompare.

The first two came up with £176.15 for me in Millie, (via Liverpool Victoria, which shows a Civic on its TV add!) and Tescocompare came up with £197.76.

Shop around.

It's your money they're after!

"The less one has to do.
The less time one seems to have to do it in!"
 

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I'm 19 with no no claims. Direct line £1833 for a brand new type S
I take it thats per month and for third party?? :rolleyes:

I am amazed that at 19 with a max of two years experience, no no claims that you can get a quote that cheap.
 

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I take it thats per month and for third party?? :rolleyes:

I am amazed that at 19 with a max of two years experience, no no claims that you can get a quote that cheap.
You wait 'til you get to 65!

£176.15 per annum

......that's cheap!!

"Throw all those old files out.
But make acopy of everything before getting rid of it!"
 

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I am amazed that at 19 with a max of two years experience, no no claims that you can get a quote that cheap.
I'm 20 (with 2 years NCB) on a 2.2 SE and mine's a bit over £800, bearing im mind that insurance group wise its the same as a type S.
 

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ouch! I'm glad i'm 38 now.

My tip would be to get your Mum or Dad on an insurance that gets named drivers their no claims bonuses, (you paying towards it obviously ), then when you are older get your own insurance.
Be careful as they may not pay out in the event of a claim;)
 

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COTM Feb 2012
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22 1 yr no claim 2 yr experience

Norwich Union Direct - £860

I couldn't get anyone cheaper than Tesco on my first yr with on 05 Fiesta (1.4 £2,500)

I don't think you will find better, I couldn't.

Also try having your mum/dad on your quote (mum prob best) (2nd infrequent driver), if they have a good record (no crashes/ points) it might make your quote ALOT cheaper!!

got my dad on mine and even though he has 3 points it took £200 off the orininal quote!! yes it was £1,050 before!! (this yrs ins btw)
 

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[quote It was on the BBC lunchtime news again on Friday.
Young drivers using Parents, as main drivers.
They are REALLY clamping down and turning down claims.
They are driving without Insurance says the "Old Bill".[/quote]
 

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Elephant or Admiral have generally worked out cheapest for me, although I didn't bother with a car at uni, so I avoided insurance between 19 and 23, which helped a bit on the cost (despite not having driven in the intervening years!).
 

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Elephant or Admiral have generally worked out cheapest for me, although I didn't bother with a car at uni, so I avoided insurance between 19 and 23, which helped a bit on the cost (despite not having driven in the intervening years!).
I've been told that Elephant are cool with modifications?? any comment?
 
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