Type S 2.2
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This is because it is classed as a 'sportier' model, 5 doors are seen as sensibe family cars so are less likely to get abused, also the type s gt is lowered 15mm as standard compared to the 5 doors and has a wider rear track for better stability. This is all taken into account by the insurers so unfortunately for a sportier look you have to pay a higher premium, it sucks really as the engines are the same in all diesels 
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My 5 door cars (2 of them) were more expensive than the exact same counterpart (yes i am sad enough to check this when i insured them) i think it just depends on the model like honda or vaux etc
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I once saw a £100 difference between a 3dr Mk1 Ford Focus and a 5dr Mk1 Ford Focus. Unfortunately, it's the way car insurance works. If they think a car can be considered in anyway sporty, they will hike the price up.
I recently had to do my insurance renewal. Same details, same car, same insurer, one price from comparethemarket.com (I wanted a meerkat
), and one price from confused.com. There was about £100 difference between the two. Needless to say, I never splashed the £100 out on the free meerkat.
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According to this review it istype s isnt lower
sent from my phone
On test: Honda Civic Type-S (2007 onwards model) - Car Reviews - MSN Cars UK
Other reviews refer to it as uprated suspension, which I think explains why you have to buy different lowering springs for the type S. I may be wrong but this is just what I have read.
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In that case gentlemen I stand corrected, guess you shouldn't believe everything you read hey!?
I shall never try to compete with the diesel gods when it comes to facts again lol, by the way Coste and Relic I have been greatly inspired by both of your cars and hope I can make an equally impressive one.
I shall never try to compete with the diesel gods when it comes to facts again lol, by the way Coste and Relic I have been greatly inspired by both of your cars and hope I can make an equally impressive one.
Still crashy as hell with a standard setup!
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If this is the case how come we insure a ctr for around 10% less than a crz and its the same company (aviva)This is because it is classed as a 'sportier' model, 5 doors are seen as sensibe family cars so are less likely to get abused, also the type s gt is lowered 15mm as standard compared to the 5 doors and has a wider rear track for better stability. This is all taken into account by the insurers so unfortunately for a sportier look you have to pay a higher premium, it sucks really as the engines are the same in all diesels
From my one experience if working for an insurance company currently, it's more to do with the claims experience of a particular kind of vehicle......
Example to prove this would be 3 cars......
Honda Civic Type S GT 2.2 Diesel- Insurance Group 10 (old school system)
VW Golf GT Tdi 2.0 Diesel- Insurance Group 14
Audi A3 Tdi 2.0- Insurance group 11
All vehicles are 140bhp (as near to as your gonna get) 0-60 virtually all the same..... Yet the Golf and A3 are deemed more of a risk due to amount of claims, such as thefts accidents etc, insurance companies can only use statistics to calculate a premium.
So to answer the question relating to the Civic's a 3 door will be deemed in this case a higher theft risk opposed to a 5 door I supposed due to the sportier style.
Hope this helps
Example to prove this would be 3 cars......
Honda Civic Type S GT 2.2 Diesel- Insurance Group 10 (old school system)
VW Golf GT Tdi 2.0 Diesel- Insurance Group 14
Audi A3 Tdi 2.0- Insurance group 11
All vehicles are 140bhp (as near to as your gonna get) 0-60 virtually all the same..... Yet the Golf and A3 are deemed more of a risk due to amount of claims, such as thefts accidents etc, insurance companies can only use statistics to calculate a premium.
So to answer the question relating to the Civic's a 3 door will be deemed in this case a higher theft risk opposed to a 5 door I supposed due to the sportier style.
Hope this helps
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