[nathanharold1987]

Evening all

Got a quick question regarding insurance. Its particularly to do with the type r hence not putting this in the insurance category.

I am 24 with 6 year licence and 5yrs NCB, clean licence and only one accident listed. Accident was a couple of months ago when someone ran into the side of me, third party paid for everything so shouldnt affect insurance too much (claim only £2k ish too)

Looking at getting either a late 2008 or early 2009 Type R GT in the early spring next year. Any idea what my insurance is likely to be? Car stays on the road over night and open public car park during the day. Work as a professional and do circa 15k miles a year (need business miles too).

Cheers

Nathan

 

[andyfto]

Hi Nathan,

It's likely that being under 25 might make a difference for you but to give you an idea my insurace is £600 for 12 months with Admiral, 8000 miles, no business usage and car parked on the street in the city. I'm 25 with 5 yrs NCB and no accidents although a named driver has 1 fault claim (which made very little difference to the price).

There is quite a lot of variation with postcode, I would pay roughly half my current premium at my old address as there was a wider range of companies willing to cover that area.

If I was you I would be prepared to pay anything from £500-£900, why not try running a few quotes through the comparison sites and see what comes up.

Andy

 

[Guitaralmond]

I pay £1,200+, 25, 4yr's no claims although I live in Stoke :worms:

Admiral

 

[mpn_daedalus]

I'm looking to get a Type R next year some time.

At the time I'll be 22, 2 years NCB, 2 accidents in the past 5 years for which Admiral have quoted me £1200 + £350 excess. Depends entirely upon where you live TBH mate.

 

[nathanharold1987]

Yeah I have put it through the price comparison site and came back with cheapest being £1100 ish but as soon as want to pay monthly (and I do with it being that amount) they drop the initial discount and charge silly interest so total works out more like £1400 or £1500 which is stupid.

 

[Fonzey]

I'm 24 and got my insurance for £650 on a 60 plate CTR. That's with 7 NCB and no accidents.

I did however catch a 12months for the price of 10 deal with Direct Line.

Little tip for monthly payments, if appropriate you can get a 12month interest free credit card - buy your policy in one lump with that and then setup a direct debit for the credit card

 

[parsco]

I'm 23 with 6 years NCB and no accidents. 57 plate CTR is £700 for 12 months with Privilege. 15,000 miles a year and 5,000 business miles.

 

[Steve_R1979]

Why don't you go on confused.com and find out???

 

[NighthawkES]

Why don't you go on confused.com and find out???

Yea, thats probably the best idea. Prices can vary so much anyway that even a ball park figure can be well out. Try direct line as well.

 

[nathanharold1987]

I have checked the comparison sites, that was my first port of call. I just wanted to know how much people paying generally so have something to compare it to. Cant exactly compare it to the current I pay for my diesel Ford Mondeo.

 

[lollypop]

im 28 with 7 yrs protected no claims and mine is 420!!
bugger paying over 1000 for insurance tho..:facepalm:

 

[rowbo]

33 with 5 yrs no claims and live in the worlds ars-hol
£400 with the green insurance company , quotes for next year are coming in around 375ish

 

[RickHondaR]

I pay £1,200+, 25, 4yr's no claims although I live in Stoke :worms:

Admiral

we pay £296 full comp for 2 of us but we are 36 but even more surprising is the CTR is 15% cheaper to insure than the CRZ

 

[Booboo]

I pay £320 fully comp. 41 with a life time of no claims. Go Compare.

 

[mpn_daedalus]

I hate being young lol...

Sent from my X10i using Tapatalk

 

[ScottB]

im 28 with 7 yrs protected no claims and mine is 420!!
bugger paying over 1000 for insurance tho..:facepalm:

Defo **** paying over a grand!


I'm 27, 4 years no claims, covered for commuting, leisure etc... £600.