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Banned
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Discussion Starter · #1 ·
My insurance company are charging me roughly £1400 per year.

If I enter the same information on Confused.com, I get quoted a mere £800.

So I'm paying 1.4k but new customers can enter for the price of just £800. I spoke to them and they say there's nothing they can do until renewal.

Is this a fact? Is there really nothing they can do until renewal? I've been with them for nearly 4 years, never had an accident which was my fault. This accident was added on Confused along with my speeding offense.

Can they legally do this? Charge me £600 more? A customer that has been with them for nearly 4 years, who has never cost them a penny due to negligence, then offer a new customer the same cover for 60% less?
 

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The Guru
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4,207 Posts
You'd find that the £800 offer is to bring in new customers who would then have a higher premium the following year
 

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Premium Member
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152 Posts
you can always cancel and then take it out with them again but you may be charged a cancellation fee - which insurer is it out of interest?

is its Bell / Admiral / Elephant then go to the other 2 and they will beat your price - they are all owned by the same company but have to compete for business so are undercutting each other
 

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Banned
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Discussion Starter · #4 ·
you can always cancel and then take it out with them again but you may be charged a cancellation fee - which insurer is it out of interest?

is its Bell / Admiral / Elephant then go to the other 2 and they will beat your price - they are all owned by the same company but have to compete for business so are undercutting each other
I was thinking of doing that, it's only £27.99 to cancel

It's Churchill.
 

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Premium Member
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1,465 Posts
My renewal came through with admiral at £1480, I thought sod that definitely not paying that...so got another quote on confused.com - £1100..which was Elephant - owned by Admiral!!!

So I got another quote from Admiral - just over 1100 - then added work cover and increased by mileage and it came in at 1200 - which I was happy to pay... did a final check for the same cover and on confused it came in at 1600... admiral asked me why I cancelled my auto renewal and then when they phoned to ask me why and I explained what I had done she said 'Good Move'
 

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Premium Member
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1,237 Posts
I was thinking of doing that, it's only £27.99 to cancel

It's Churchill.
be aware trhat some companies wont treat u as a new customer until you have not been with them for 90 days therefore not honouring you the cheaper premium ,]]

rac did this with me for break down cover at renewals (new customers were getting cheaper premium and free m n s £50 voucher) and even automatically tried to take money from my expired card the hag when i tried to cancel within a 14 day period so i told them to do one and went to AA .
 
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