mugen wing
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3,995 Posts
Wing was nothing, I said it was an OEM part as you can buy them from dealers. The suspension cost me around £60 quid as a suspension mod like you say.
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3,995 Posts
Also, insurance doesn't cover aftermarket parts so declaring the wing as OEM will allow it to be replaced should it fall off/break subject to your excess 
!!
I reckon a beer is owed lol!
!!I reckon a beer is owed lol!
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716 Posts
I wouldn't like to have to try and convince an insurance company the £1500 spoiler on the back of the car is OEM.
All insurance companies are different but generally most if not all have a very wide statement that you should declare anything that would make the car more attractive to thieves.
All insurance companies are different but generally most if not all have a very wide statement that you should declare anything that would make the car more attractive to thieves.
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3,995 Posts
Honda make the Mugen, they sell the parts...
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716 Posts
They also sell, lots of different alloys, type r recaro's and if I want to be really obtuse a whole 2.0 type r running gear, all that would fit in my 1.8.
OEM suggests originally fitted. The Mugen wing was not and I'm guessing that is how most underwriters would view it, especially given it's astronomical cost compared to most boot spoilers. At the end of the day I'm not trying to disagree, your car is spot on and I know it's your pride and joy, so I know you wouldn't cut corners protecting it.
Just stating another opinion that the OP may want to consider, or may not.
OEM suggests originally fitted. The Mugen wing was not and I'm guessing that is how most underwriters would view it, especially given it's astronomical cost compared to most boot spoilers. At the end of the day I'm not trying to disagree, your car is spot on and I know it's your pride and joy, so I know you wouldn't cut corners protecting it.
Just stating another opinion that the OP may want to consider, or may not.
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6,587 Posts
Declare everything, that way you can't go wrong. A Mugen wing is most definitely NOT in the same class as something like the GP kit. It is a specialized part sold by a select few Honda dealers. Why run the risk of adding such an expensive part and then losing all your money + more if you have to make a claim?
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3,995 Posts
Sorry, perhaps I should elaborate, I spoke to the insurance company about this, it's an "optional extra OEM part". As its sold from honda specifically for my car they would cover it. Admiral have been pretty cool over this, they are happy to cover optional extras sold by honda.
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6,766 Posts
Honda sell them, well a few dealers do.
Mugen is completely independent from Honda, has never been owned by Honda etc. It was started by the son of the then Honda president, but has never been part of the Honda company.
The part is made by Mugen and a selection of authorised Honda dealers can sell them and fit them.
Let me put it this way, if it was an OEM part you could walk into any Honda dealership and order one, and you can't. Only in the dealerships listed here:
http://mugeneuro.com/links/
Admiral may very well insure you for it problem free, but telling them it is an OEM or even an optional fit part is skating on very very thin ice.
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I did. Said I'd keep nipping on to see if things improved etc.I thought you had flounced?
Just popped on last night to update my project thread. :lol:
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Loxinton!!
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1,687 Posts
Some insurers cover mods like for like too so worth checking specific companies. On my previous car I have the spoon exhaust and gruppe m induction kit listed and in the event of the entire car being lost (through fire or theft etc) they would pay to replace all aftermarket parts too i believe. This was with Sky insurance. I will be calling them again this year when my renewal is due to see if they can cover the toda etc..
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5,369 Posts
As modification's are starting to appear on my car I will be changing to a specialized insurance company such as greenlight when my renewal is up as my current company (direct line) just don't do 'mods'
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1,775 Posts
Greenlight definately replace modded parts with modded parts - I had this discussion a while ago.
I would be very surprised if an "OEM" spoiler was replaced with a specialised Mugen spoiler though.
Reading the Admiral policy it states:
"We will only pay the cost of replacing parts needed for your car to meet the manufacturers specification"
http://www.admiral.com/policyDocs/ADM.pdf
A Mugen spoiler is not required to meet that, declared or otherwise.
I suppose you takes your chances and deal with it if the need arises but I know what I'd be doing...
I would be very surprised if an "OEM" spoiler was replaced with a specialised Mugen spoiler though.
Reading the Admiral policy it states:
"We will only pay the cost of replacing parts needed for your car to meet the manufacturers specification"
http://www.admiral.com/policyDocs/ADM.pdf
A Mugen spoiler is not required to meet that, declared or otherwise.
I suppose you takes your chances and deal with it if the need arises but I know what I'd be doing...
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3,995 Posts
That very document actually says "we will not cover any modifications unless they form part of the manufacturers standard specification or are optional extras that we have agreed to cover" - page 11
The Mugen wing does come on one of the cars Honda sell (M20) and can be brought from dealers for your car (albeit not every dealer) therefore as they have agreed to accept my spoiler as an optional extra I'm happy for my cover to continue as I previously intended.
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3,995 Posts
Great stuff! now off for some VTEC!
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