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Discussion Starter · #1 ·
renewal time at end of month,just wondering who has declared there wing,also getting it lowered next month does that come under suspension mods,

thanks.
 

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COTM Feb 2012
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Wing was nothing, I said it was an OEM part as you can buy them from dealers. The suspension cost me around £60 quid as a suspension mod like you say.
 

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Discussion Starter · #3 ·
thanks for that,will do the same.
 

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COTM Feb 2012
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Also, insurance doesn't cover aftermarket parts so declaring the wing as OEM will allow it to be replaced should it fall off/break subject to your excess :D!!

I reckon a beer is owed lol!
 
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I wouldn't like to have to try and convince an insurance company the £1500 spoiler on the back of the car is OEM.

All insurance companies are different but generally most if not all have a very wide statement that you should declare anything that would make the car more attractive to thieves.
 

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I wouldn't like to have to try and convince an insurance company the £1500 spoiler on the back of the car is OEM.

All insurance companies are different but generally most if not all have a very wide statement that you should declare anything that would make the car more attractive to thieves.
Honda make the Mugen, they sell the parts...
 

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They also sell, lots of different alloys, type r recaro's and if I want to be really obtuse a whole 2.0 type r running gear, all that would fit in my 1.8.

OEM suggests originally fitted. The Mugen wing was not and I'm guessing that is how most underwriters would view it, especially given it's astronomical cost compared to most boot spoilers. At the end of the day I'm not trying to disagree, your car is spot on and I know it's your pride and joy, so I know you wouldn't cut corners protecting it.

Just stating another opinion that the OP may want to consider, or may not.
 

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Batmobiles Rule ✌
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Declare everything, that way you can't go wrong. A Mugen wing is most definitely NOT in the same class as something like the GP kit. It is a specialized part sold by a select few Honda dealers. Why run the risk of adding such an expensive part and then losing all your money + more if you have to make a claim?
 

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COTM Feb 2012
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I wouldn't like to have to try and convince an insurance company the £1500 spoiler on the back of the car is OEM.

All insurance companies are different but generally most if not all have a very wide statement that you should declare anything that would make the car more attractive to thieves.
They also sell, lots of different alloys, type r recaro's and if I want to be really obtuse a whole 2.0 type r running gear, all that would fit in my 1.8.

OEM suggests originally fitted. The Mugen wing was not and I'm guessing that is how most underwriters would view it, especially given it's astronomical cost compared to most boot spoilers. At the end of the day I'm not trying to disagree, your car is spot on and I know it's your pride and joy, so I know you wouldn't cut corners protecting it.

Just stating another opinion that the OP may want to consider, or may not.
Sorry, perhaps I should elaborate, I spoke to the insurance company about this, it's an "optional extra OEM part". As its sold from honda specifically for my car they would cover it. Admiral have been pretty cool over this, they are happy to cover optional extras sold by honda.
 

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Honda make the Mugen, they sell the parts...
Honda sell them, well a few dealers do.

Mugen is completely independent from Honda, has never been owned by Honda etc. It was started by the son of the then Honda president, but has never been part of the Honda company.

The part is made by Mugen and a selection of authorised Honda dealers can sell them and fit them.

Let me put it this way, if it was an OEM part you could walk into any Honda dealership and order one, and you can't. Only in the dealerships listed here:
http://mugeneuro.com/links/

Admiral may very well insure you for it problem free, but telling them it is an OEM or even an optional fit part is skating on very very thin ice.
 

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Honda sell them, well a few dealers do.

Mugen is completely independent from Honda, has never been owned by Honda etc. It was started by the son of the then Honda president, but has never been part of the Honda company.

The part is made by Mugen and a selection of authorised Honda dealers can sell them and fit them.

Let me put it this way, if it was an OEM part you could walk into any Honda dealership and order one, and you can't. Only in the dealerships listed here:
Mugen Euro - Links

Admiral may very well insure you for it problem free, but telling them it is an OEM or even an optional fit part is skating on very very thin ice.

I thought you had flounced? :)
 

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Some insurers cover mods like for like too so worth checking specific companies. On my previous car I have the spoon exhaust and gruppe m induction kit listed and in the event of the entire car being lost (through fire or theft etc) they would pay to replace all aftermarket parts too i believe. This was with Sky insurance. I will be calling them again this year when my renewal is due to see if they can cover the toda etc..
 

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Discussion Starter · #15 ·
thanks for the reply's guys will be declaring both to my insurance when i renew.
 

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LOUD NOISES!!!
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As modification's are starting to appear on my car I will be changing to a specialized insurance company such as greenlight when my renewal is up as my current company (direct line) just don't do 'mods'
 

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Greenlight definately replace modded parts with modded parts - I had this discussion a while ago.

I would be very surprised if an "OEM" spoiler was replaced with a specialised Mugen spoiler though.

Reading the Admiral policy it states:

"We will only pay the cost of replacing parts needed for your car to meet the manufacturers specification"

http://www.admiral.com/policyDocs/ADM.pdf

A Mugen spoiler is not required to meet that, declared or otherwise.
I suppose you takes your chances and deal with it if the need arises but I know what I'd be doing...
 

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Greenlight definately replace modded parts with modded parts - I had this discussion a while ago.

I would be very surprised if an "OEM" spoiler was replaced with a specialised Mugen spoiler though.

Reading the Admiral policy it states:

"We will only pay the cost of replacing parts needed for your car to meet the manufacturers specification"

http://www.admiral.com/policyDocs/ADM.pdf

A Mugen spoiler is not required to meet that, declared or otherwise.
I suppose you takes your chances and deal with it if the need arises but I know what I'd be doing...
That very document actually says "we will not cover any modifications unless they form part of the manufacturers standard specification or are optional extras that we have agreed to cover" - page 11

The Mugen wing does come on one of the cars Honda sell (M20) and can be brought from dealers for your car (albeit not every dealer) therefore as they have agreed to accept my spoiler as an optional extra I'm happy for my cover to continue as I previously intended.
 

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Discussion Starter · #19 ·
just declared the wing and springs on my renewal quote, gone up by £51 well happy.even told them the price of the wing.im with aviva if anyone is interested.
 

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COTM Feb 2012
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just declared the wing and springs on my renewal quote, gone up by £51 well happy.even told them the price of the wing.im with aviva if anyone is interested.
Great stuff! now off for some VTEC! :D
 
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